DIY
MSE Email 
21 January 2025
21 January 2025
Martin's DebtBuster
Credit cards & more
Top 10 firms to haggle with
Plus 9 haggling tips
Is marriage worth it?
9 financial benefits
Free National Trust pass
Normally £30ish
Top easy-access savings
New 5.1% rate
FREE Ideal Home Show tickets
Plus when to see Martin
161 summer bulbs for £10
10,000 bundles
Recent blogs
23 January 2025
23 January 2025
16 January 2025
3 January 2025
Martin's Money Mantras
Use them
Before spending
If you answer 'NO' to any of the following questions, don't buy.
Are you
Not skint? Ask:
Will I use it?
Is it worth it?
Are you
Skint? Ask:
Do I need it?
Can I afford it?
'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M27.8511 24.6824C28.637 24.8857 29.2433 25.3513 29.6546 26.0675C30.3672 27.3084 30.3306 29.1414 29.9772 30.4083C29.5577 31.9175 28.1348 32.9728 26.5204 32.9728C26.2096 32.9728 25.8999 32.9327 25.5974 32.8558C24.665 32.6236 23.8671 32.0221 23.3874 31.1895L23.333 31.0902C22.2304 31.7402 20.9978 32.0829 19.7309 32.0829C18.4049 32.0829 17.1214 31.7107 15.9821 31.0016C15.4027 32.1649 14.2416 32.9259 12.9437 32.9929H12.9271L12.9141 32.9941H12.9059C12.8373 32.9977 12.7699 33 12.7026 33C11.0882 33 9.66649 31.9458 9.24576 30.4355C8.8924 29.1686 8.85576 27.3356 9.5684 26.0947C9.94948 25.4009 10.6034 24.8982 11.3719 24.7084C11.6212 24.6457 11.8729 24.6138 12.1199 24.6138H12.179C12.1211 23.9892 12.1279 23.3603 12.1991 22.7371C10.8022 22.5445 9.7244 21.378 9.7244 19.9717C9.7244 18.4306 11.0173 17.1778 12.6057 17.1778C12.76 17.1778 12.9141 17.1897 13.0666 17.2133C12.5062 15.8558 12.4074 14.3519 12.7853 12.9327C11.6389 12.447 10.8755 11.3444 10.8755 10.0964C10.8755 8.38984 12.309 7.00002 14.0735 7.00002C15.1302 6.99653 16.122 7.5092 16.7302 8.37329C18.6415 7.52693 20.8214 7.52693 22.7327 8.37329C23.32 7.52593 24.3139 7.00002 25.3894 7.00002C27.1527 7.00002 28.5874 8.38984 28.5874 10.0964C28.5874 11.3444 27.8239 12.447 26.6776 12.9327C27.0558 14.3518 26.9569 15.8559 26.3963 17.2133C26.5476 17.1897 26.7012 17.1778 26.8572 17.1778C28.4456 17.1778 29.7385 18.4306 29.7385 19.9705C29.7385 21.3768 28.6607 22.5445 27.2638 22.7359C27.3337 23.3521 27.3413 23.9737 27.2862 24.5914C27.477 24.6038 27.6661 24.6343 27.8511 24.6824ZM24.1839 9.87184C24.2772 9.77537 24.4051 9.72002 24.5392 9.71802C24.6734 9.71602 24.8028 9.76755 24.8989 9.8612L24.9108 9.87302C25.0535 10.019 25.0956 10.236 25.0177 10.4248C24.9397 10.6135 24.7569 10.7377 24.5527 10.7405C24.4178 10.7404 24.2886 10.6859 24.1946 10.5892C23.9937 10.3942 23.9884 10.0734 24.1828 9.87184H24.1839ZM19.7309 15.8365C19.3361 15.8365 18.9887 15.3637 18.9887 15.0766C18.9887 15.0269 18.9887 15.0057 19.0714 14.9655C19.1494 14.9265 19.3385 14.8627 