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Railcard

Railcard deals

( 3 Current Deals )
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Railcard logoNational Railcards £15/£10 in Tesco points*Get 50% off annual railcards by converting Clubcard points

Ongoing
Get a 16-25, Family & Friends, Senior or Two Together Railcard via Tesco Clubcard* for £15 in Clubcard points instead of the usual £30. You'll be sent a code that can be used on the Railcard* site.

If you're eligible for a Disabled Persons Railcard, you can get this for £10 in Clubcard points instead of the usual £20.

What discounts do the railcards get you?

16-25: A third off fares if you're aged 16 and over and under 26.
Family & Friends: A third off adult and 60% off child fares, a minimum of one adult and one child, and a maximum of up to four adults and four children (age 5-15) can travel using one card.
Senior: Those aged 60 and over get a third off rail fares.
Two Together: A third off rail fares for two named adults when they travel together.
Disabled Persons: If you have a disability that makes travelling by train difficult, you may qualify for this. You'll get a third off fares, including at peak time.

More info
While worth 1p in store, Clubcard points values are up to quadrupled when converted to Tesco Rewards*, which include days out, magazine subscriptions, holidays etc.

Other deals can be better value than the railcards but if you're buying them anyway, and don't need any other deals, it's a good conversion. Read more in the Loyalty Points Boosting guide. Also, check the railcard site for restrictions and to ensure you're eligible before exchanging your vouchers.

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Railcard logo12% off 16-25 railcards with NUS ExtraRailcard gets you a third off train travel

Ongoing

If you're an NUS Extra card holder (cards cost £12 a year), you can get 12% off a 16-25 railcard online (norm £30).

Log in via the specific link above to get your unique promotional code and as the terms and conditions state, enter the code at the checkout on the 16-25 Railcard* website.

Railcards can save you a third off train travel if you're eligible - that means if you're spending over £90, even on a one-off trip, it's worth getting one. 

For more train tricks including how to split tickets to slash costs see the Cheap Trains guide.

Railcard logoDisabled Persons Railcard £20 for one yearOr £54 for three years. Get a third off rail fares incl peak times

Ongoing

If you have a disability that makes travelling by train difficult, you may qualify for a Disabled Persons Railcard (see 'Are you eligible?' below).

It costs £20 for one year, or £54 for three years (equivalent to £18 per year), and gets you one-third off most train travel. That means if you spend over £60 on eligible rail fares in a year (or £55 if you have a three year card), then it's worth getting one as the savings beat the cost of the card.

Unlike most other railcards, there are no time restrictions for when the Disabled Persons Railcard can be used, although it won't work on season tickets. What's more, if you travel with another adult, they'll also get one-third off.

Are you eligible?

You should qualify for a Disabled Persons Railcard if any of these apply to you:

  • Receive Personal Independence Payments (PIP).
  • Receive Disability Living Allowance (DLA) at either the higher or lower rate for the mobility component, or the higher or middle rate for the care component.
  • Have a visual impairment.
  • Have a hearing impairment.
  • Have epilepsy.
  • Receive Attendance Allowance or Severe Disablement Allowance.
  • Receive War Pensioner's Mobility Supplement.
  • Receive War or Service Disablement Pension for 80% or more disability.
  • Buy or lease a vehicle through the Motability scheme.

You'll need to provide evidence of your eligibility when applying – see the Disabled Persons Railcard site for a list of accepted proof.

The railcard can't be bought at station ticket offices, but you can pick up an application form which you'll need to complete and post – or you can apply for the card online.

Can children get this railcard?

If your child (aged 5-15) has one of the eligible disabilities, they can apply for a Disabled Persons Railcard (or you can apply on their behalf). They won't get discounted child fares, but the card will allow one adult travelling with them to get one-third off.

Have a Tesco Clubcard? You could save 50% off a one year card

If you have a Tesco Clubcard with enough points, you could use your Clubcard vouchers to get a one year Disabled Persons Railcard for £10 in vouchers. See National Railcards for £15/£10 in Tesco points.

More info

You need to carry your railcard with you when travelling. Although railcards are sent via First Class post, you're best allowing up to five working days for delivery.

Railcards are not valid in Northern Ireland.

Expired Deals

Railcard logo10% off one-year Railcards code*Incl 16-25, Family & Friends, Two Together & Senior Railcards

Expired

We often see individual railcards discounted, but this 10% off code includes all four of the big national railcards. These cards get you one-third off most rail fares and are normally £30, but until 11.59pm on Wed 11 Jan, enter the code JANMS17 online at National Railcards* and you'll pay just £27.

That means if you spend over £82 on eligible train fares in a year (on most trains, see restrictions below), even if it's on one journey, then it's worth getting one as the savings beat the cost of the card.

Which railcards are available?

