The Budget Planner: Free tool to manage your money
Survey Sites: Earn £100s a year from online surveys & market research
Redundancy Help: Step-by-step guide to redundancy planning
Everyone should act NOW to protect against redundancy. With many either under threat or already affected by redundancy, this new guide is a must read for all.Setting Off Rules: DON'T bank where you’ve got debts
The little known legal right to set off means a bank can use money in your account to pay off credit cards, loans or mortgages without permission and without telling you. For anyone struggling it means keep them separate.Grant Grabbing: Find out if you're eligible for £1,000s
You may be eligible for free money to help improve your home and education, increase your income or help with a business venture.Recession-proof your finances: Protect against job loss, pay cuts and more...
With recession looming, it's crucial to get prepared. This is a crash course in recession-proofing, full of straightforward tips to help you better weather the financial storm.Are your savings safe?: Full guide to protect your cash
The first £50,000 you save per person, per institution is 100% safe. But it's not always so simple. Full bank by bank safety check-up.Debt Problems: What to do & where to get help
This step-by-step checklist for anyone worried about problem debts includes how to get cheaper credit, challenge loan agreements, budget. Plus full details of non-profit counselling services if you're in crisis.Comping for Cash: Insider tricks to find and win competitions & contests
Comping is a new-style profitable hobby potentially turning free competitions entries into £1,000s. This step-by-step guide shows you how to find and enter 100s of the right contests using special web gadgets to form-fill at speed, answer questions & help with tie-breaks.
TopMoney Management
The Demotivator Tool: Stops you spending when you can't afford it.
Consumer Rights: how to make 'em play fair
The Budget Planner: Free tool to manage your money
This detailed guide includes the unique, free fully automated budget planner tool; which assesses your finances to see if you spend more or less than you earn and then helps you work to stick within budget
Money Makeover: Completely overhaul your finances and save £1,000s
By shifting to the best products for everything you can easily give yourself as much extra cash as a 25% payrise. Better still you can do it all yourself, without paying anyone and it only takes a day.Interest Rates Guide: Everything you ever wanted to know!
Whether it's saving or borrowing, companies manipulate rates to confuse and mislead. Yet this five minute read covering the very basics, through compound interest, onto APRs, AERs and flat rates, gives you a powerful consumer weapon.Grant Grabbing: Find out if you're eligible for £1,000s
You may be eligible for free money to help improve your home and education, increase your income or help with a business venture. Financial Advice: When to get it, how to find a good one, and how to pay
Want financial advice for such things as protection products, annuities and financial planning? The aim is get truly independent advice, cheaply and from someone who really knows.Credit Rating: How it works and how to improve it
Actually credit ratings don't exist. Each lender has its own scoring system. Find out how banks assess whether to lend to you, a loophole to check all files instantly for free, and use the credit checker tool to help improve your score.MFI Administration Help: Get your cash back
Furniture store MFI has gone into administration. Thousands of people who’ve spent £1,000s and are waiting for delivery are worried . This is a full Q&A guide to what the administration means and how to protect your cash.IVAs are they worth it?: Free guide to download and print
Contrary to the TV adverts’ hype, Individual Voluntary Arrangements won’t magically wipe out your debts; they’re are a cut down form of bankruptcy, only suitable for specific people. This detailed free PDF, will explain how they really work, whether they’re right for you, and the alternatives.Should I pay off my mortgage?: Saving v mortgage overpayments
Using spare cash to overpay a mortgage can save you a fortune. Yet questions abound over whether it’s better to dunk it in a cash-ISA, how mortgage interest calculations work, repayment penalties, emergency funds and more. This guide takes you through it and includes a specially designed calculator.Student Loans: Should you pay them off?