19.7309 14.8627C20.1244 14.8627 20.3135 14.9265 20.3903 14.9655C20.4742 15.0068 20.4742 15.0269 20.4742 15.0766C20.4742 15.3637 20.1268 15.8365 19.7309 15.8365ZM26.5216 31.9565C27.6845 31.9565 28.7044 31.2072 29.0034 30.1341L29.0046 30.1329C29.2906 29.1059 29.3414 27.5542 28.78 26.5757C28.5059 26.0982 28.1194 25.8004 27.5994 25.6657C27.4328 25.6231 27.2649 25.6018 27.1019 25.6018C26.998 25.6006 26.8944 25.6093 26.7922 25.6278C25.3811 25.8677 24.3624 27.6948 24.0339 28.8755C23.8638 29.4838 23.9469 30.1351 24.2643 30.6813C24.6087 31.2765 25.1804 31.7061 25.8479 31.8714C26.068 31.9279 26.2944 31.9565 26.5216 31.9565ZM13.3762 31.8986C14.0569 31.7225 14.6207 31.2994 14.9599 30.7085C15.2769 30.1621 15.3596 29.5109 15.1891 28.9027C14.8771 27.7811 13.9423 26.0769 12.6399 25.7035L12.6163 25.6964C12.2918 25.6058 11.9488 25.6046 11.6236 25.6928C11.1188 25.8151 10.6897 26.1459 10.4429 26.6028C9.88158 27.5814 9.9324 29.1331 10.2196 30.1613C10.5186 31.2344 11.5385 31.9837 12.7026 31.9837C12.7586 31.9838 12.8145 31.9823 12.8704 31.9789H12.8728C13.0418 31.9671 13.2108 31.9411 13.3762 31.8986ZM20.2367 24.9802V26.5201C21.9799 26.2612 23.2702 24.7642 23.2692 23.0018C23.2692 22.2774 23.0482 21.5742 22.6429 20.9821C21.7518 21.3662 20.7673 21.5789 19.7309 21.5789C18.7301 21.5803 17.7395 21.3772 16.82 20.9821C16.4147 21.5742 16.1937 22.2774 16.1937 23.0018C16.1927 24.7642 17.483 26.2612 19.2262 26.5201V24.9802C19.2172 24.7939 19.3115 24.6177 19.4715 24.5218C19.6315 24.426 19.8313 24.426 19.9914 24.5218C20.1514 24.6177 20.2457 24.7939 20.2367 24.9802ZM22.9088 14.384C23.3756 14.384 23.7561 14.0177 23.7561 13.5686C23.7561 13.1195 23.3756 12.7531 22.9088 12.7531C22.4431 12.7531 22.0626 13.1195 22.0626 13.5686C22.0723 14.0269 22.4504 14.3913 22.9088 14.384ZM16.5529 12.7531C17.0198 12.7531 17.4003 13.1195 17.4003 13.5686C17.4003 14.0177 17.0198 14.384 16.5529 14.384C16.0946 14.3913 15.7165 14.0269 15.7068 13.5686C15.7068 13.1195 16.0873 12.7531 16.5529 12.7531Z' fill='%23214EA3'/%3E%3C/g%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M24.9593 8.54652C24.8038 8.54652 24.6549 8.48429 24.5456 8.37372V8.3749C24.3947 8.22923 24.3329 8.0141 24.3836 7.81055C24.4343 7.60699 24.5897 7.44594 24.7913 7.38805C24.993 7.33016 25.2101 7.38423 25.3611 7.5299L25.3741 7.5429C25.4841 7.65321 25.5458 7.80274 25.5456 7.95855C25.5454 8.11437 25.4833 8.26372 25.3729 8.37372C25.2637 8.48429 25.1147 8.54652 24.9593 8.54652ZM22.5909 12.0543C22.2784 12.0543 22.0197 11.8115 22 11.4996C22 11.1733 22.2646 10.9087 22.5909 10.9087C22.9173 10.9087 23.1818 11.1733 23.1818 11.4996C23.1621 11.8115 22.9034 12.0543 22.5909 12.0543Z' fill='%23214EA3'/%3E%3Cpath d='M20.2274 20.3633C19.9012 20.3633 19.6365 