1. Log in online. Go to the Tesco Clubcard* website and enter your details. If you're new, you'll need to enter your email address and Clubcard number to access your account.
You'll need to be registered for a Tesco.com account. Tesco says doing this won't mean you miss out on money-off codes the first time you shop (see Tesco Discount Codes).
2. Check for unspent vouchers. In your Clubcard account, click on 'my vouchers' on the left-hand side and you should see a table listing the vouchers you still have to spend.
3. Instantly print vouchers or use the codes online. If you want to spend vouchers online, you simply need to use the code listed, eg, beginning "A6TCD".
To spend in-store, you can print vouchers yourself to use instantly. Spending in-store isn't the best use of them unless you're using them during "double up" promotions - see below for more.
Friends and family not online?
Interestingly, for the first time, Tesco trialled reprinting unspent Clubcard vouchers for some - 2.5 million Clubcard users out of 16 million - in its November 2012 statements.
Yet if you're telling friends and family how to reclaim lost vouchers but they don't have internet access, there is another way. Just phone Tesco customer services, and its staff will check whether you have any vouchers to spend. If so, it'll cancel the lost vouchers and add the points onto your balance for your next statement, so you'll get them re-issued.
Don't forget - spend them on rewards or double up to max the value. Here are some MoneySavers who've shown it's worth the effort:
Worth up to £129,858 when converted to Clubcard Rewards vouchers.
"Almost £600 worth of vouchers going back nearly three years. I knew I had a lot and this new website saved me having to dig though piles of old paperwork."
"Thanks to your article, we found that we had nearly £150 of unclaimed Tesco vouchers! We have already doubled the vouchers' value online, which has been incredibly useful for Christmas."
"Thanks for the tip on checking unused vouchers - just found over £50 worth not used - don't know how that happened but am happy to spend them now!"
Report how much you've found
How many Tesco vouchers have you reclaimed?
Further tips and hints
Q. How far back can I reclaim vouchers?
A. The online system will only show current vouchers. Vouchers last for two years from when they're issued.
Tesco says it will only re-issue valid vouchers, though in the past MoneySavers have reported vouchers from further back being re-issued. It's worth a punt if yours have only recently expired.
Q. Can you use vouchers online straight away?
A. Your account details will show you the code needed to redeem rewards online, so you'll be able to use them straight away.
Q. Can you use them for 'double up' promotions?
A. You can use the online codes to take advantage of "double up" promotions which are sometimes available in online categories. If you want to use them in-store during the promotion, you can also print them out from your online account.
Q. Can I get a refund on Tesco Clubcard Rewards tokens?
A. Sadly Tesco's Clubcard Rewards tokens are non-refundable, even if they haven't been used. They're generally valid for six months from the date of issue, unless otherwise stated. Find more info on the Tesco* website.
Step 2: Trade in cashback site earnings
If you've money squirreled away with cashback site Topcashback*, there's another way to boost your Tesco points stash. You can now trade in every £10 of cashback for 1,050 Tesco Clubcard points. This equals £10.50 to spend in in-store, but up to £42 in Tesco Rewards (see Top 10 Rewards below).
If you're new to cashback sites, they work by giving you a cut of revenue earned for directing you to retailers and providers. See full help and warnings in the Top Cashback Sites guide.
You can swap a maximum of £50 Topcashback earnings for Tesco points per account – that's up to £210 in Rewards. There's no minimum amount of cash you can exchange - every 20p is worth 21 Tesco points. This is an ongoing offer.
How to convert cashback into Tesco points
Log on to your Topcashback* account, click 'My Profile' and register your Clubcard number.
Click 'Payments', then scroll down to Clubcard vouchers.
Click 'Payable' - points will reach your Tesco account in a few days.
How to exchange if you've got more than £50 in your Topcashback account
The maximum cashback you can exchange for Tesco points is £50. If you try to exchange more, Topcashback's IT system doesn’t like it. Yet there's a workaround:
Log on to your account and go to 'Payments' to see a list of all your cashback transactions.
From the list, tick a combination of transactions that add up to no more than £50.
Hit 'Recalculate' and select Tesco points.
Unfortunately, if you've earned more than £50 cashback in one transaction, you can't swap any part of that amount for Tesco vouchers. For example, if you bagged £60 for buying a car insurance policy, you can't convert £50 of that into Tesco points. It's also worth noting the list of all your cashback transactions will only show if you've more than one transaction payable.
