Martin Lewis

Internet Access
The cheapest way to dial up.

Printable VersionAddThis Social Bookmark ButtonEmail Article
Important All changes, updates and new deals go in the Weekly MoneySaving Email
Free, Ad Free and Spam Free!

Free is a funny word.  In the world of Internet Service Providers (ISPs) it rarely actually means no cost.  While superfast broadband is slowly taking over, many homes still use dial-up phone access, but are paying much more than is necessary.  

While this article is about cutting the cost of dial-up, these days broadband is very cheap – or even free in some cases and well worth investigating.  Read Cheapest Broadband article.  
 


 
What to watch for
 The UKs cheapest ISPs
 Accelerate your connection
 The Size of the Savings
 Other Articles/Discuss

                             
                            Trash expensive dial-up

 
                                                                      

What to watch for


 
  • Connection and reliability.  The ‘contention ratio' is a useful but not infallible guide, as it monitors the number of users allocated per line.  The average is 10-20:1, though at best go up to 5:1.
  • Dump-ability.  Big operators are usually reliable, but over-expensive; while smaller players are hotly priced but unknown quantities.  Hence the ability to immediately dump an ISP, if it's service becomes pants, is crucial.  Ensure you're not contractually locked in. 
  • Avoid e-mail lock in.  Paying ISPs often allocate you their e-mail addresses.  It mightn't sound bad, but means to switch ISP means switching e-mail, which is such hassle it substantially disincentivises moving.  Using a universal address like G-mail, Hotmail or Yahoo solves this.
  • Content and Support.  Many big ISPs boast about unique content, but similar stuff is available free elsewhere on the net, as is child protection software.
  • Technical Support.  For newcomers especially, evaluating technical support phone line costs is important, as a £1/min charge soon eats any other savings.


    The UK's Cheapest ISPs



There are two ways to pay.  Unmetered means you can use the net as much as you like.  The cost is a fixed monthly fee and the access call should be via a freephone number.

The alternative is ‘pay-as-you-go' (PAYG) where there's no fee but the access calls cost and the provider gets a cut of the call revenue. 
As a rough rule of thumb, use the web more than five hours a week, and unmetered wins.  Having compared over 40, the following are the cheapest providers.

PAYG providers for low to mid use

Don't be fooled into thinking they're all the same.  Access call charges vary radically.  Most ‘free' internet access dials via a Lo-call rate 0845 call; but Lo-call rate is not local rate, it's much more expensive.

An hour long local call on evenings and weekends costs 5.5p on BT's basic tariff, whereas Lo-call is 60p (1p/min).  Worse still, Lo-call is 4p/min during the day, and is almost never included in free calls packages.

Much bigger savings with pre-pay

Mipcards* offers a pre-paid internet card, sold either on the net or in newsagents.  £10 buys 2,000 minutes, that's 0.5p/min including call access or 30 days for anytime use (for a maximum 80 hours).

The advantage is it costs only £10 to try and currently offers a 30 minute trial card*
(for BT users only).  Yet after three months you need to buy a new card whether you've used all the minutes or not. 

Unmetered for heavy use

Heavy users should consider switching to broadband; after all, unlimited dial-up access from AOL is £19.99 a month, while it's Broadband starts at £14.99 and lots of other providers are much cheaper! (see Cheapest Broadband Provider article).

The cheapest unmetered ISP is Zaggle at £5.99 for 60 hours a month (approx 2 a day) or it's just a little more for unlimited useage with Fast4.net at £7.99 or Mipcards* at £10 for 30 days. 


Accelerate your connection



OnSpeed* is a heavily advertised service for dial-up users to use on top of their ISP that claims to make your connection work at broadband speeds for £25 a year.  Technically what it does, rather than speeding up your connection is decrease the amount of info you need to download.  This does mean that you receive the data using compression software.  While this doesn't come close to broadband speeds, most dial-up users say it does speed things up somewhat. 

How to try it without paying the £25

Tiscali has its own version of the Onspeed service, which uses the same 'Slipstream technology' called Tiscali.accelerator.  This service is free to Tiscali customers.  Yet it's possible to access Tiscali on a Pay-As-You-Go basis, so you could use Tiscali as your dial up provider for an hour or so (do it off-peak so it's cheaper) to see if it works for you. If it does and you want to use the cheapest ISP detailed below, you can then do so and sign up to OnSpeed for the speed.  

 
 

Find out what existing users think of OnSpeed: Read feedback and discuss savings


 



Someone using 3 hours a week on a normal ‘free' ISP would pay around £30 a month, £360 a year.  Opt for the cheapest unmetered package, Fast4net at £7.99 per month save yourself around £260 a year.  


                            

Monthly cost based on usageAnnual Cost
 1 hour/week3hrs/week8hrs/week20hrs/week8hrs/week
Lo-call rate off-peak (1)£2.50£7.50£20£50£240
Lo-call rate peak (1)£10£30£80£200£960
AOL Unmetered£16£16£16£16£192
Fast4.net£8£8£8£8£96

(1) On BT Together Tariff

    
                Details of winning suppliers
 Contention ratioContract lock-inHelpline cost
Mipcards12:1No50p/min
Fast4.net15:1End of month60p/min

  

To ensure you stay up to date on this, all changes will be in

The Free Weekly Money Tips E-mail

Other Articles You May Be Interested In:

Completely Free Calls Worldwide

Home Phones: The top providers

REVENGE! Free Cash From Credit Cards

Ask A Question / Discuss

Dial-up Discussion Link


   

Always double check the product details before signing up to them.
Spotted a broken link/out of date info? Let us know at brokenlink@moneysavingexpert.com


LINKS THAT HELP THE SITE (have a * in the article) 

OnSpeed, Mipcards


LINKS THAT DON'T HELP THE SITE

Fast4.net, Tiscali, Zaggle

Onspeed, MIPcards

Explanation. 
Two types of contacts are listed.  The first (which all have a * within the main body of the articles) help MoneySavingExpert.com stay ad-free and free to use, as they're ‘affiliated links'  which invisibly take you usually via commercial price comparison services like Moneysupermarket, Uswitch or Find, which then pay this site.  The second type doesn't help (and don't have a *).

You shouldn't notice any difference, the links don't impact the product at all and the editorial line (the things I write) is NEVER impacted by the revenue.  If it isn't possible to get an affiliate link for the best product, it is still recommended and still included in exactly the same way.  For more details read how this site is financed

Printable VersionAddThis Social Bookmark ButtonEmail Article

Martins Weekly Money Tips
Two thirds of top tips close within a week!
The weekly e-mail ensures you don't miss out.

Get The Email »
View FAQ's          
It's Free, Ad-Free & Spam Free
  • Cheap calls to every country: Many at 0.5p/min
  • Free £25 spray tan w/£2 magazine: Plus cake & coffee
  • British Gas signals big price rise: Time to cap bills?
  • Friends Reunited for Free: Save £15/year
This website is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to specific circumstances. All tips are followed at your own risk and should be followed up with your own research . See Full Terms & Conditions and Privacy Policy (last updated 19.12.06). © Martin Lewis and Martin S Lewis Ltd. 'Martin Lewis' and 'Money Saving Expert' are registered trademarks belonging to Martin Lewis.