Martin Lewis

EMA - Get Paid to Study
 

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School's cool!  Maybe not … but thanks to the Government's new Education Maintenance Allowance (EMA) it may now become profitable for children who previously didn't want, or couldn't afford, to carry on studying after compulsory level.

Following successful pilot schemes throughout the UK, EMA has been available nationwide since September 2004.  This entitles those students who stay on at school or college to payments of up to £30 per week, as well as periodic bonuses which could total up to £500 over the duration of their study.

 

 Who can get it?

 How much do you get?

 How does it work?

 Other options

 Now adults can get the EMA too

 Related Articles/Discussion  
  
Further education can really add up.
  
Who can get it?
 

 

In order to apply students must turn 16 before 31 August in the year they wish to enter Further Education.  Anyone from households with a total income of less than £30,800 (this is based on earnings from the previous tax year) will be eligible providing they stay on at school or college and show commitment and good attendance.

 

There are some exceptions relating to age, citizenship or the specific course; the details can be checked out on the DFES website.


Do you have to be studying for A Levels?

 

No, the courses can be academic or vocational, and can even be retakes of GCSEs. As long as you undertake 12 hours of guided learning per week then this will qualify you.  This can be in a school sixth-form, sixth-form college or any FE institution.

 

How much do you get?
 

 

The EMA is an income-assessed benefit with three possible bands.

 

 
How much can you get?
Household IncomeEMA entitlement per week
Up to £20,800£30
£20,801 - £25,500£20
£25,501 - £30,800£10

The bonus system can give out £100 payments up to 5 times throughout the course, and this is where the political aims of the scheme become clear.  It is based on progress, commitment to the course and the achievement of specific goals agreed between you and your school or college.
 The aim is to encourage good attendance and motivation for studies. There can be payments in January and July of each year of study, and an additional one in October of your second year provided you return.



How does it work?

 

 

EMA will be paid weekly into your bank, and any current or savings account can be used.  Once it's in there, it's yours to do whatever you want with; CDs and partying or travel and text books.  Pupils can also continue to work part-time and use the EMA to top up their income, and no other benefits received by the household will be affected.

 

Apply online with the DFES or ring the EMA Helpline. Each applicant must provide proof of their household income, and this can be done using a Tax Credit Award Notice or by presenting a P60.  Then, simply give your bank details and Bob's your uncle (or your Aunt if it's Roberta). 

 

Make sure you do this before the new academic year begins to ensure you receive payments right from the off.

  
Other Options
 

 

Those who aren't eligible may be entitled to money from the Learner Support Fund (LSF).  This system provides one-off payments to help fund travel, or the purchase of equipment and books, and can be applied for either through a college or directly to the LEA. 

There are other sources of information struggling families can access. The Connexions and DFES websites tell you everything you need to know about sources of financial help for students.  Also, sites such as the Citizens' Advice Bureau and Directgov, give helpful information about a wide range of related issues from educational rights to child pregnancy.     


Now adults can get the EMA too

 
 


September 2003 saw the launch of Adult Learning Grants, the mature learners equivalent of EMA, also offering payments of up to £30 per week.  Although it's currently only being piloted in 28 selected areas in the
UK, it's definitely worthwhile to check directgov to see if your place of study (not where you live) makes you eligible.  It's hoped that in the 2007/08 academic year the ALG will be available nationally.  

The ALG is aimed to help those who didn't succeed in their initial education and want to get qualifications to improve their career prospects.  It's available (for up to a maximum of three years) to students aged 19 or over who are studying a full-time course of learning which leads to their first full qualification at Level 2 (five GCSEs at A*-C, or an NVQ2) or Level 3 (two A Levels or an NVQ3).  

 

ALG is assessed by household income, but this time it‘s the income of the learner, or joint income if you live with a partner who's in paid employment.

 
How much can you get?
Sole Household IncomeJoint  Household IncomeEMA entitlement per week
Up to £11,500Up to £19,000£30
£11,501 - £15,000£19,001 - £23,000£20
£15,001 - £19,000£23,001 - £30,000£10
 

The ALG does differ slightly to EMA; there aren't any cash bonuses on offer, plus it may affect some benefits you currently receive, so it's a good idea to contact your local Jobcentre Plus to seek advice on your entitlements. 

 

 To ensure you stay up to date on this, all changes will be

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EMA: Get paid to study

 

  

 

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