  • 16-25 Railcard* - This is for 16 to 25-year-olds or a mature student aged 26 or over in full-time education.
  • Family & Friends Railcard* - Up to two adults can be named on the card, then as long as one of you is travelling, up to four adults get a third off, providing there is at least one child (and up to four) travelling with you – kids then get 60% off.
  • Two Together Railcard* - Two of you get a joint card, with both your photos on it (you'll need to upload these when you order the card). You must travel together but you can have more than one card, eg, one with your spouse and one with a friend you go to football with.
  • Senior Railcard* - If you're 60 or over then you can get this card.

Are there any restrictions?

Some railcards will only give one-third off on off-peak trains. Here are the important restrictions to be aware of:

  • If you use a 16-25 Railcard before 10am Mon-Fri, there's a minimum fare of £12 (except in Jul/Aug and public holidays).
  • The Two Together card cannot be used on trains that depart before 9.30am weekdays, except public holidays. The same applies to the Family & Friends and Senior Railcards for journeys wholly within the London and South East Network Railcard area (see map) – outside this area there is no time restriction.

Terms and conditions vary per railcard, so make sure you check before buying. You can only get this offer online and not at railway stations.

It's worth noting, that you can get a three-year railcard for £70 (excl Two Together), so if you can afford it, then even with the 10% discount on a one-year railcard, it's cheaper in the long run to buy a three-year one if you'll use it (and if you'll still be eligible).

Have a Tesco Clubcard? You could save 50%

If you have a Tesco Clubcard with enough points, you could use your Clubcard vouchers to get a one-year railcard for £15 in vouchers. See National Railcards for £15 in Tesco points.

NUS Extra cardholders can get 12% off

If you're a student with an NUS Extra card, you can get 12% off a 16-25 Railcard online. You can't combine this offer with the 10% off code above.

For more train tricks including how to split tickets to slash costs, see our Cheap Train Tickets guide.

More info

Although railcards are sent via First Class post, you're best allowing up to five working days for delivery. Railcards are not valid in Northern Ireland.

The code can't be used to buy a Disabled Persons Railcard or Network Railcard.

Railcard logo£10 off Family & Friends or 16-25 RailcardOnline code gets 1-yr railcards for £20 (norm £30)

Expired

We often see £3-£6 discounts on railcards, but enter the code MSBLACKFRIDAY at Railcard until 11.59pm on Wed 30 Nov and you can get £10 off a one-year Family & Friends or 16-25 Railcard.

These cards get you one-third off most rail fares and are normally £30, but with this offer you'll pay just £20.

Are these railcards right for you?

This is a stonking deal for those eligible, even if you don’t use the train that often, as just one decent-length rail trip costing £60+ can save you more than the £20 cost.

  • 16-25 Railcard - This is for 16 to 25-year olds or a mature student aged 26 or over in full-time education. You'll get one-third off most train fares – if you use the card before 10am Mon-Fri, there's a minimum fare of £12 (except in Jul/Aug). You'll need to upload a photo of yourself when ordering the card.
  • Family & Friends Railcard - Up to two adults can be named on the card, then as long as one of you is travelling, up to four adults get a third off, providing there is at least one child (and up to four) travelling with you. Kids then get 60% off. You can't use it on trains that depart before 9.30am weekdays, except public holidays, for journeys wholly within the London and South East Network Railcard area (see map) – outside this area there is no time restriction.

Terms and conditions vary per railcard – so make sure you check before buying. You can only get this offer online and not at railway stations.

Have a Tesco Clubcard? You could save 50%

If you have a Tesco Clubcard with enough points, you could use your Clubcard vouchers to get a one-year railcard for £15 in vouchers. See National Railcards for £15 in Tesco points.

More info

Although railcards are sent via First Class post, you're best allowing up to five working days for delivery. Railcards are not valid in Northern Ireland.

The code can't be used to buy a Two Together, Senior, Disabled Persons or Network Railcard.

Railcard logoFamily & Friends Railcard 15% offOnline code gets 1-yr railcard for £25.50 (norm £30)

Expired

If you go to the Family & Friends Railcard website and enter the code SAVINGS15 at the application stage before 11.59pm on Mon 31 Oct, you can get a Family & Friends Railcard for £25.50, instead of the normal £30.

What does the railcard get me?

Even if you don’t use the train that often, just one decent-length rail trip costing £75+ can save you more than the £25.50 you'll have paid for the railcard. Here's what you need to know:

  • Up to four adults (aged 16 and over) can get one-third off most rail fares (see below for restrictions) when travelling together with up to four children (aged 5-15), who will get 60% off their fares.
  • Two adults can be named on the card and at least one must be travelling whenever it's used.
  • You don't need to be related – so it's not just for families, but also friends who can share a card and each benefit from the discount, just as long as you travel with at least one child.

The Family & Friends Railcard cannot be used on trains that depart before 9.30am weekdays, except public holidays, for journeys wholly within the London and South East Network Railcard area (see map) – outside this area there is no time restriction.

For the full terms, see Family & Friends Railcard.

It's worth noting, that you can get a three-year railcard for £70, so if you can afford it, then even with the 15% discount on a one-year railcard, it's cheaper in the long run to buy a three-year one if you'll use it (and if you or family members will still be eligible).

