Everyone should act NOW to protect against redundancy. With many either under threat or already affected by redundancy, this new guide is a must read for all.
The little known legal right to set off means a bank can use money in your account to pay off credit cards, loans or mortgages without permission and without telling you. For anyone struggling it means keep them separate.
You may be eligible for free money to help improve your home and education, increase your income or help with a business venture.
With recession looming, it's crucial to get prepared. This is a crash course in recession-proofing, full of straightforward tips to help you better weather the financial storm.
The first £50,000 you save per person, per institution is 100% safe. But it's not always so simple. Full bank by bank safety check-up.
This step-by-step checklist for anyone worried about problem debts includes how to get cheaper credit, challenge loan agreements, budget. Plus full details of non-profit counselling services if you're in crisis.
Comping is a new-style profitable hobby potentially turning free competitions entries into £1,000s. This step-by-step guide shows you how to find and enter 100s of the right contests using special web gadgets to form-fill at speed, answer questions & help with tie-breaks.
This detailed guide includes the unique, free fully automated budget planner tool; which assesses your finances to see if you spend more or less than you earn and then helps you work to stick within budget
By shifting to the best products for everything you can easily give yourself as much extra cash as a 25% payrise. Better still you can do it all yourself, without paying anyone and it only takes a day.
Whether it's saving or borrowing, companies manipulate rates to confuse and mislead. Yet this five minute read covering the very basics, through compound interest, onto APRs, AERs and flat rates, gives you a powerful consumer weapon.
You may be eligible for free money to help improve your home and education, increase your income or help with a business venture.
Want financial advice for such things as protection products, annuities and financial planning? The aim is get truly independent advice, cheaply and from someone who really knows.
Actually credit ratings don't exist. Each lender has its own scoring system. Find out how banks assess whether to lend to you, a loophole to check all files instantly for free, and use the credit checker tool to help improve your score.
Furniture store MFI has gone into administration. Thousands of people who’ve spent £1,000s and are waiting for delivery are worried . This is a full Q&A guide to what the administration means and how to protect your cash.
Contrary to the TV adverts’ hype, Individual Voluntary Arrangements won’t magically wipe out your debts; they’re are a cut down form of bankruptcy, only suitable for specific people. This detailed free PDF, will explain how they really work, whether they’re right for you, and the alternatives.
Using spare cash to overpay a mortgage can save you a fortune. Yet questions abound over whether it’s better to dunk it in a cash-ISA, how mortgage interest calculations work, repayment penalties, emergency funds and more. This guide takes you through it and includes a specially designed calculator.
Rates will drop to 0% or less in Sept. It's one of the cheapest forms of borrowing, so is it worth paying it off early? What's the impact on your credit score of keeping it? How does it effect your mortgage? Full answers here.
Three lessons to turn anyone into a super-savvy 21st Century consumer. Save money. Fight back. Grab bargains.
If you've both debts and savings, your bank will laugh at you as it rakes in your cash! It's likely you shouldn't be saving, not even for an emergency fund, but instead use spare cash to pay debts off, possibly even your mortgage!
No one should be put off studying because of student debts. Do it right and it's possible to get an education without money worries! This comprehensive guide to student life the MoneySaving way, suitable for current and future students, shows you how.
There is a wealth of information available on the internet so I've collected together some of the best free information sources.
The very best of the weekly email's sneaky bargains and lucrative loopholes in a categorised index.
Whether it's perfume, pants, games, gym passes or books, there's masses available for free on the web with a simple click-and-grab. This a huge list of permanently available genuine freebies.
There are three ways to boost your state pension; buy more National Insurance years, delay taking it and maximise your entitlement to the pension credit. Full Q&A guide and special pension boosting calculator
Credit Unions aren’t just an oasis for those struggling to qualify for high-street borrowing. Some of these non-profit financial savings and loan co-operatives can be best-buys for those looking to borrow smaller amounts
Inheritance Tax avoidance is one of the easiest and biggest ways to save money possible. Yet many people ignore it and leave themselves with vast and unnecessary tax bills
Save cash on expensive tax advice with some common questions answered here.
Now there really is an incentive to study. The EMA means sixth form students can earn when they learn, plus now adults can get cash too
Every 3.6 seconds someone in the world dies of hunger. Yet using a special 'click and give' site you can help feed the starving in 10 seconds at no cost, plus other similar sites help Breast Cancer, Rainforests and more
It's the cheapest long term debt you'll ever have plus, if you don't earn enough, you won't have to repay. Always take out the maximum, but don't necessarily spend it.
Max out your charity donations. Pay no tax and make the govt to donate too. Plus feed the starving for free.
The little known legal right to set off means a bank can use money in your account to pay off credit cards, loans or mortgages without permission and without telling you. For anyone struggling it means keep them separate.
Whether you're paying for shopping, info or legal pornography online, one provider protects your cash from fraudsters by rotating your card number.
It’s possible to junk the junk in minutes, whether its mail, calls, faxes, texts or e-mails. Sadly though, illegal marketers are much tougher to tackle. Yet a few basic steps can help you block out all those people desperately trying to flog you stuff.
It's a growing scourge, you get an e-mail from a bank, it looks genuine, but click that link and it'll steal your cash. Includes examples of emails