The Budget Planner: New Free BudgetBrain.com tool to manage your money
Consumer Rights Mini-Guide: Fold out crib sheet to pop in your wallet
Free 'MoneySaving Live': Now watch Martin Lewis' DVD online
A unique experiment to turn MoneySaving into a one-man interactive theatre show, Martin’s unscripted live performance was filmed as a DVD giveaway for the News of the World in Jan 2009; now it’s available free right here.Survey Sites: £100s from web surveys & research
You can earn up to £200 a year just for filling out surveys online. Plus how to profit from focus groups and product review sites.Redundancy Help: Step-by-step guide to redundancy planning
Everyone should act NOW to protect against redundancy. With many either under threat or already affected by redundancy, this new guide is a must read for all.Grab £1,000s of Grants: Free cash for homes, business or you
Grants aren't just for students; there's money to do up your home, become more environmental or start a business. And with the specific grant finders it only takes a few minutes to search for the £1,000s of free cash that’s out there.Income Tax Checker: Find out what the taxman will take
A ready-reckoner of your take-home pay after tax, student loans, pension and more, compare to past years too.Debt Problems: What to do & where to get help
This step-by-step checklist for anyone worried about problem debts includes how to get cheaper credit, challenge loan agreements, budget. Plus full details of non-profit counselling services if you're in crisis.
TopMoney Management
The Demotivator: Stops you spending when you can't afford it.
The Budget Planner: New Free BudgetBrain.com tool to manage your money
Consumer Rights Mini-Guide: Fold out crib sheet to pop in your wallet
Specially designed print-out to put in your wallet so you can instantly arm yourself with your consumer rights when buying or returning an item, in-store or online. Money Makeover: Overhaul your finances; save £1,000s
By shifting to the best products for everything you can easily give yourself as much extra cash as a 25% payrise. Better still you can do it all yourself, without paying anyone and it only takes a day.Interest Rates Guide: Everything you ever wanted to know!
Whether it's saving or borrowing, companies manipulate rates to confuse and mislead. Yet this five minute read covering the very basics, through compound interest, onto APRs, AERs and flat rates, gives you a powerful consumer weapon.Your Financial Rights: Complain, get help & compensation
If you’ve been treated unfairly by a bank, insurer or finance company the Financial Ombudsman Service can rule, give you compensation, and even order a payout for your time.Recurring Payments: Can't cancel regular card payments
It may feel like a Direct Debit, but give your card number out to set up a regular payment, and its technically it's called a Recurring Payment. Legally you can't cancel it, only the company you set it up with can. This guides shows you how to detect, avoid or fight them.Grab £1,000s of Grants: Free cash for homes, business or you
Grants aren't just for students; there's money to do up your home, become more environmental or start a business. And with the specific grant finders it only takes a few minutes to search for the £1,000s of free cash that’s out there. Financial Advice: When to get it, how to find a good one, and how to pay
Want financial advice for such things as protection products, annuities and financial planning? The aim is get truly independent advice, cheaply and from someone who really knows.Credit Rating: How it works and how to improve it
Inc £8 credit check profit! Credit ratings don't exist. Each lender has its own system. Find out how banks assess whether to lend to you, a loophole to check files instantly for free & use the credit checker tool to help improve your scoreConsumer Rights: how to make 'em play fair
Do you know your rights? When can you take goods back? When can you ask for a refund? Is buying a second hand car the same from a showroom or a private individual. Find out with this article.MFI Administration Help: Get your cash back
Furniture store MFI has gone into administration. Thousands of people who’ve spent £1,000s and are waiting for delivery are worried . This is a full Q&A guide to what the administration means and how to protect your cash.IVAs are they worth it?: Free guide to download and print
Contrary to the TV adverts’ hype, Individual Voluntary Arrangements won’t magically wipe out your debts; they’re are a cut down form of bankruptcy, only suitable for specific people. This detailed free PDF, will explain how they really work, whether they’re right for you, and the alternatives.Repay mortgage?: Saving v mortgage overpayments
Using spare cash to overpay a mortgage can save you a fortune. Yet questions abound over whether it’s better to dunk it in a cash-ISA, how mortgage interest calculations work, repayment penalties, emergency funds and more. This guide takes you through it and includes a specially designed calculator.Repaying Student Loans: How, should you & special calculator
Many outstanding student loans now have negative interest rates, and the rest - over three million - are interest free. This changes the way you need think about debt. Full guide on how it works and whether you should overpay, plus a special "how long will it last?" calculatorTeen Cash Class: Turn yourself & your kids into MoneySavingExperts
Three lessons to turn anyone into a super-savvy 21st Century consumer. Save money. Fight back. Grab bargains.Pay off debts with savings!: The Golden MoneySaving Rule