Have a Tesco Clubcard? You could save 50%

If you have a Tesco Clubcard with enough points, you could use your Clubcard vouchers to get a one-year railcard for £15 in vouchers. See National Railcards for £15 in Tesco points.

More info

Although railcards are sent via First Class post, you're best allowing up to five working days for delivery. Railcards are not valid in Northern Ireland.

Railcard logo16-25 Railcard 10% offOnline code gets 1-yr railcard for £27 (norm £30)

Expired

If you're aged under 26 or a full-time student of any age, you can save one-third off most train fares with a 16-25 Railcard. It's normally £30 for a one-year card, but if you go to the 16-25 Railcard website and enter the code SAVE10OCT before 11.59pm on Fri 30 Sep, you can get it for £27.

If you'd usually spend over £82 on train tickets in a year, even if it's on one journey, then it's worth getting one as the savings beat the cost of the card.

16-25 Railcard need-to-knows:

  • You must be aged 16-25 or a full-time student of any age (you'll need to provide proof).
  • Tickets for morning peak period services (before 10am) on Monday-Friday have a minimum fare of £12.
  • Tickets must be bought in advance of boarding the train and the Railcard must be shown and carried with you when travelling.

For the full terms, see 16-25 Railcard.

It's worth noting, you can get a three-year railcard for £70, so if you can afford it, then even with the 10% discount on a one-year railcard, it's cheaper in the long run to buy a three-year one if you'll use it (and if you'll still be eligible).

Have a Tesco Clubcard? You could save 50%

If you have a Tesco Clubcard with enough points, you could use your Clubcard vouchers to get a one-year 16-25 Railcard for £15 in vouchers. See National railcards for £15 in Tesco points.

NUS Extra card holders can get 12% off

If you're a student with an NUS Extra card, you can get 12% off a 16-25 Railcard online.

More info

The offer’s online only and not available at stations or other retail outlets. Although railcards are sent via First Class post, you're best allowing up to five working days for delivery.

Railcard logoRailcards 10% off one-year codeIncl 16-25, Family & Friends, Two Together & Senior Railcards

Expired

We often see individual railcards discounted, but this 10% off code includes all four of the big national annual railcards. These cards get you one-third off most rail fares and are normally £30, but until 11.59pm on Sun 28 Aug, enter the code SAVING10 online at National Railcard and you'll pay just £27.

That means if you spend over £82 on eligible train fares in a year (on most trains, see 'more info' for restrictions), even if it's on one journey, then it's worth getting one as the savings beat the cost of the card.

Which railcards are available?

  • 16-25 Railcard - This is for 16 to 25-year olds or a mature student aged 26 or over in full-time education. If you use the card before 10am Mon-Fri, there's a minimum fare of £12 (except in Jul/Aug). You'll need to upload a photo of yourself when ordering the card.
  • Family & Friends Railcard - Up to two adults can be named on the card, then as long as one of them is travelling, up to four adults get a third off, providing there is at least one child (and up to four) travelling with you. Kids then get 60% off.
  • Two Together Railcard - Two of you get a joint card, with both your photos on it (you'll need to upload these when you order the card). You must travel together but you can have more than one card, eg, one with your spouse and one with the person you go to the football with.
  • Senior Railcard - If you're 60 or over then you can get this card.

Terms and conditions vary per railcard - so make sure you check before buying. You can only get this offer online and not at railway stations.

It's worth noting, that you can get a three-year railcard for £70 (excl Two Together), so if you can afford it, then even with the 10% discount on a one-year railcard, it's cheaper in the long run to buy a three-year one if you'll use it (and if you'll still be eligible).

Have a Tesco Clubcard? You could save 50%

If you have a Tesco Clubcard with enough points, you could use your Clubcard vouchers to get a one-year railcard for £15 in vouchers. See National railcards for £15 in Tesco points.

NUS Extra cardholders can get 12% off

If you're a student with an NUS Extra card, you can get 12% off a 16-25 Railcard online.

For more train tricks including how to split tickets to slash costs, see our Cheap Train Tickets guide.

More info

The Two Together card cannot be used on trains that depart before 9.30am weekdays, except public holidays. This also applies to the Family & Friends and Senior railcards for journeys wholly within the London and South East Network Railcard area (see map) - outside this area there is no time restriction.

Although railcards are sent via First Class post, you're best allowing up to five working days for delivery. Railcards are not valid in Northern Ireland.

The code can't be used to buy a Disabled Persons Railcard or Network Railcard.

use the money mantras

Before spending, use Martin's Mantras. If you answer 'NO' to any, Don't buy!

are
you
Skint? ask:
  • Do I need it?
  • Can I afford it?
are
you
not skint? ask:
  • Will I use it?
  • Is it worth it?
Section 75

Free protection for all shopping!

There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.

And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.

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You shouldn't notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How This Site Is Financed.

For the sake of transparency, so you can check there's no difference, here are duplicate versions of the * links that don't help MoneySavingExpert.com: Railcard

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