Loans
Guides and tools to help you get a loan or cut costs
Cheap personal loans
If you NEED to borrow, the cheapest loan rates are currently close to the lowest we've ever…
Credit scores
Everyone should take time to manage their credit report and score. Your credit report is vital…
Debt problems
The current cost of living crisis means more and more people are struggling with debt. But…
Cut existing loan costs by switching
Loan rates have risen slightly in recent months, but they're actually still quite low. So if…
How to check your credit report for free
Checking your credit report is in good shape is VITAL if you want to get a mortgage, credit…
Cheap car loans
Personal loan rates have risen slightly in recent months, but they're actually still quite…
Cheap hire purchase
If you need a new car but don't have the cash to buy it outright, hire purchase is one of the…
Credit unions
Credit unions offer an alternative to traditional banks and building societies for saving and…
Cheap personal contract purchase
If you need a new car, but don't have the cash to pay for it, then car finance could be a way…
Cheap car leasing
A brand new car is never MoneySaving, but if your heart is set on one and you're comfortable…
Student loans
Ignore newspaper headlines about students leaving university with £50,000 of debt. That's mostly…
Student Loan Calculator
Estimates how much you could end up repaying
Plan 2 student loans
You leave university, looking forward to your future, then spot your student loan statement.…
Plan 1 student loans
Should you pay it off early or save for other things?
Plan 1 student loans
It's a simple question spilling from the lips of over four million former graduates. "If I've…
Payday loans
Payday loans are a financial nightmare, and you should avoid them entirely if possible. This…
Buy now, pay later
Read how BNPL works
Interest rates
Interest rates indicate the price at which you can borrow money. It can get seriously complicated,…
Secured loans
Secured loan providers encourage you to consolidate your debts, tempting you with the promise…
Education grants & courses
Whether you're a teenager thinking of going to university or an adult wanting to retrain, there…
Postgraduate student loans
Master's students can apply for Student Loans Company loans of up to £11,836 to pay for their…
Beware paying uni fees upfront
With £9,250-a-year tuition fees, many parents are desperate to build uni funds to protect kids…
Credit Club
Boost your credit chances
Salary advances
If you're employed, your company may have signed up to a 'salary advance' provider – giving…
Build your credit history
Credit scoring is about predicting your future behaviour based on your past. So if you have…
20+ tips on buying a new car
Buying a new car isn't MoneySaving. The moment you drive a shiny new model off the forecourt…
Representative APR examples
There are regulations governing how APRs must be displayed. Below are loan providers' official…
Debt consolidation loans
If you're struggling with multiple debts such as loans, credit cards and overdrafts, it may…
Tools & Calculators
If you're interested in taking out a loan, cutting your existing loan costs, or you just want to know more about your credit score and how to boost it, we have a range of guides to help inform your decision. Our Cheap personal loans guide details the cheapest personal loan best buys, but also addresses whether other finance options, like credit cards, might be cheaper for you. You can also use our handy Loans Eligibility Calculator to find which unsecured loans you're most likely to be accepted for – while protecting your credit score.
If you're looking for advice handling debt, our Debt help guide assists you in taking stock of your finances and points you in the right direction to get help.