
Free protection for all shopping!
There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
What the * means above
If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.
You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How this site is financed.
Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com:
19 September 2023
-
Martin: Car insurance up 41%
Home not far behind. Lock in now to save
-
Cheapest ever iPhone 14 deal
As iPhone 15's launched
-
12 ways to cut your food bill
Deals, tricks & tips
-
FREE National Trust day pass
For a family – normally £30ish
-
TWO new bank bribes launch
Get up to £210 FREE
-
With E.on? Beat the Price Cap
With its new fixed-term tariff
-
243 spring bulbs £15 delivered
7,500 bundles available
-
Read the full email
For all the latest deals, guides and loopholes - join the 12m who get it. Don’t miss out
-
Martin Lewis: Urgent warning for savers as base rate held at 5.25%
21 September 2023You should open a fixed savings rate NOW in case rates are cut, MoneySavingExpert.com founder Martin Lewis has warned. -
E.on Next's Pledge tariff costs £50 less than the Energy Price Cap – should you switch?
21 September 2023E.on Next has launched an energy deal for existing customers that costs around £50 a year (around 3%) less than the Price Cap for typical users, making it one of the cheapest deals available. -
Second cost of living payment to be paid from 31 October – here's who qualifies and how much you'll get
20 September 2023Over eight million households on certain benefits and tax credits will receive their second cost of living payment from 31 October. -
Wilko administration – here are your refund and shopping rights
20 September 2023Your refund and shopping rights as budget homeware retailer Wilko falls into administration. -
Virgin Media to hike prices by 13.8% for millions of customers – but you can leave penalty-free
20 September 2023Millions of Virgin Media broadband, TV and home phone customers will see their bills increase this spring by an average of 13.8%.
-
Martin Lewis: Is it time to ban unnecessary Christmas presents?
11 September 2023Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: Five things all new English university starters should know
4 September 2023The 2023 academic year is about to start, and it'll see the biggest shake-up to student finance in England for a decade. The changes are both subtle and massive. On the surface they look like a tweak, in practice they will increase the eventual cost of going to university by over 50% for many typical graduates.