If you click a link with an * to go through to a provider, we may get paid. This usually only happens if you get a product from it. This is what funds our team of journalists, and keeps us free to use. Yet there are two crucial things you need to know about this.
- This never impacts our editorial recommendations – if it's in, it's in there because we independently rate it best.
- You'll always get as good a deal (or better) than if you went direct.
For a more detailed explanation see How MSE is financed.
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Use the Money Mantras
Before spending, use Martin’s Mantras. If you answer 'NO' to any, then don't buy!
Then ask:
- Do I need it?
- Can I afford it?
- Have you checked prices elsewhere?
Then ask:
- Will I use it?
- Is it worth it?
Free protection for all shopping!
There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
What the * means above
If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.
You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How this site is financed.
Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com:
26 January 2022
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FREE £130 from First Direct
As it regains No1 service crown
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B'band, mobile & TV price rises
Can you beat 'em?
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Energy prices set to rise 50%
If you'll struggle to pay, what help is there?
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High-street coats, dresses etc £4.50
With code, ends Sun
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Martin’s Money Makeover
22 ways to save you £2,022 in 2022
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FREE Ideal Home Show London tix
10,000 pairs available
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Ends Sun. Top 1yr savings fix
1.3% + £75 cashback
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Read the full email
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Ignore requests from the state trying to claw back pension overpayments after someone has died - they have no legal right to do so
26 January 2022![]()
Friends or relatives can ignore requests by the Government to return overpaid state pension payments in the event of the recipient's death, as there is no legal obligation to pay the money back. -
Martin Lewis: Was the call to DO NOTHING with energy since October right with hindsight?
25 January 2022![]()
Martin Lewis answers this question in his new video on the energy crisis, as well as explaining what might be next for energy bills. -
Barclaycard customer? Check your account and don't bin post as it's refunding MORE people, with some getting £1,200
25 January 2022![]()
Keep an eye out for letters from Barclaycard, even if you weren't on a repayment plan, as it's refunding more customers for incorrect fees, with some receiving £1,200. -
Covid travel tests to be scrapped for fully vaccinated travellers arriving in the UK
25 January 2022![]()
In addition, those who aren't fully vaccinated will no longer be required to take a day eight test or self-isolate on arrival to England. -
Millions of BT, EE, Plusnet, Shell, TalkTalk and Vodafone customers to be hit with price hikes of up to 9.3% - here's all you need to know
25 January 2022![]()
Millions of BT, EE, Plusnet, Shell, TalkTalk and Vodafone customers will be hit with price hikes of up to 9.3% this spring. All of the telecoms providers use December's consumer prices index (CPI) rate of inflation, as announced this week, to determine increases...
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Martin Lewis: I averaged 25,437 steps a day (burning 3,993 calories) in 2021 – here's how...
10 January 2022This is my sixth annual steps blog. My well-documented obsession with the 'quantified self' is showing no sign of abating. According to my tracker, I did 9,284,614 steps (nearly 400,000 more than last year) – a ridiculous, hopefully healthy obsession. -
Martin Lewis: What makes us human – the sharing of ideas and knowledge
29 November 2021![]()
I was invited on to BBC Radio 2 Vine's 'What Makes Us Human' programme. The brief: "write then read out an essay on one unique element of humanity, interspersed with some autobiographical notes".
Clever ways to calculate your finances
