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Railcard

Railcard deals

( 2 Current Deals )
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Railcard logo12% off 16-25 railcards with NUS ExtraRailcard gets you a third off train travel

Ongoing

If you're an NUS Extra card holder (cards cost £12 a year), you can get 12% off a 16-25 railcard online (norm £30).

Log in via the specific link above to get your unique promotional code and as the terms and conditions state, enter the code at the checkout on the 16-25 Railcard website.

Railcards can save you a third off train travel if you're eligible - that means if you're spending over £90, even on a one-off trip, it's worth getting one. 

For more train tricks including how to split tickets to slash costs see the Cheap Trains guide.

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Railcard logoNational Railcards £15 in Tesco points*Get 50% off annual railcards by converting Clubcard points

£15 = £30
Get a 16-25, Family & Friends, Senior or Two Together railcard via Tesco Rewards* for £15 in Tesco Clubcard points instead of the usual £30. You'll be sent a code that can be used on the Railcard.

What discounts do the railcards get you?

16-25: A third off fares if you're aged 16 and over and under 26.
Family & Friends: A third off adult and 60% off child fares, a minimum of one adult and one child, and a maximum of up to four adults and four children (age 5-15) can travel using one card.
Senior: Those aged 60 and over get a third off rail fares.
Two Together: A third off rail fares for two named adults when they travel together.

More info
While worth 1p in store, Clubcard points values are up to quadrupled when converted to Tesco Rewards*, which include days out, magazine subscriptions, holidays etc.

Other deals can be better value than the railcards but if you're buying them anyway, and don't need any other deals, it's a good conversion. Read more in the Loyalty Points Boosting guide. Also, check the railcard site for restrictions and to ensure you're eligible before exchanging your vouchers.

Expired Deals

Railcard logo£10 off Family & Friends or 16-25 RailcardOnline code gets 1-yr railcards for £20 (norm £30)

Expired

We often see £3-£6 discounts on railcards, but enter the code MSBLACKFRIDAY at Railcard until 11.59pm on Wed 30 Nov and you can get £10 off a one-year Family & Friends or 16-25 Railcard.

These cards get you one-third off most rail fares and are normally £30, but with this offer you'll pay just £20.

Are these railcards right for you?

This is a stonking deal for those eligible, even if you don’t use the train that often, as just one decent-length rail trip costing £60+ can save you more than the £20 cost.

  • 16-25 Railcard - This is for 16 to 25-year olds or a mature student aged 26 or over in full-time education. You'll get one-third off most train fares – if you use the card before 10am Mon-Fri, there's a minimum fare of £12 (except in Jul/Aug). You'll need to upload a photo of yourself when ordering the card.
  • Family & Friends Railcard - Up to two adults can be named on the card, then as long as one of you is travelling, up to four adults get a third off, providing there is at least one child (and up to four) travelling with you. Kids then get 60% off. You can't use it on trains that depart before 9.30am weekdays, except public holidays, for journeys wholly within the London and South East Network Railcard area (see map) – outside this area there is no time restriction.

Terms and conditions vary per railcard – so make sure you check before buying. You can only get this offer online and not at railway stations.

Have a Tesco Clubcard? You could save 50%

If you have a Tesco Clubcard with enough points, you could use your Clubcard vouchers to get a one-year railcard for £15 in vouchers. See National Railcards for £15 in Tesco points.

More info

Although railcards are sent via First Class post, you're best allowing up to five working days for delivery. Railcards are not valid in Northern Ireland.

The code can't be used to buy a Two Together, Senior, Disabled Persons or Network Railcard.

Railcard logoFamily & Friends Railcard 15% offOnline code gets 1-yr railcard for £25.50 (norm £30)

Expired

If you go to the Family & Friends Railcard website and enter the code SAVINGS15 at the application stage before 11.59pm on Mon 31 Oct, you can get a Family & Friends Railcard for £25.50, instead of the normal £30.

What does the railcard get me?

