Corporate Britain isn't the enemy, but it is the opposition. A company's job is to make money, nothing wrong with that. A consumer's job is to keep as much of their cash for themselves as possible. The problem is that companies spend billions on marketing, advertising and teaching their staff to sell: yet consumers get no buyers' training.

This site aims to redress the balance, both with highly researched journalistic articles and forums that bring millions together to gradually build collective resources. MoneySaving is about finding best deals, legal loopholes and how to save money on everything and anything; on average following these will gain you the equivalent of a 25% payrise.

MoneySavingExpert.com was created in February 2003 for £100 by Martin Lewis, and all the site's analysis and recommendations still come directly from him. By January 2007 nearly 2.5 million users a month were reading the site, and the weekly email went to nearly a million people.

Who is Martin Lewis?

Money saving expert Martin Lewis is an award-winning 35-year-old ultra-specialised journalist, TV & radio presenter and bestselling author. He created this site, which has over 3,000,000 users a month, in Feb 2003 and all the analysis and recommendations still come directly from him.

• TV and Radio MoneySaving: Martin has his own prime time It Pays To Watch show on five, is a regular presenter on ITV1's Tonight, is GMTV’s Money Saving Expert, with weekly slots on the main programme and LK Today and has regular slots on BBC Radio 1  & Radio 2 Vine. He's in constant demand on countless other programmes, such as Moneybox, This Morning & Titchmarsh, and, outside of talking money, is a regular panelist on five's The Wright Stuff.


• Book and Print MoneySaving: Martin's has fortnightly columns in the News of the World in England and the Sunday Post in Scotland and syndicated columns in regional newspapers across the UK including the Manchester Evening News.  His books The Money Diet, Three Lessons & Thrifty Ways are bestsellers, The Money Diet even knocked Jamie Oliver & Sharon Osborne off the top of the Amazon bestsellers' list.  In the past he’s been a columist for the Sunday Times, Guardian and Sunday Express

Full Details:  Martin’s Biography, Martin’s Blog, It Pays To Watch, GMTV appearances

This site's huge and can be daunting for new MoneySavers; so take your time, you won't discover all its gems at once. For specific MoneySaving use the search box above, but in general:

• Start with 'Martin's Money Tips e-mail'. The site's designed around the free weekly e-mail. It ensures you don't miss out as many loopholes are short-lived and need speedy grabbing. Over a year, follow the info and you'll give yourself a money makeover.
• The 'big n easy' articles. Take a few minutes to scan through the section tabs at the top. My starter suggestions include, for big money Bank Charge Reclaiming, Council Tax Cashback, and easy hits Gas & Electricity, Free Anti-Virus Software, Car Insurance & Recycle Old Mobiles. Plus Budgeting always helps.
• Voyage into the Forums. MoneySavers are generally a kind bunch and will often answer questions and share suggestions. At any moment over 5,000 may be in the Forum's 40 plus discussion boards including Debt-Free Wannabee, Old-Style MoneySaving and the Grab-it while you can bargains board.

For full details, read my Money Makeover article.

This site has a strict ethical financial stance; it has no adverts and is completely free to use. You can't pay to have anything put on the site. Things are only included if they're the best way to save money based on specialised journalistic research.

Income is generated from links that generate revenue when clicked. Once articles are finished, where possible 'affiliated links' to the top products are used and have a * by them. Yet if no affiliate link is available a non-paying link is used; i.e. if the top product doesn't pay, it remains the top product regardless; financial considerations don't play a role.

This stance means the top products detailed here often easily surpass those on the other money websites, because these sites are fully commercial. Yet thankfully the sheer scale of MoneySavingExpert.com means it's very healthily in profit and also donates a good chunk of cash to the MoneySavingExpert.com Charitable Fund.

Read full details about this site's ethical financial stance.