Sainsbury's Bank - Up to 20mths 0% (20.9% representative APR after)

  • Joint longest interest-free period + up to £37.50 in bonus Nectar points
  • You could be accepted and offered 16 or 12 interest-free months
  • You need to have a Nectar card and to have held it for at least six months to apply
  • Important. Sadly, if you're self-employed, Sainsbury's won't currently accept you

Check eligibility via MSE and apply

  • Checks your chances for Sainsbury's Bank and similar 0% spending cards
  • Lets you home in on YOUR best credit card
  • Minimises applications, to protect your credit score
  • Only takes a couple of minutes

Go direct to Sainsbury's Bank* to apply

  • Sainsbury's Bank does have its own eligibility calculator on its site, so you can use it to check your acceptance chances
  • Yet it only shows its own cards, so you risk missing others that may be better