Step 3: Extra Tesco points offers
We often feature offers that get you an extra points boost. There are none currently available, but new ones will be mentioned in the free weekly email.
You can always get up to three or four times the value on your points by converting vouchers to Clubcard Rewards*. But every now and then you can alternatively get double the value in store via Tesco Exchange - see below for more info.
While worth 1p in store, Clubcard points' values are up to tripled or quadrupled when converted to Tesco Rewards Vouchers. These include days out, mag subscriptions, holidays, etc, including a Sea Life ticket for £4.50 of points, or a year's Company mag subscription for £8.
But, of course, the pricing is based on Tesco’s list price. Always check you’re really getting three times the value before committing – especially if you’re only doing it for the points.
So before exchanging £20 for something with a £60 RRP, check the price elsewhere in case it's cheaper and you're better off using the Clubcard voucher for something else. It's also worth noting Clubcard Rewards are non-refundable. Here's a rundown of our top 10 rewards:
Days out - Alton Towers, Cadbury World and more.
Get £20 Rewards, or a ticket to the venue from £3 in Clubcard vouchers.
Rewards brochure: Days Out*
Estimated value: Up to 4x if no alternative vouchers or deals are available
This depends on the venue and if any other 2for1 offers are available. If there are no offers available at the time you want to go, Rewards are worth up to about four times value.
Reason for being a top pick? It's a good way to cut the cost of family days out, but check for other offers before converting.
Restaurant vouchers, incl Prezzo
Every £5 gives £20 in vouchers for restaurants, including Spaghetti House, Cafe Rouge, Prezzo and Strada.
Rewards brochure: Restaurant Deals*
Estimated value: 4x voucher value if no deals
Some of the listed restaurants offer 2for1 vouchers (see Cheap Restaurant Deals). If you can grab one, save your Clubcard vouchers for something else as this means they're only worth twice the value in reality. If you can't get a 2for1, Tesco Rewards are four times the value, so are worth the swap.
Reason for being a top pick? Like days out, they're a good swap to boost a family meal out - but only if no other deals are available for that restaurant.
Jewellery - Goldsmiths
Every £10 Clubcard voucher gets you a £30 Goldsmiths voucher, so a £600 ring costs £200 in Tesco vouchers. There is no minimum spend with these vouchers at the time of writing, though Tesco has warned this may change, so check before you buy.
If you're saving up for something, be careful. Only convert when you have the full amount you need, and use vouchers quickly. Though it's a big company, if it went bust you'd probably lose the cash, so ensure you minimise the time between buying and redemption. See the Beware buying vouchers MSE News story.
Rewards brochure: Goldsmiths*
Estimated value: Up to 3x voucher value
Goldsmiths is generally reasonably-priced and competitive for branded items. Depending on the item, it can be 3x face value of Clubcard vouchers in many cases. But you may find cheaper elsewhere, so do a price comparison (see the MegaShopBot) before converting.
When we checked a high end Omega ladies' watch, it was priced similarly online. But a cheaper mens' Accurist watch was about £20 less elsewhere. You may find branded items cheaper elsewhere, but it's still worthwhile if you're spending at Goldsmiths anyway.
Reason for being a top pick? If you want something specifically from Goldsmiths, this is practically a cash discount. Particularly for those looking for engagement rings, this can seriously boost spending power. It was even better in the past, as you got four times the value, but currently it's only three.
Avios (formerly Air Miles and BA Miles)
Convert Clubcard vouchers into Avios points and £2.50 becomes 600 points, so £37.50 buys a Eurostar return to Paris. For 30 more ways to max your Avios points, see the full Boost Avios Points guide.
You have to pay taxes and charges
Unlike the old Air Miles system, Avios charges passengers taxes and fees on flights, usually up to about £90 for European return flights. Yet under its Reward Saver scheme, you pay a fixed £30 fee on BA and Iberia economy flights in zones 1-3 (mainly Europe, see map for full list), if you've earned at least one Avios point in the year before you book.
You don't pay taxes on Eurostar trips, which makes them an excellent-value exchange.
Avios* 2.5x voucher value
1,000 Avios are typically worth £8-£10 (though up to £20 if you spend them on business-class). So £12.50 in Clubcard vouchers normally buys £30-ish Avios points.
