If you click a link with an * to go through to a provider, we may get paid. This usually only happens if you get a product from it. This is what funds our team of journalists, and keeps us free to use. Yet there are two crucial things you need to know about this.
- This never impacts our editorial recommendations – if it's in, it's in there because we independently rate it best.
- You'll always get as good a deal (or better) than if you went direct.
For a more detailed explanation see How MSE is financed.
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Use the Money Mantras
Before spending, use Martin’s Mantras. If you answer 'NO' to any, then don't buy!
Then ask:
- Do I need it?
- Can I afford it?
- Have you checked prices elsewhere?
Then ask:
- Will I use it?
- Is it worth it?
Free protection for all shopping!
There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
What the * means above
If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.
You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How This Site Is Financed.
Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com:
5 May 2021
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Cheapest car ins since 2014
Many can save even if not at renewal
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Martin's warning to every employee
'Are you missing out on a hidden pay rise?'
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30+ Amazon tricks
Eg, 'free' £6 for some & can you share Prime?
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30% off full-price Ted Baker
Eg, £45 T-shirt for £31.50
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'We got £5.6k in packaged bank account fees back'
'It took 20 mins - thank you'
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BT's '£15/mth' fast b'band for some
Yet almost all can beat it
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New. How to borrow at NO cost
With max safety
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Read the full email
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Cheapest car insurance since 2014 - many can save large NOW even if not at renewal
10 May 2021![]()
In a rare bit of good news, car insurance is at a seven-year low at an average £420/yr (£160 less than at its height). Part of the drop, according to the source, MoneySupermarket, is that fewer people driving in lockdown has meant fewer claims. -
Amex to cut cashback rates on best buy credit cards from August
10 May 2021![]()
The cashback changes will come into effect on 4 August for both new and existing customers. However, new users will still be able to benefit from introductory bonus rates, assuming that they haven't had an Amex card in the last two years. -
How to borrow at NO COST (0% interest) and maximise your protection
10 May 2021![]()
Lockdown's easing, retail's opening, and spending's likely to restart. Some will be able to draw on savings but others will be thinking about taking on new debt. So if you're going to borrow, we want to ensure you do it the cheapest and safest way. -
Coronavirus Life-in-Lockdown Help
10 May 2021![]()
The Prime Minister has unveiled sweeping restrictions on public movement to tackle the spread of coronavirus. This has had a huge impact on daily life, affecting everything from weddings and train travel to music events and sport. To help, we're working flat out to answer your questions on these topics and more -
England's 'green list' of quarantine-free holiday destinations unveiled - including Portugal, Gibraltar and Israel
7 May 2021![]()
Holidays abroad could get the go-ahead from 17 May as an announcement from Grant Shapps, the secretary of state for the Department for Transport is expected today. It's thought a 'green list' of countries that Brits will be able to travel to without needing to quarantine on return will also be revealed.
Clever ways to calculate your finances
