Martin Lewis

Mortgages & Houses


Cheap Mortgage Finding: Use the ‘broker plus’ technique to slash costs

Mortgages
The right Mortgage broker can scan the market and give extra influence and protection. Sadly, more lenders have stopped allowing brokers to advise on their deals, so now use a broker and specific lenders on top.

The Remortgage Guide: Free Printed or PDF MoneySavingExpert Guide

Remortgage Guide
Want to cut the cost your existing mortgage, add debts to it, move house or change the deal? This is a free printed 30 page guide taking you through it step-by-step (also available as an instant PDF download)

The Mortgage Guide: Free Printed or PDF MoneySavingExpert Guide

Covering first-time buyers, buy-to-lets, and mortgages for those who have had credit problems. This is a free printed 30 page step-by-step guide to getting the cheapest and best mortgage (also available as an instant PDF download)

Should I pay off my mortgage?: Saving v mortgage overpayments

Using spare cash to overpay a mortgage can save you a fortune. Yet questions abound over whether it’s better to dunk it in a cash-ISA, how mortgage interest calculations work, repayment penalties, emergency funds and more. This guide takes you through it and includes a specially designed calculator.

Fixed v Discount: How to choose the right rate

Should I fix? The answer depends on your priorities. This is a special briefing on how to decide.

Interest Rates Guide: Everything you ever wanted to know!

Whether it's saving or borrowing, companies manipulate rates to confuse and mislead. Yet this five minute read covering the very basics, through compound interest, onto APRs, AERs and flat rates, gives you a powerful consumer weapon.

Mortgage Fees: Reclaim £100s if you've switched or repaid a mortgage

Lenders charge mortgage exit fees when you switch to a new provider or repay the mortgage in full. Yet often they charge much more than your original contract states. The regulator, the FSA, says this isn't on and they should repay the difference. This full guide includes template letters to send.

Grant Grabbing: Find out if you're eligible for £1,000s

Find out if you are eligible for free money to help improve your home and education, increase your income or help with a business venture.

Cheap Home Insurance: Speedily compare over 50 quotes plus possible cashback

Slash the cost of buildings and/or contents in ten minutes by harnessing every web comparison in the right order; then find the web’s hidden cashback deals on top

Free House Price Valuations: Plus tons of other tools to investigate a property

Want to know what your neighbour’s home sold for, the flood risk, crime stats, local school reports, or even get a free house price valuation? If you know where to look it’s all available for nowt on the web.

Council Tax Rebanding: Lower your band and save £1,000s

You may have overpaid £1,000s without knowing it and can get your money back at no cost. A full step by step guide on how to check ‘n’ challenge your council tax band for free.

Mortgage Life Assurance: Cut the cost by 30%

All mortgage lenders and most brokers massively overcharge for mortgage life assurance. This is an easy way to save £100s a year.

MoneySaving House Selling Hints & Tips

A collection of MoneySavers wisdom on cutting the cost of selling your home

Mis-sold endowments: Act now to reclaim your cash

If your endowment was mis-sold then you could be compensated in the thousands, yet there's a deadline on complaints and it's running out.

Mortgage Payment Protection Insurance: Save £300 a year

You were probably hard sold this policy with your mortgage. Yet many people don't really need the cover (also called accident, sickness and unemployment cover) and those that do, will find they can often get it elsewhere for half the price.
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Martin's Money Tips: Week of 06 Aug 2008
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