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'Free' £32 Bamford skincare set with £5 mag

Freebie on the cover of Harper's Bazaar

If you buy the August edition of Harper's Bazaar magazine (£4.70, Ashley Graham on the front) by Fri 3 Aug, on the cover you'll get a Bamford skincare set containing a Refining Exfoliator and Moisturising Lotion (norm £32).

As this set is worth more than the magazine, if you want to buy it it'd be worth buying the magazine even if you don’t want to read it, as it's cheaper than buying the product directly.

This freebie is only available when buying the magazine in shops, and won't be sent to subscribers.
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Martin's Money Mantras

Before spending

If you answer 'NO' to any of the following questions, don't buy.

Skint? Ask:

Do I need it?
Can I afford it?

Not skint? Ask:

Will I use it?
Is it worth it?

Free protection for all shopping!

There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.

And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.

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