20.6233 19.6365 20.9471V20.9601C19.6365 21.2839 19.9012 21.5451 20.2274 21.5451C20.5536 21.5451 20.8183 21.2839 20.8183 20.9601V20.9483C20.8177 20.7923 20.755 20.643 20.6442 20.5332C20.5333 20.4235 20.3834 20.3623 20.2274 20.3633Z' fill='%23214EA3'/%3E%3Cpath d='M16.6818 12.09C16.9936 12.0703 17.2365 11.8116 17.2365 11.4991C17.2365 11.1866 16.9936 10.9279 16.6818 10.9082C16.3554 10.9082 16.0909 11.1728 16.0909 11.4991C16.0909 11.8255 16.3554 12.09 16.6818 12.09Z' fill='%23214EA3'/%3E%3C/svg%3E%0A)
'%3E%3Cpath d='M24.6634 21.6177H15.297V25.2528C15.297 25.7171 15.189 26.1362 14.8456 26.4713C14.2502 27.0528 13.3207 26.8903 12.9302 26.1436C12.7825 25.8602 12.7345 25.562 12.7345 25.2519C12.7327 22.0183 12.7327 18.7848 12.7327 15.5513C12.7327 15.0934 12.8527 14.6836 13.1822 14.3494C13.429 14.104 13.7711 13.9794 14.1179 14.0087C14.4647 14.0381 14.7811 14.2183 14.9831 14.5017C15.2139 14.8248 15.2979 15.1848 15.297 15.5762C15.2951 16.7079 15.297 17.8405 15.297 18.9731V19.202H24.6634V18.9879C24.6634 17.8377 24.6607 16.6867 24.6653 15.5356C24.6671 15.0796 24.7899 14.6679 25.1268 14.3402C25.6622 13.8205 26.4884 13.9063 26.9361 14.5285C27.1521 14.8294 27.2296 15.1728 27.2296 15.5365C27.2305 18.7885 27.2314 22.0396 27.2296 25.2916C27.2296 25.7494 27.0994 26.1556 26.7681 26.4897C26.2696 26.9919 25.3871 26.9107 24.9791 26.3254C24.7521 25.9987 24.6634 25.6405 24.6634 25.25V21.6177Z' fill='%23214EA3'/%3E%3C/g%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M30.1525 21.4075C30.1527 21.0612 30.153 20.715 30.153 20.369V20.368C30.153 20.1395 30.153 19.9109 30.153 19.6824C30.1532 18.7684 30.1533 17.8548 30.1511 16.9407C30.1511 16.7911 30.1511 16.6342 30.116 16.493C29.9813 15.9428 29.5687 15.6714 29.0333 15.761C28.6151 15.832 28.3114 16.2428 28.3105 16.7782C28.3068 19.1634 28.3068 21.5496 28.3105 23.9348C28.3114 24.8283 29.0794 25.1902 29.6859 24.8477C30.0357 24.6502 30.1557 24.2773 30.1539 23.8342C30.1513 23.0251 30.1519 22.216 30.1525 21.4075ZM11.6913 21.2482C11.6914 20.9597 11.6914 20.6713 11.6914 20.3828C11.691 19.8749 11.6911 19.3671 11.6913 18.8593C11.6914 18.1823 11.6916 17.5053 11.6905 16.828C11.6896 16.3896 11.5373 16.036 11.1911 15.8588C10.8708 15.6945 10.5339 15.6973 10.2283 15.9345C9.9385 16.1597 9.84619 16.4967 9.84619 16.8917C9.84841 18.7431 9.84826 20.5938 9.84811 22.4444C9.84807 22.9071 9.84804 23.3697 9.84804 23.8323C9.84782 23.8825 9.84874 23.9327 9.85081 23.9828C9.8905 24.8173 10.5865 25.1791 11.204 24.8597C11.564 24.6733 11.6933 24.2939 11.6923 23.8443C11.691 22.979 11.6911 22.1136 11.6913 21.2482Z' fill='%23214EA3'/%3E%3C/svg%3E%0A)
Archive
Want more great deals?
Visit our Deals & Vouchers section to ensure you don't miss out on the best deals.