Martin Lewis
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Urgent MoneySaving: 15% Ocado code, 32'' HDTV £250, BA Sale, 3.15% savings, travel cash boost

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This week’s MoneySaving e-mail contains over 50 new & urgent ways to save. Ensure you don’t miss out; get it e-mailed direct, or if not you can read it here.

IMPORTANT! Most deals, best buys and loopholes end within a week

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Bank Charges: Reclaim them, they’re unlawful, inc. free template letters

Bank charges for exceeding overdraft limits are unlawful. The Court of Appeal's slapped down banks attempt to...

Savings Accounts: Fix at 4.5%, or get 3.21% easy access

This is a full best buy guide to maximizing your interest; including a unique calculator to tell you how much...

Travel Insurance: Annual policies from £15 in Europe, £24 Worldwide

Do you really need £20 million medical cover? No but they'll try to make you pay for it. Fight back with the...
Cheap Days Out
NEW: Chessington
 
Shopping Vouchers
NEW:15% off Ocado
 
High St. Summer Sales
NEW: House of Fraser 70%
 
Restaurants 40%
NEW: YO! Sushi

Freebies, Freebies, Freebies

A guide to and directory of free stuff

Cheap Hotels

Hidden techniques to bag 5 star, hostels or unnamed bargains

Cheap Car Insurance

Speedily compare 100s of quotes, & hidden cashback

Cheap Home Insurance

Speedily compare 100+ quotes, & possible cashback

PPI Reclaiming Guide

Get £1,000s back on loan insurance, inc templates

Cheap Hayfever Tablets

Slash the price of medication

Money Makeover

Completely overhaul your finances and save £1,000s

Best Balance Transfers

Cut existing credit card debt costs

Best Bank Accounts

Get 0% overdraft for a year, or £100 bonus.

Boost Your Income

A full guide to bringing in extra cash

Cheap Loans

Borrow at 8% for £5k+, or less if top credit score
Fun Stuff and the Site

Latest MoneySavingPoll:
How much is in your bank account?


Poll Started 6 July 2009:

How much is in your bank account?

Properly managing your bank account is crucial; put too much in and you’ll miss out on the interest you could be earning in a Top Savings account, while go heavily overdrawn and you’ll be hit by interest and Bank Charges.

So how much is in your current account today – roughly?

A. I don’t have a clue (ML – not good, you need to check).
B. In Credit: Over £10,000.
C. In Credit: £5,001 - £10,000.
D. In Credit £2,501 - £5,000.
E. In Credit £1,501 - £2,500.
F. In Credit £1,001 - £1,500.
G. In Credit £501 - £1,000.
H. In Credit £101 - £500.
I. In Credit £0 - £100.
J. Overdraft WITHIN limit £0 - £100.
K. Overdraft WITHIN limit £101 - £500.
L. Overdraft WITHIN limit £501 - £1,000
M. Overdraft WITHIN limit £1,001 - £2,000.
N. Overdraft WITHIN limit over £2,000
O. Overdraft OVER limit – total overdraft £0 - £100.
P. Overdraft OVER limit – total overdraft £101 - £500.
Q. Overdraft OVER limit – total overdraft £501 - £1,000.
R. Overdraft OVER limit – total overdraft £1,001 - £2,000.
S. Overdraft OVER limit – total overdraft more than £2,000.
Vote: How much is in your bank account?
Economic uncertainty's rife, and picking troubled companies isn't easy, so it's crucial to protect yourself.
Section 75 Free protection for all purchases
Are my savings safe? Bank-by-bank guide
Recession Proofing Sort your finances

Meanwhile we'll carry on finding top deals & bargains.
What's It All About
It's about cutting bills not cutting back and being a sassy consumer. Companies try to screw us for profits. MoneySaving shows you how to (legally) screw them back.
More on MoneySaving
More On MoneySaving

Corporate Britain isn't the enemy, but it is the opposition. A company's job is to make money, nothing wrong with that. A consumer's job is to keep as much of their cash for themselves as possible. The problem is that companies spend billions on marketing, advertising and teaching their staff to sell: yet consumers get no buyers' training.

