Minimum Criteria

MSE's minimum cover amounts

When picking any policy, we look for the following minimum criteria. The vast majority of policies we list will meet these, even if we don't state it explicitly.

Medical expenses: £2 million including repatriation

Cancellation: £1,500 (it's designed to cover the cost of your holiday, so make sure your policy matches your holiday style)

Baggage: £750 – if yours is worth more, go for a higher level

Cash loss: £200

Personal liability: £1 million

We also look at prices from the following travel insurers:

All Clear | Allianz | American Express | Avanti* | Aviva* | Benenden | Coverwise* | Direct Line* | EHIC Plus* | Global Travel Insurance* | Insure & Go* | Leisure Guard* | LV* | MIA Online | Planet Earth*

If you think we should be including others, please let us know. It could be worth comparing via MoneySupermarket* as it sometimes beats our picks due to its exclusives.