BA Executive Club Points* 2.5x voucher value
Avios says the main Avios scheme's better for irregular travellers and BA Exec's best for frequent flyers, offering benefits such as free airport lounge access. However, you can pool Avios and BA Exec points, so if you change your mind later, it doesn't matter.
Reason for being a top pick? It's an easy way to boost Avios points. The return's typically 2.5X value, but much more if you redeem during an extra Avios promo period and spend Avios in the right way. See the Boost Avios Points guide.
Day trips to France with Eurotunnel
£10 in Clubcard vouchers gets £30 in Eurotunnel Rewards vouchers.
Rewards brochure: Eurotunnel*
Estimated value: 3x voucher value
Eurotunnel ticket prices generally start from £23 each way and are pretty standard. So unless you can grab one of its rare cheap return specials, this is a good deal.
If you aren't fussy about how you get to France, it's also worth considering ferry deals. These can be even cheaper.
Reason for being a top pick? This stacks up well in the value stakes, unless you can track down a deal (see Cheap France Day Trips).
Train tickets - RedSpottedHanky
Trade in Clubcard vouchers for rail travel with ticket shop RedSpottedHanky* and you get 2x their in-store value, so £10 becomes £20.
Rewards brochure: RedSpottedHanky*
Estimated value: 2x voucher value
In our check, prices were usually identical or very similar to other train ticket sites, so this is a decent saving.
Reason for being a top pick? While this is two times value, rather than three or four, as it's money off train tickets and they’re a standard price, this is almost a cash redemption for someone who needs to make a journey by train.
Magazine subscriptions - InStyle, Marie Claire
About £8-£40 gets you an annual subscription to one of a variety of magazines, including InStyle and Marie Claire.
Rewards brochure: Magazine subscriptions*
Estimated value: 2x voucher value
Normally these cost about £20-£30 depending on the magazine (though it varies widely), sometimes doubling the face value of the Clubcard rewards. However, it's sometimes possible to up the gain and get a free gift special offer. See the Magazine Subscription Offers thread.
Reason for being a top pick? This is popular with forumites and good if there's nothing else you want to spend your Rewards on.
Cineworld cinema tickets
Every £4 in Clubcard vouchers gets you an adult cinema ticket.
Rewards brochure: Cineworld*
Estimated value: 1.5x to 2.5x voucher value
Cineworld ticket prices vary depending on where in the UK you are and what time your screening is. The most expensive outside London's West End are about £10, so if that's what you pay, it's worth converting Clubcard vouchers. The cheapest tickets start at about £6 so here the gain is minimal, and you're better off getting another reward. Also see Cheap Cinema deals.
Tesco Rewards can't be used at West End cinemas (where tickets cost up to about £13) and for 3D shows you'll have to top up the cost out of your own pocket.
Reason for being a top pick? If you're buying a ticket for about £10, this is worthwhile as it's something you'd spend on anyway and it works out at just over double the face value. MoneySavers say they've used the ticket in conjunction with Orange Wednesdays, but be warned - the T&Cs say Tesco Rewards can't be used with other promos.
RAC breakdown cover
What you get varies depending on the policy you get. For example, every £18 in Clubcard vouchers gets you an RAC Roadside policy, which normally costs about £30 if you buy online.
Rewards brochure: RAC*
Estimated value: 1-2x voucher value
The value depends on the type of cover you choose. See a full rundown, including a chart comparing the Clubcard cost with the standard cost, in Cheap Breakdown Cover.
Reason for being a top pick? It's a decent discount, but it can sometimes be beaten.
Merlin pass: Alton Towers, Chessington, Thorpe Park and more
A standard Merlin Annual Pass costs £50 in Clubcard vouchers. It's a big saving as it's usually £159 at full price (£143 online) - this deal makes it less than a third of that.
Passes are valid for unlimited entry for one person to Merlin attractions (which include Alton Towers, Legoland and Chessington) for 12 months.
Estimated value: 3x voucher value
The pass usually costs £159 at full price (it's cheaper online), so at £50 in Clubcard points, it's worth just over three times face value. See the Merlin Pass* offer.
Reason for being a top pick? This is super-popular with thrill-seeking forumites. But if you're only going to make the odd visit, stick to 2for1 Theme Park Deals.