**Accord Mortgages: **
Fixed til 30-04-19 Prime
Rate
**
1.39%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 5.34%
Set-up Fees:
**£1,170**

Monthly Payment
**£474 For 27 months
**
Then £702 for 22 years and 9 months

MSE Total Cost
**£6,210
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£175

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (2% until 30-04-18, 1% until 30-04-19)

OTHER PRODUCT INFO

Exit fee:£90

Free Legals?No

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£5,490,000

The total amount payable is £205,837 and the overall cost for comparison is

**4.7%** APRC.

What does this mean?

**TSB Bank PLC via broker: **
Tracker til 28-02-19
Rate
**
1.39%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 3.74%
Set-up Fees:
**£1,295**

Monthly Payment
**£474 For 25 months
**
Then £604 for 22 years and 11 months

MSE Total Cost
**£6,310
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£300

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

3% until 28-02-18, 1% until 28-02-19

OTHER PRODUCT INFO

Exit fee:£0

Free Legals?No

Maximum LTV80%

Minimum Loan£5,000

Maximum Loan£4,500,000

The total amount payable is £179,468 and the overall cost for comparison is

**3.5%** APRC.

What does this mean?

**TSB Bank PLC: **
DIRECT Tracker til 28-02-19
Rate
**
1.39%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 3.74%
Set-up Fees:
**£1,295**

Monthly Payment
**£474 For 25 months
**
Then £604 for 22 years and 11 months

MSE Total Cost
**£6,310
**

for year 1
**
This product is available directly from TSB Bank PLC or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£300

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

3% until 28-02-18, 1% until 28-02-19

OTHER PRODUCT INFO

Exit fee:£0

Free Legals?No

Maximum LTV80%

Minimum Loan£5,000

Maximum Loan£5,000,000

The total amount payable is £179,468 and the overall cost for comparison is

**3.5%** APRC.

What does this mean?

**Newcastle: **
DIRECT Tracker til 28-02-19
Rate
**
1.40%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 5.99%
Set-up Fees:
**£999**

Monthly Payment
**£474 For 25 months
**
Then £747 for 22 years and 11 months

MSE Total Cost
**£6,170
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£199

Product Fee:£800

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£185, plus (2% until 28-02-18, 1% until 28-02-19)

OTHER PRODUCT INFO

Exit fee:£185

Free Legals?No

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£4,500,000

The total amount payable is £218,454 and the overall cost for comparison is

**5.3%** APRC.

What does this mean?

**HSBC: **
DIRECT Premier + Adv Fixed til 31-03-19
Rate
**
1.44%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 3.69%
Set-up Fees:
**£928**

Monthly Payment
**£477 For 26 months
**
Then £601 for 22 years and 10 months

MSE Total Cost
**£6,150
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£650

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-03-18, 1% until 31-03-19

OTHER PRODUCT INFO

Exit fee:£0

Free Legals?No

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£4,750,000

The total amount payable is £178,180 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard Fixed til 31-03-19
Rate
**
1.44%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 3.69%
Set-up Fees:
**£1,178**

Monthly Payment
**£477 For 26 months
**
Then £601 for 22 years and 10 months

MSE Total Cost
**£6,260
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£900

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-03-18, 1% until 31-03-19

OTHER PRODUCT INFO

Exit fee:£0

Free Legals?No

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£4,750,000

The total amount payable is £178,430 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**Tesco Bank: **
DIRECT Fixed til 30-04-19
Rate
**
1.48%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 3.89%
Set-up Fees:
**£1,295**

Monthly Payment
**£479 For 27 months
**
Then £613 for 22 years and 9 months

MSE Total Cost
**£6,320
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£275

Other Fees: £25

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (3% until 30-04-18, 2% until 30-04-19)

OTHER PRODUCT INFO

Exit fee:£90

Free Legals?No

Maximum LTV80%

Minimum Loan£40,000

Maximum Loan£9,990,000

The total amount payable is £181,753 and the overall cost for comparison is

**3.6%** APRC.

What does this mean?

**Marsden: **
Discount Variable til 30-04-19
Rate
**
1.49%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 5.70%
Set-up Fees:
**£924**

Monthly Payment
**£479 For 27 months
**
Then £726 for 22 years and 9 months

MSE Total Cost
**£6,160
**

for year 1
**
This product is available directly from Marsden or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£299

Product Fee:£600

Valuation fee:£0

Other Fees: £25

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£150, plus (3% until 30-04-18, 2% until 30-04-19)

OTHER PRODUCT INFO

Exit fee:£150

Free Legals?No

Maximum LTV80%

Minimum Loan£20,000

Maximum Loan£4,500,000

The total amount payable is £212,353 and the overall cost for comparison is

**5%** APRC.

What does this mean?

**RBS Direct: **
DIRECT Fixed til 30-04-19
Rate
**
1.49%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 3.75%
Set-up Fees:
**£1,273**

Monthly Payment
**£479 For 27 months
**
Then £605 for 22 years and 9 months

MSE Total Cost
**£6,320
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£248

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 30-04-18, 1% until 30-04-19

OTHER PRODUCT INFO

Exit fee:£0

Free Legals?No

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£4,450,000

The total amount payable is £179,401 and the overall cost for comparison is

**3.5%** APRC.

What does this mean?

**NatWest Intermediary: **
Core Fixed til 30-04-19
Rate
**
1.49%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 3.75%
Set-up Fees:
**£1,273**

Monthly Payment
**£479 For 27 months
**
Then £605 for 22 years and 9 months

MSE Total Cost
**£6,320
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£248

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 30-04-18, 1% until 30-04-19

OTHER PRODUCT INFO

Exit fee:£0

Free Legals?No

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£4,450,000

The total amount payable is £179,401 and the overall cost for comparison is

**3.5%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.