As different agencies have different details, it's possible to increase your acceptability by picking a lender using the right agency.
If you're a MoneySaving newbie, please only read this in conjunction with my ‘Your Credit Rating, How it works, How to beat it' article, which explains the system in its entirety. Also you can discuss this table with other MoneySavers in the chat forum.
| Lender |
Credit Reference Agency used for credit searches |
|||
| Equifax |
Experian |
Callcredit |
||
| AA |
|
|
|
|
| Abbey |
|
|
|
|
| Alliance & Leicester |
|
|
|
|
| American Express |
|
|
|
|
| Bank of |
|
|
|
|
| Bank of |
|
|
|
|
| Barclaycard |
|
|
|
|
| |
|
|
||
| |
|
|
||
| Britannia BS |
|
|
|
|
| Cahoot |
|
|
|
|
| |
|
|
||
| |
|
|
||
| Citibank |
|
|
|
|
| Co-op Bank |
|
|
|
|
| Direct Line |
|
|
|
|
| Egg |
|
|
|
|
| First Direct |
|
|
|
|
| |
|
|
||
| HSBC |
|
|
|
|
| ICICI |
|
|
|
|
| Intelligent Finance |
|
|
|
|
| |
|
|
||
| Liverpool |
|
|
|
|
| Lloyds TSB |
|
|
|
|
| |
|
|
||
| Marks & Spencer |
|
|
|
|
| MBNA |
|
|
|
|
| Mint |
|
|
|
|
| Morgan Stanley |
|
|
|
|
| Nationwide |
|
|
|
|
| Natwest |
|
|
|
|
| Northern Rock |
|
|
|
|
| Portman BS |
|
|
|
|
| Post Office |
|
|
|
|
| Prudential |
|
|
|
|
| RBS |
|
|
|
|
| Sainsburys Bank |
|
|
|
|
| Scottish Widows |
|
|
|
|
| Skipton BS |
|
|
|
|
| Stroud + |
|
|
|
|
| Virgin |
|
|
|
|
| |
|
|
||
Back to credit rating article
To ensure you stay up to date on this, all changes will be in
The Free Weekly Money Tips E-mail
Other Articles You May Be Interested In
Reclaim £100s of Unfair Mortgage Exit Fees
Mobile Phone Cost CuttingBest Bank Accounts: 0% overdraft and 6% interest
Ask a Question / Discuss
Who Uses Who