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    <loc>https://www.moneysavingexpert.com/news/2026/04/missing-national-insurance-child-benefit-delayed/</loc>
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      <news:publication_date>2026-04-17</news:publication_date>
      <news:title>Have or looked after a child born in 2001 or later? Claiming Child Benefit while they were under 12 could've increased your State Pension – full help as HMRC backdating tool delayed</news:title>
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    <loc>https://www.moneysavingexpert.com/news/2026/04/m-and-s-loyalty-shakeup/</loc>
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      <news:publication>
        <news:name>MoneySavingExpert</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-04-16</news:publication_date>
      <news:title>M&amp;S shopper? You can now earn money-off vouchers with its revamped Sparks scheme</news:title>
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