If you've both debts and savings, your bank will laugh at you as it rakes in your cash! It's likely you shouldn't be saving, not even for an emergency fund, but instead use spare cash to pay debts off, possibly even your mortgage!Student MoneySaving: Funding, borrowing & living 09/10
No one should be put off studying because of student debts. Do it right and it's possible to get an education without money worries! This comprehensive guide to student life the MoneySaving way, suitable for current and future students, shows you how.The 90 Top Free Information Links on the Web
There is a wealth of information available on the internet so I've collected together some of the best free information sources.Tips, Tricks & Treats: All top bargains, loopholes & deals
The very best of the weekly email's sneaky bargains and lucrative loopholes in a categorised index.Freebies, Freebies, Freebies: A guide to and directory of free stuff
Whether it's perfume, pants, games, gym passes or books, there's masses available for free on the web with a simple click-and-grab. This a huge list of permanently available genuine freebies.Tax & Benefits
Tax Credit Overpayment: Claim, renew & beat overpayments
Income Tax Checker: Find out what the taxman will take
Benefits Check Up: 5 mins to get what you're entitled to
All families earning under £66,000 should check whether they're missing out on eligible benefits, as should pensioners, those on low incomes and many others. It only takes five minutes via a speedy, free, web check-up.Council Tax Rebanding: Lower your band and save £1,000s
Up to 1 million have been overpaying! This is a full step by step guide on how to check ‘n’ challenge your council tax band for free, and poss get £1,000s back.State Pension Boosting: Should you buy NI? Inc. unique calc
There are three ways to boost your state pension; buy more National Insurance years, delay taking it and maximise your entitlement to the pension credit. Full Q&A guide and special pension boosting calculatorTax Rates 2009/10: Breaks down what the taxman gets
Includes explanation and rates of income tax, national insurance, tax-free personal allowances, capital gains tax, pensions contributions and more.Credit Unions: Local community savings & loans
Credit Unions aren’t just an oasis for those struggling to qualify for high-street borrowing. Some of these non-profit financial savings and loan co-operatives can be best-buys for those looking to borrow smaller amountsInheritance Tax: Save £100,000s on death duty
Inheritance Tax avoidance is one of the easiest and biggest ways to save money possible. Yet many people ignore it and leave themselves with vast and unnecessary tax billsTaxing Times 6: The latest answers from Tax Tony
Save cash on expensive tax advice with some common questions answered here.EMA - Get free cash: £1,000s to stay in further ed.
Now there really is an incentive to study. The EMA means sixth form and college students can earn when they learn, plus adults can get cash tooThe Hungersite: Feed the starving at no cost to you
Every 3.6 seconds someone in the world dies of hunger. Yet using a special 'click and give' site you can help feed the starving in 10 seconds at no cost, plus other similar sites help Breast Cancer, Rainforests and moreStudent Loans 2009/10: Use them the MoneySaving way
Student loans are the cheapest long-term debt you'll ever have plus, if you don't earn enough, you won't have to repay. Always take out the maximum, but don't necessarily spend it.Charity Giving: Pay less (or nowt) give more!
Max out your charity donations. Pay no tax and make the govt to donate too. Plus feed the starving for free.Scams, Spams & Dodgy Divans
ID Fraud Protection: Loophole to get protected for free
Free Anti-Virus Software: Legally protect your PC for free
Setting Off Rules: DON'T bank where you’ve got debts
The little known legal right to set off means a bank can use money in your account to pay off credit cards, loans or mortgages without permission and without telling you. For anyone struggling it means keep them separate.Stop Junk Mail: And unwanted calls, texts, faxes and spam e-mails
It’s possible to junk the junk in minutes, whether its mail, calls, faxes, texts or e-mails. Sadly though, illegal marketers are much tougher to tackle. Yet a few basic steps can help you block out all those people desperately trying to flog you stuff.Phishing Scams: How to avoid scam financial emails
It's a growing scourge, you get an e-mail from a bank, it looks genuine, but click that link and it'll steal your cash. Includes examples of emailsFree MoneySaving Spam Free Email
Top deals in this week's email include:
Martin's Money Tips: Week of 3 Feb 2010
Martin's Money Tips: Week of 3 Feb 2010
Free Top 40 Album 100s of no-cost downloads inc Leona, JLS, Pink, MGMT 
Bank Charges It's back! New step-by-step: who can reclaim & how 
0% for 15 months New top balance transfer for those who have Virgin card 
Valentine roses £19 12 M&S roses delivered on Val Sunday for £19.50 
£270 New York rtn Use £20 off code on BA & Virgin sale - huge bargains 
£10 off £50 at Tesco Special groceries code & 500 points on £50 wine buy 
Tax Credit Warning If your details have changed, tell em tell em tell em 
£10 Footie Tix Get tickets for families of 4 for £10-£30 in newspaper
Get all these deals in MoneySavingExpert's weekly email full of guides, vouchers & deals
Economic uncertainty's rife, and picking troubled companies isn't easy, so it's crucial to protect yourself.
Section 75 Free protection for all purchases
Are my savings safe? Bank-by-bank guide
Recession Proofing Sort your finances
Meanwhile we'll carry on finding top deals & bargains.