Do you have credit cards and how do you use them?MoneySaving Poll Results

Souk

It’s the New Year, and the time when most debt problems are at their worst. This week we want to focus on plastic, meaning credit (and store) cards, and are interested to know how you use them.

Which of these is closest to your credit card situation?




Results

I'm female and aged under 25 (254 votes)
I don’t have any credit cards60 votes (24%)
I have a credit card/cards but never use it/them14 votes (6%)
I have a credit card/cards but always repay it/them in full each month108 votes (43%)
I have a credit card/cards and mostly repay it/them in full each month25 votes (10%)
I have a credit card/cards and rarely repay it/them in full each month18 votes (7%)
I have a credit card/cards and never repay it/them in full each month29 votes (11%)
I'm female and aged 25 to 34 (1455 votes)
I don’t have any credit cards117 votes (8%)
I have a credit card/cards but never use it/them68 votes (5%)
I have a credit card/cards but always repay it/them in full each month716 votes (49%)
I have a credit card/cards and mostly repay it/them in full each month210 votes (14%)
I have a credit card/cards and rarely repay it/them in full each month116 votes (8%)
I have a credit card/cards and never repay it/them in full each month228 votes (16%)
I'm female and aged 35 to 49 (2656 votes)
I don’t have any credit cards153 votes (6%)
I have a credit card/cards but never use it/them97 votes (4%)
I have a credit card/cards but always repay it/them in full each month1607 votes (61%)
I have a credit card/cards and mostly repay it/them in full each month226 votes (9%)
I have a credit card/cards and rarely repay it/them in full each month185 votes (7%)
I have a credit card/cards and never repay it/them in full each month388 votes (15%)
I'm female and aged 50 to 64 (3137 votes)
I don’t have any credit cards113 votes (4%)
I have a credit card/cards but never use it/them63 votes (2%)
I have a credit card/cards but always repay it/them in full each month2506 votes (80%)
I have a credit card/cards and mostly repay it/them in full each month168 votes (5%)
I have a credit card/cards and rarely repay it/them in full each month99 votes (3%)
I have a credit card/cards and never repay it/them in full each month188 votes (6%)
I'm female and aged 65+ (1433 votes)
I don’t have any credit cards29 votes (2%)
I have a credit card/cards but never use it/them15 votes (1%)
I have a credit card/cards but always repay it/them in full each month1284 votes (90%)
I have a credit card/cards and mostly repay it/them in full each month54 votes (4%)
I have a credit card/cards and rarely repay it/them in full each month22 votes (2%)
I have a credit card/cards and never repay it/them in full each month29 votes (2%)
I'm male and aged under 25 (271 votes)
I don’t have any credit cards42 votes (15%)
I have a credit card/cards but never use it/them14 votes (5%)
I have a credit card/cards but always repay it/them in full each month154 votes (57%)
I have a credit card/cards and mostly repay it/them in full each month19 votes (7%)
I have a credit card/cards and rarely repay it/them in full each month18 votes (7%)
I have a credit card/cards and never repay it/them in full each month24 votes (9%)
I'm male and aged 25 to 34 (1171 votes)
I don’t have any credit cards73 votes (6%)
I have a credit card/cards but never use it/them34 votes (3%)
I have a credit card/cards but always repay it/them in full each month713 votes (61%)
I have a credit card/cards and mostly repay it/them in full each month132 votes (11%)
I have a credit card/cards and rarely repay it/them in full each month94 votes (8%)
I have a credit card/cards and never repay it/them in full each month125 votes (11%)
I'm male and aged 35 to 49 (1515 votes)
I don’t have any credit cards68 votes (4%)
I have a credit card/cards but never use it/them34 votes (2%)
I have a credit card/cards but always repay it/them in full each month1019 votes (67%)
I have a credit card/cards and mostly repay it/them in full each month150 votes (10%)
I have a credit card/cards and rarely repay it/them in full each month82 votes (5%)
I have a credit card/cards and never repay it/them in full each month162 votes (11%)
I'm male and aged 50 to 64 (1638 votes)
I don’t have any credit cards63 votes (4%)
I have a credit card/cards but never use it/them30 votes (2%)
I have a credit card/cards but always repay it/them in full each month1331 votes (81%)
I have a credit card/cards and mostly repay it/them in full each month97 votes (6%)
I have a credit card/cards and rarely repay it/them in full each month37 votes (2%)
I have a credit card/cards and never repay it/them in full each month80 votes (5%)
I'm male and aged 65+ (1529 votes)
I don’t have any credit cards35 votes (2%)
I have a credit card/cards but never use it/them29 votes (2%)
I have a credit card/cards but always repay it/them in full each month1372 votes (90%)
I have a credit card/cards and mostly repay it/them in full each month44 votes (3%)
I have a credit card/cards and rarely repay it/them in full each month19 votes (1%)
I have a credit card/cards and never repay it/them in full each month30 votes (2%)

                   15,059 votes received.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.

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Week from 22 March 2017

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