Credit Card Freebies Free flights, vouchers and more

20,000 Avios or BMI miles Enough for Morocco return, 2x Prague or Eurostar

Get a BMI Amex* card, do £250 of your normal spending on it within 90 days, and you'll get 20,000 of BMI's 'Destination Miles'. As BMI's being taken over, from 3 July they can be turned into 20,000 BA Avios or Avios (was Airmiles) points. You will then have the choice of what to redeem them for:

20,000 Avios points... can be redeemed for for a BA Zone 2 return (eg, Marrakech, Athens), TWO Zone 1s (Milan, Nice), or TWO Eurostar returns. You just pay £27/return flight taxes (no taxes on Eurostar). See full Avios redemption chart.

20,000 BMI miles... can be redeemed for a return business class flight to Turkey, Majorca and others or alternatively you can get two economy returns to closer destinations such as France or Germany (see what you can get). You have to pay normal taxes and charges for the flight, which are higher for business class.

This also has a decent balance transfer offer of 0% for 12 months with a 3% fee (see the Balance Transfer article for how this compares). The 16.9% representative APR means you should make sure you pay the card of in full each month.

18,000 Avios. 2x Eurostar returns to Paris, Brussels Or two 'Zone 1' flights, eg, Milan, Nice (+ £27/person taxes)

Apply successfully for the Lloyds Duo Avios* and you'll get an 18,000 Avios voucher if you spend £500/mth in the first three months.

This can be redeemed for 2 Eurostar tickets to Paris or two BA flights to Zone 1 destinations eg, Milan, Nice (see full Avios redemption chart). You just pay £27/return flight taxes, as long as you've collected an Avios point in the past year (no taxes on Eurostar).

However, you must also book one night in a hotel via Avios. These are decent but not the cheapest. We've found a selection for around £70/night in a few destinations.

You can only use the voucher for one booking, so any remaining miles will be lost if you book something costing less than 18,000. It can be used for more than one passenger and is valid for 12 months.

BA Amex Enough miles for European flights, but must pay taxes

Normally the BA Amex* card gives one Avios mile (new name for BA's frequent flyer scheme) for every £1 spent. Currently there's a deal giving 3,000 Avios miles if you spend £500 within the first three months.

Ensure you repay in full every month, or you'll pay the big 19.9% representative APR, and wipe out the gain. For full details including other Avios deals see the Airline Credit Cards guide.

Two European flights with Flybe Excludes taxes and charges

Grab Flybe's credit card and once you've spent anything on it you'll be sent a voucher for a return flight on any of its European routes. If you spend £500 within the first 90 days you'll get a second return flight voucher. Taxes aren't included, so you'll have to pay these; but the plus is that there's no minimum spend.

However we've heard reports that finding flights to book with these vouchers can be difficult due to poor availability - and you have to call an expensive phone number too - so bear this in mind. Please let us know your feedback.

More European Flights Ryanair flight

Another airline has a similar offer to the other free flights deals. Ryanair gives you a free European flight once you've spent £100, though you still have to pay the taxes. It has a high, 19.9% representative APR.

The card also offers twelve months 0% on balance transfers, with a fairly high 2.99% one-off fee. Though this can be beaten by the Top Balance Transfer Cards. Though don't use it for both spending and balance transfers, as it could be costly see below for more details.

20% off Ted Baker online For 6 mths. Plus more shopping discounts

The Capital One* Click credit card gives discounts at specific online retailers if you use it to make the purchase. The juiciest on offer is 20% off full price items at clothing brand Ted Baker when you buy online. Pay off each month in full to avoid the 9.9% rep. APR.

So if you spent £200, you'd get £40 off - great if you would have been spending at Ted Baker anyway. This offer will last for six months from the date you register for Capital One's 'Extra Plus' reward zone - you have to shop via this online shopping hub.

The other offers (all lasting for six months) include 30% off online at Zavvi, but big-ticket items like games consoles, laptops and iPods are excluded; and 50% off ticket exchange site Viagogo, but you must buy two tickets for selected events, and they may not be very competitively priced.

Free £15 Play.com voucher Buy CDs, DVDs, Games etc. from Play.com

Open a new Play.com credit card, and spend £150 on it within 90 days, and you'll get 1,500 Playpoints, redeemable for a £15 voucher to spend on the Play.com website (eg. CDs/DVDs/Games/Books/Electricals).

In addition, you get 9 months 0% on spending when you take out the card, meaning you needn't repay the balance in full straight away, though ensure whatever you spend is fully repaid by the end of the interest free period as it goes to 16.9% representative APR. You always need to pay the monthly minimum payment too.

There is also a balance transfer offer on this card; 6 months 0% with a small 1.5% fee (see the Balance Transfer article for how this compares). However, avoid using this card for both spending and balance transfers, as this breaks the golden rule and could cost you big.

Free 5000 Nectar points Must spend £500 in first three months

Sign up to the Amex Nectar* card, spend £500 on it in the first three months, and you'll get 5,000 points. These are worth around £25 and can be spent on anything in the Nectar catalogue.

A small selection of retailers give 1p per point, making this freebie worth £50 at theme parks Legoland, Alton Towers, Thorpe Park, Chessington, Madame Tussauds and Warwick Castle (read Loyalty Schemes for ways to max these).

As long as you spend the £500 on items you would have bought anyway (food shopping, for example), this is £25 for free. The 19.9% representative APR means you should make sure you pay the card of in full each month.

Free £15 Lastminute.com credit Reward points given after £250 spending

Those who get accepted for the Lastminute.com credit card and spend £250 within 90 days will get 1,500 points. They're worth £15 at Lastminute.com.

It also has 0% on spending for 9 months and 6 months on balance transfers (with a 2.5% fee), but these can be easily beaten by other best buys. The standard interest is 18.9% representative APR.

Others Find out when new freebies are available

Some of the other freebies available are mostly through bonus reward scheme points given on application. If you spot any more top freebies, discuss them.

Find out as soon as new freebies are available

In the past Caribbean flights, mp3 players and £50 shopping vouchers have been briefly offered as freebies amongst other things. Yet they come and go quickly. To ensure you don't miss them, sign up to my free weekly Money Tips e-mail, which includes all top MoneySaving freebies.

For other types of credit card benefits including free extended warranties and ID fraud protection see the Credit card perks guide.