Totally free way to boost your credit chances

Access your credit score and more.
Improve your chances of acceptance.
Save money with the right products.

Join Credit Club

Your credit profile all in one place

Free scores and assessments to see yourself as the financial world does.

  • Experian Credit Score

    Experian Credit Score

    A benchmark for how well
    you’re doing,
    based on your
    past credit behaviour.

  • MoneySavingExpert Credit Hit Rate

    MoneySavingExpert Credit Hit Rate

    An overview of what really
    counts – your chances of getting
    the market’s top products.

  • MoneySavingExpert Affordability Score

    MoneySavingExpert Affordability Score

    Our unique affordardability
    scores analyse
    your income
    and expenditure.

  • Experian Credit Report

    Experian Credit Report

    Your credit history as
    seen by lenders -
    think of it
    as your financial CV.

  • Credit Card & Loan Eligibility

    Credit Card & Loan Eligibility

    See how likely you are to
    get deals before applying and
    protect your credit score.

  • Your key insight

    Your Key Insights

    The things lenders do and
    don't like about your credit file –
    and what to do about it.

Get my full credit profile

A credit score alone isn't enough – what counts in the real world is, will you be accepted?

Martin Lewis, founder of

A personal assistantto find you the right product

Our unique Wallet Workout tool can tell you which credit products could save you money.

See what's right for me

Insights & tipsto improve your scores

Boost your chances of acceptance
with tips based on key info from
your credit report.

Boost my credit score
  • Things you’re doing well

    Things you're doing well
  • Things you could improve

    Things you could improve

More on Credit Club

The big questions

Full FAQs