Interest Payment Back

The Tesco Bonus Credit Card is the only card on the market to give you an interest payment back to your credit card! Each year you're a Tesco Bonus Credit Card holder, we'll give you a gift - 1 12th of your annual interest payments back on the anniversary of your account! It's our way of saying thank you for your loyalty.

Buy Now - Pay Later³

Buy Now-Pay Later enables UK Tesco Credit Card holders to make purchases from Tesco Direct online and over the phone on selected items, interest free for a fixed number of months.

Use your Tesco Credit Card to buy selected items through Tesco Direct and get 0% interest with no minimum repayments for 6 or 12 months.

• 0% for 12 months on selected items at Tesco Direct for £500 and above
• 0% for 6 months on selected items at Tesco Direct below £500
• No deposit required for your purchase
• No monthly payment required for your Buy Now – Pay Later balance
• No early repayment fees when you pay off your Buy Now - Pay Later balance
• No deferred interest, unlike some of our competitors
• Buy Now -Pay Later is exclusive to Tesco Classic, Platinum, Clubcard and Bonus Credit Card customers purchasing from Tesco Direct.

You can order goods online at www.tesco.com, at Tesco Direct store desks & over the phone.

Visit Tesco Direct at www.tesco.com to see the range of great value products that you can Buy Now ²; Pay Later with your Tesco Credit Card.

The offer is exclusive to UK Tesco personal credit card holders, with sufficient remaining credit balance on their card.

At the end of your Buy Now Pay Later Period, the outstanding balance will be treated as a normal purchase balance and charged at your standard purchase rate².

Additional card protection

Tesco Payment Protection Insurance

Covering yourself against the unexpected makes sense. If you are unable to work for more than 14 consecutive days due to accident, illness or involuntary unemployment we could pay 10% of your outstanding balance on your Tesco Credit Card for a maximum of 12 months.

It costs just 79p (including Insurance Premium Tax) for every £100, or part thereof, of the highest balance on your statement that month. This will be calculated monthly and added to Your Outstanding Credit Balance as at the date of the statement. This means that will cost £1.58 for a balance of £200 and so on. Monthly charges will continue unless there is a nil balance for the whole statement month.

If you have no outstanding balance, you don't pay a penny. Interest will be charged in line with our terms and conditions. Further details on the insurance policies can be found at the Payment Protection Insurance section of the application. You should ensure that you read and understand these before completing your application, as it is your responsibility to ensure that you are eligible for these optional policies and that they are right for you.

CPP Card Protection Plus

A lost or stolen Tesco Credit Card (or any other debit or store card) can be a nightmare - especially when abroad. With Card Protection Plus you could enjoy peace of mind for you and up to 4 members of your household for just £29 a year or £70 for three years. Benefits include:

• Up to £5000 cover against fraudulent use before you report your missing cards and up to £100,000 cover thereafter
• One free call can cancel your lost or stolen cards and order replacements, 24 hours a day, 365 days a year
• Access to an emergency loan of up to £3000 so you can continue travelling
• Cash replacement
• Emergency hotel bill advance
• Replacement travel tickets home up to the value of £5000 per policyholder
• Handbag and wallet cover
• Passport and driving licence cover
• Lock and key replacement

Please read and print or save the Servicing Policy Summary and Servicing Terms documents below.

• Servicing Policy Summary
• Servicing Terms