**RBS: **
DIRECT Fixed till 31-03-22
Rate
**
1.41%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,273**
Cashback: Up to £250

Monthly Payment
**£475 For 27 months
**
Then £633 for 22 years and 9 months

MSE Total Cost **£6,150
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£248

Other Fees: £30

Cashback:Up to £250

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-03-21, 1% until 31-03-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£1,000,000

The total amount payable is £186,617 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**NatWest via broker: **
Core Fixed till 31-03-22
Rate
**
1.41%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,273**
Cashback: Up to £250

Monthly Payment
**£475 For 27 months
**
Then £633 for 22 years and 9 months

MSE Total Cost **£6,150
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£248

Other Fees: £30

Cashback:Up to £250

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-03-21, 1% until 31-03-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£1,000,000

The total amount payable is £186,617 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Halifax: **
Tracker till 31-03-22
Rate
**
1.41%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,199**

Monthly Payment
**£475 For 27 months
**
Then £633 for 22 years and 9 months

MSE Total Cost **£6,230
**

for year 1
**
This product is available directly from Halifax or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£200

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-03-21, 1% until 31-03-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£1,000,000

The total amount payable is £186,793 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Halifax: **
Fixed till 31-03-22
Rate
**
1.43%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,199**

Monthly Payment
**£476 For 27 months
**
Then £633 for 22 years and 9 months

MSE Total Cost **£6,240
**

for year 1
**
This product is available directly from Halifax or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£200

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-03-21, 1% until 31-03-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£1,000,000

The total amount payable is £186,859 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Halifax: **
DIRECT Current Acc Fixed till 28-02-22
Rate
**
1.43%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 4.24%
Set-up Fees:
**£1,195**

Monthly Payment
**£476 For 26 months
**
Then £634 for 22 years and 10 months

MSE Total Cost **£6,260
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£200

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 28-02-21, 1% until 28-02-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£100,000

Maximum Loan£249,999

The total amount payable is £187,171 and the overall cost for comparison is

**3.9%** APRC.

What does this mean?

**Halifax: **
Tracker till 31-03-22
Rate
**
1.48%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,199**

Monthly Payment
**£479 For 27 months
**
Then £633 for 22 years and 9 months

MSE Total Cost **£6,280
**

for year 1
**
This product is available directly from Halifax or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£200

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-03-21, 1% until 31-03-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£1,000,000

The total amount payable is £187,019 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**HSBC via broker: **
Standard Fixed till 31-03-22
Rate
**
1.49%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.19%
Set-up Fees:
**£1,016**

Monthly Payment
**£479 For 27 months
**
Then £630 for 22 years and 9 months

MSE Total Cost **£6,200
**

for year 1
**
This product is available directly from HSBC via broker or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £17

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-03-21, 1% until 31-03-22 with a fee free allowance of 10%

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£9,999,999

The total amount payable is £186,043 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**HSBC via broker: **
Standard Fixed till 31-03-22
Rate
**
1.49%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.19%
Set-up Fees:
**£1,016**

Monthly Payment
**£479 For 27 months
**
Then £630 for 22 years and 9 months

MSE Total Cost **£6,200
**

for year 1
**
This product is available directly from HSBC via broker or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £17

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-03-21, 1% until 31-03-22 with a fee free allowance of 10%

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£9,999,999

The total amount payable is £186,043 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Halifax: **
Fixed till 31-03-22
Rate
**
1.50%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,199**

Monthly Payment
**£480 For 27 months
**
Then £633 for 22 years and 9 months

MSE Total Cost **£6,290
**

for year 1
**
This product is available directly from Halifax or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£200

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-03-21, 1% until 31-03-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV85%

Minimum Loan£25,000

Maximum Loan£1,000,000

The total amount payable is £187,085 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Barclays: **
Fixed till 31-01-22
Rate
**
1.51%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 4.24%
Set-up Fees:
**£1,034**

Monthly Payment
**£480 For 25 months
**
Then £635 for 22 years and 11 months

MSE Total Cost **£6,260
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (2% until 31-01-22) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV85%

Minimum Loan£5,000

Maximum Loan£1,000,000

The total amount payable is £187,649 and the overall cost for comparison is

**3.9%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.