This site aims to redress the balance, both with highly researched journalistic articles and forums that bring millions together to gradually build collective resources. MoneySaving is about finding best deals, legal loopholes and how to save money on everything and anything; on average following these will gain you the equivalent of a 25% payrise.

MoneySavingExpert.com was created in February 2003 for £100 by Martin Lewis, and still run day-to-day by him. By January 2009 nearly 7 million users a month were reading the site, and the weekly email goes to over 3 million people.

More Info: Read the full About the Site article
Who is Martin Lewis?
Who is Martin Lewis?

Who is Martin Lewis?

Money Saving Expert Martin Lewis, the Consumer Journalist of the Year 2009, is an ultra-specialised writer, TV & radio presenter and bestselling author. He created this site, which has over 7,000,000 users a month, in Feb 2003 and still runs the site day-to-day.

  • TV and Radio MoneySaving: Martin is resident expert on GMTV & LK Today, regular presenter of ITV1's Tonight, has regular slots on BBC Radio 1 & Radio 2 Vine. He’s had his own prime time Five series It Pays to Watch, and ITV1 daytime series Make Me Rich. Plus he appears on many other programmes, such as Moneybox, This Morning & Titchmarsh, and The Wright Stuff.

  • Book and Print MoneySaving: Martin's has a weekly page in the News of the World, fortnightly column in the Sunday Post & Woman Magazine, and a monthly column in Telegraph Money, as well as syndicated columns in regional newspapers across the UK including the Manchester Evening News. His books The Money Diet, Three Lessons & Thrifty Ways are bestsellers, The Money Diet are bestsellers

More Info : Martin’s Biography, Martin’s Blog, It Pays To Watch, GMTV appearances

Where do I start?
Where Do I Start?

This is a mammoth site packed with an enormous amount of info. If you're looking for something specific, use the search box above (it works just like Google) or the category tabs. If you just want to save, the main areas are:

  • Step 1: Grab the 'Martin's Money Tips e-mail'. The site's designed around the free weekly e-mail. It ensures you don't miss out as many loopholes are short-lived and need speedy grabbing. Over a year, follow the info and you'll give yourself a money makeover.


  • Step 2: Give yourself a Money Makeover. The specially designed Money Makeover guide takes you through the main areas you can quickly use to put cash in your pocket, and includes the free budget planner tool.

  • Step 3: Voyage into the Forums. MoneySavers are generally a kind bunch and will often answer questions and share suggestions. At any moment over 5,000 may be in the Forum's many discussion boards including Debt-Free Wannabe, Old-Style MoneySaving and the Grab-it while you can bargains board.
How's the site financed?
How's the site financed?

MoneySavingExpert.com is free to use and free of advertising - you can’t pay to have content put on the site.   Articles are written based on specialised editorial research of the best ways to save money.

The income from links that generate revenue when clicked. Once articles are finished, where possible 'affiliated links' to the top products are used and have a * by them. Yet if no affiliate link is available a non-paying link is used; i.e. if the top pick doesn't pay, it remains the top pick regardless.

This stance means the top products detailed here often easily surpass those on the other money websites. Yet thankfully the sheer scale of MoneySavingExpert.com means it's very healthily in profit and also donates a good chunk of cash to the MoneySavingExpert.com Charitable Fund.

More Info: Read full how this site’s financed guide.

Watch the 'What's it all about?' video

As recommended by a parliamentary motion

Free Tools

The Site (find out about it)
The Weekly Email (read this week's)
  • 3,641,308 receive it
  • 170 new e-mail recipients so far today

The Forum (view the forum)
  • Currently has 2,560 people in there.
  • 90 new threads started so far today
  • 1,320 new posts today; equivalent to 3 books

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MoneySavingExpert.com, the official no.1 Business & Finance, Biz Info site since Sept 06
Updated Daily.
This website is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to specific circumstances. All tips are followed at your own risk and should be followed up with your own research . See Full Terms & Conditions and Privacy Policy (last updated 03.09.08). ® Martin Lewis and MoneySavingExpert.com. 'Martin Lewis' and 'Money Saving Expert' are registered trademarks belonging to Martin Lewis.