Even if you don’t use the train that often, just one decent-length rail trip costing £75+ can save you more than the £25.50 you'll have paid for the railcard. Here's what you need to know:

  • Up to four adults (aged 16 and over) can get one-third off most rail fares (see below for restrictions) when travelling together with up to four children (aged 5-15), who will get 60% off their fares.
  • Two adults can be named on the card and at least one must be travelling whenever it's used.
  • You don't need to be related – so it's not just for families, but also friends who can share a card and each benefit from the discount, just as long as you travel with at least one child.

The Family & Friends Railcard cannot be used on trains that depart before 9.30am weekdays, except public holidays, for journeys wholly within the London and South East Network Railcard area (see map) – outside this area there is no time restriction.

For the full terms, see Family & Friends Railcard.

It's worth noting, that you can get a three-year railcard for £70, so if you can afford it, then even with the 15% discount on a one-year railcard, it's cheaper in the long run to buy a three-year one if you'll use it (and if you or family members will still be eligible).

Have a Tesco Clubcard? You could save 50%

If you have a Tesco Clubcard with enough points, you could use your Clubcard vouchers to get a one-year railcard for £15 in vouchers. See National Railcards for £15 in Tesco points.

More info

Although railcards are sent via First Class post, you're best allowing up to five working days for delivery. Railcards are not valid in Northern Ireland.

Railcard logo16-25 Railcard 10% offOnline code gets 1-yr railcard for £27 (norm £30)

Expired

If you're aged under 26 or a full-time student of any age, you can save one-third off most train fares with a 16-25 Railcard. It's normally £30 for a one-year card, but if you go to the 16-25 Railcard website and enter the code SAVE10OCT before 11.59pm on Fri 30 Sep, you can get it for £27.

If you'd usually spend over £82 on train tickets in a year, even if it's on one journey, then it's worth getting one as the savings beat the cost of the card.

16-25 Railcard need-to-knows:

  • You must be aged 16-25 or a full-time student of any age (you'll need to provide proof).
  • Tickets for morning peak period services (before 10am) on Monday-Friday have a minimum fare of £12.
  • Tickets must be bought in advance of boarding the train and the Railcard must be shown and carried with you when travelling.

For the full terms, see 16-25 Railcard.

It's worth noting, you can get a three-year railcard for £70, so if you can afford it, then even with the 10% discount on a one-year railcard, it's cheaper in the long run to buy a three-year one if you'll use it (and if you'll still be eligible).

Have a Tesco Clubcard? You could save 50%

If you have a Tesco Clubcard with enough points, you could use your Clubcard vouchers to get a one-year 16-25 Railcard for £15 in vouchers. See National railcards for £15 in Tesco points.

NUS Extra card holders can get 12% off

If you're a student with an NUS Extra card, you can get 12% off a 16-25 Railcard online.

More info

The offer’s online only and not available at stations or other retail outlets. Although railcards are sent via First Class post, you're best allowing up to five working days for delivery.

Railcard logoRailcards 10% off one-year codeIncl 16-25, Family & Friends, Two Together & Senior Railcards

Expired

We often see individual railcards discounted, but this 10% off code includes all four of the big national annual railcards. These cards get you one-third off most rail fares and are normally £30, but until 11.59pm on Sun 28 Aug, enter the code SAVING10 online at National Railcard and you'll pay just £27.

That means if you spend over £82 on eligible train fares in a year (on most trains, see 'more info' for restrictions), even if it's on one journey, then it's worth getting one as the savings beat the cost of the card.

Which railcards are available?

  • 16-25 Railcard - This is for 16 to 25-year olds or a mature student aged 26 or over in full-time education. If you use the card before 10am Mon-Fri, there's a minimum fare of £12 (except in Jul/Aug). You'll need to upload a photo of yourself when ordering the card.
  • Family & Friends Railcard - Up to two adults can be named on the card, then as long as one of them is travelling, up to four adults get a third off, providing there is at least one child (and up to four) travelling with you. Kids then get 60% off.
  • Two Together Railcard - Two of you get a joint card, with both your photos on it (you'll need to upload these when you order the card). You must travel together but you can have more than one card, eg, one with your spouse and one with the person you go to the football with.
  • Senior Railcard - If you're 60 or over then you can get this card.