Rates will drop to 0% or less in Sept. It's one of the cheapest forms of borrowing, so is it worth paying it off early? What's the impact on your credit score of keeping it? How does it effect your mortgage? Full answers here.Teen Cash Class: Turn yourself & your kids into MoneySavingExperts
Three lessons to turn anyone into a super-savvy 21st Century consumer. Save money. Fight back. Grab bargains.Pay off debts with savings!: The Golden MoneySaving Rule
If you've both debts and savings, your bank will laugh at you as it rakes in your cash! It's likely you shouldn't be saving, not even for an emergency fund, but instead use spare cash to pay debts off, possibly even your mortgage!Student MoneySaving 2009/10: Funding, borrowing and living as a student
No one should be put off studying because of student debts. Do it right and it's possible to get an education without money worries! This comprehensive guide to student life the MoneySaving way, suitable for current and future students, shows you how.The 90 Top Free Information Links on the Web
There is a wealth of information available on the internet so I've collected together some of the best free information sources.Tips, Tricks & Treats: Full compendium of MoneySaving bargains, loopholes and special deals
The very best of the weekly email's sneaky bargains and lucrative loopholes in a categorised index.Freebies, Freebies, Freebies: A guide to and directory of free stuff
Whether it's perfume, pants, games, gym passes or books, there's masses available for free on the web with a simple click-and-grab. This a huge list of permanently available genuine freebies.Tax & Benefits
Benefits Check Up: 5 mins to get what you're entitled to
Council Tax Rebanding: Lower your band and save £1,000s
State Pension: Boost it and get more. Includes unique calculator
There are three ways to boost your state pension; buy more National Insurance years, delay taking it and maximise your entitlement to the pension credit. Full Q&A guide and special pension boosting calculatorCredit Unions: Local community savings & loans
Credit Unions aren’t just an oasis for those struggling to qualify for high-street borrowing. Some of these non-profit financial savings and loan co-operatives can be best-buys for those looking to borrow smaller amountsInheritance Tax: Save £100,000s on death duty
Inheritance Tax avoidance is one of the easiest and biggest ways to save money possible. Yet many people ignore it and leave themselves with vast and unnecessary tax billsTaxing Times 6
Save cash on expensive tax advice with some common questions answered here.EMA: Get paid to study
Now there really is an incentive to study. The EMA means sixth form students can earn when they learn, plus now adults can get cash tooThe Hungersite: Feed the starving at no cost to you
Every 3.6 seconds someone in the world dies of hunger. Yet using a special 'click and give' site you can help feed the starving in 10 seconds at no cost, plus other similar sites help Breast Cancer, Rainforests and moreStudent Loans 2009/10: How to use them the MoneySaving way
It's the cheapest long term debt you'll ever have plus, if you don't earn enough, you won't have to repay. Always take out the maximum, but don't necessarily spend it.Charity Giving: Pay less (or nowt) give more!
Max out your charity donations. Pay no tax and make the govt to donate too. Plus feed the starving for free.Scams, Spams & Dodgy Divans
ID Fraud Protection: Loophole to get protected for free
Free Anti-Virus & Safety Software: Legally protect your PC without spending
Setting Off Rules: DON'T bank where you’ve got debts
The little known legal right to set off means a bank can use money in your account to pay off credit cards, loans or mortgages without permission and without telling you. For anyone struggling it means keep them separate. Buy Online: Free & safe online spending system
Whether you're paying for shopping, info or legal pornography online, one provider protects your cash from fraudsters by rotating your card number.Stop Junk Mail: And unwanted calls, texts, faxes and spam e-mails
It’s possible to junk the junk in minutes, whether its mail, calls, faxes, texts or e-mails. Sadly though, illegal marketers are much tougher to tackle. Yet a few basic steps can help you block out all those people desperately trying to flog you stuff.Phishing, how to avoid scam financial emails
It's a growing scourge, you get an e-mail from a bank, it looks genuine, but click that link and it'll steal your cash. Includes examples of emails
Martin's Money Tips:
Week of 01 Jul 2009
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Economic uncertainty's rife, and picking troubled companies isn't easy, so it's crucial to protect yourself.
Section 75 Free protection for all purchases
Are my savings safe? Bank-by-bank guide
Recession Proofing Sort your finances
Meanwhile we'll carry on finding top deals & bargains.