Terms and conditions vary per railcard - so make sure you check before buying. You can only get this offer online and not at railway stations.

It's worth noting, that you can get a three-year railcard for £70 (excl Two Together), so if you can afford it, then even with the 10% discount on a one-year railcard, it's cheaper in the long run to buy a three-year one if you'll use it (and if you'll still be eligible).

Have a Tesco Clubcard? You could save 50%

If you have a Tesco Clubcard with enough points, you could use your Clubcard vouchers to get a one-year railcard for £15 in vouchers. See National railcards for £15 in Tesco points.

NUS Extra cardholders can get 12% off

If you're a student with an NUS Extra card, you can get 12% off a 16-25 Railcard online.

For more train tricks including how to split tickets to slash costs, see our Cheap Train Tickets guide.

More info

The Two Together card cannot be used on trains that depart before 9.30am weekdays, except public holidays. This also applies to the Family & Friends and Senior railcards for journeys wholly within the London and South East Network Railcard area (see map) - outside this area there is no time restriction.

Although railcards are sent via First Class post, you're best allowing up to five working days for delivery. Railcards are not valid in Northern Ireland.

The code can't be used to buy a Disabled Persons Railcard or Network Railcard.

Railcard logoRailcards 20% off codeIncl 1yr 16-25, Family & Friends, Two Together & Senior

Expired

We often see individual railcards discounted, but this 20% off code includes all four of the big national annual railcards and is double the 10% we usually see. These cards get you one-third off most rail fares and are normally £30, but until 11.59pm on Mon 18 Jul, enter the code SAVE online at National Railcard and you'll pay just £24.

That means if you spend over £72 on eligible train fares in a year (on most trains, though it usually needs to have departed after 9.30am on weekdays), even if it's on one journey, then it's worth getting one as the savings beat the cost of the card.

Which railcards are available?

  • 16-25 Railcard - This is for 16 to 25-year olds or a mature student aged 26 or over in full-time education. If you use the card before 10am Mon-Fri, there's a minimum fare of £12 (except in Jul/Aug). You'll need to upload a photo of yourself when ordering the card.
  • Family & Friends Railcard - Up to two adults can be named on the card, then as long as one of them is travelling, up to four adults get a third off, providing there is at least one child (and up to four) travelling with you. Kids then get 60% off.
  • Two Together Railcard - Two of you get a joint card, with both your photos on it (you'll need to upload these when you order the card). You must travel together but you can have more than one card, eg, one with your spouse and one with the person you go to the football with.
  • Senior Railcard - If you're 60 or over then you can get this card.

You can also get 10% off the Disabled Persons Railcard (norm £20) with the same code. You'll need to provide proof that you're eligible for this.

Terms and conditions vary per railcard - so make sure you check before buying. You can only get this offer online and not at railway stations.

Other ways to save

If you have a Tesco Clubcard with enough points, you could use your Clubcard vouchers to get a one-year railcard for £15 in vouchers. See National railcards for £15 in Tesco points.

For more train tricks including how to split tickets to slash costs, see our Cheap Train Tickets guide.

More info

Although railcards are sent via First Class post, you're best allowing up to five working days for delivery. Railcards are not valid in Northern Ireland.

The Two Together card cannot be used on trains that depart before 9.30am weekdays, except public holidays. This also applies to the Family & Friends and Senior railcards for journeys wholly within the London and South East Network Railcard area (see map) - outside this area there is no time restriction.

use the money mantras

Before spending, use Martin's Mantras. If you answer 'NO' to any, Don't buy!

are
you
Skint? ask:
  • Do I need it?
  • Can I afford it?
are
you
not skint? ask:
  • Will I use it?
  • Is it worth it?
Section 75

Free protection for all shopping!

There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.

And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.

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