**Hanley Economic: **
2 yr Fixed
Rate
**
1.55%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 5.44%
Set-up Fees:
**£1,084**

Monthly Payment
**£483 For 26 months
**
Then £710 for 22 years and 10 months

MSE Total Cost **£6,290
**

for year 1
**
This product is available directly from Hanley Economic or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£250

Product Fee:£799

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£95, plus (2% until 28-02-21)

OTHER PRODUCT INFO

Exit fee:£95

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£500,000

The total amount payable is £208,182 and the overall cost for comparison is

**4.9%** APRC.

What does this mean?

**Furness Building Society: **
2 yr Discount Variable
Rate
**
1.55%
**

**For 24 months, then SVR for 23 years**
currently 5.79%
Set-up Fees:
**£1,264**

Monthly Payment
**£483 For 24 months
**
Then £735 for 23 years

MSE Total Cost **£6,420
**

for year 1
**
This product is available directly from Furness Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£245

Other Fees: £20

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£120, plus (2% in year 1, 1% in year 2)

OTHER PRODUCT INFO

Exit fee:£120

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£1,000,000

The total amount payable is £215,891 and the overall cost for comparison is

**5.2%** APRC.

What does this mean?

**Darlington: **
Discount Variable till 28-02-21
Rate
**
1.59%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 5.95%
Set-up Fees:
**£1,119**

Monthly Payment
**£485 For 26 months
**
Then £743 for 22 years and 10 months

MSE Total Cost **£6,330
**

for year 1
**
This product is available directly from Darlington or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£120

Product Fee:£999

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (1% until 28-02-21)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£750,000

The total amount payable is £217,491 and the overall cost for comparison is

**5.3%** APRC.

What does this mean?

**Leeds Building Society: **
2 Year Fix VAN to 31/01/2021 FTB
Rate
**
1.62%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 5.69%
Set-up Fees:
**£2,034**

Monthly Payment
**£486 For 25 months
**
Then £720 for 22 years and 11 months

MSE Total Cost **£6,810
**

for year 1
**
This product is available directly from Leeds Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£1,999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£199, plus (3% in year 1, 2% until 31-01-21) with a fee free allowance of 10%

OTHER PRODUCT INFO

Exit fee:£199

Maximum LTV80%

Minimum Loan£0

Maximum Loan£750,000

The total amount payable is £210,432 and the overall cost for comparison is

**5%** APRC.

What does this mean?

**Halifax: **
Tracker till 31-03-21
Rate
**
1.63%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,199**

Monthly Payment
**£487 For 27 months
**
Then £634 for 22 years and 9 months

MSE Total Cost **£6,380
**

for year 1
**
This product is available directly from Halifax or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£200

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

1.5% until 31-03-20, 1% until 31-03-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£1,000,000

The total amount payable is £187,505 and the overall cost for comparison is

**3.9%** APRC.

What does this mean?

**TSB Bank PLC via broker: **
Fixed till 31-01-21
Rate
**
1.64%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 4.24%
Set-up Fees:
**£995**

Monthly Payment
**£488 For 25 months
**
Then £635 for 22 years and 11 months

MSE Total Cost **£6,330
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-01-20, 1% until 31-01-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£5,000

Maximum Loan£1,000,000

The total amount payable is £187,923 and the overall cost for comparison is

**3.9%** APRC.

What does this mean?

**TSB Bank PLC: **
DIRECT Fixed till 31-01-21
Rate
**
1.64%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 4.24%
Set-up Fees:
**£995**

Monthly Payment
**£488 For 25 months
**
Then £635 for 22 years and 11 months

MSE Total Cost **£6,330
**

for year 1
**
This product is available directly from TSB Bank PLC or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-01-20, 1% until 31-01-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£5,000

Maximum Loan£1,000,000

The total amount payable is £187,923 and the overall cost for comparison is

**3.9%** APRC.

What does this mean?

**Skipton Building Society: **
2 yr Tracker
Rate
**
1.64%
**

**For 24 months, then SVR for 23 years**
currently 4.99%
Set-up Fees:
**£1,001**

Monthly Payment
**£488 For 24 months
**
Then £683 for 23 years

MSE Total Cost **£6,350
**

for year 1
**
This product is available directly from Skipton Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£0

Other Fees: £6

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

Not Applicable

OTHER PRODUCT INFO

Exit fee:£65

Maximum LTV80%

Minimum Loan£0

Maximum Loan£750,000

The total amount payable is £201,254 and the overall cost for comparison is

**4.5%** APRC.

What does this mean?

**Barclays: **
Fixed till 31-01-21
Rate
**
1.65%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 4.24%
Set-up Fees:
**£1,034**

Monthly Payment
**£488 For 25 months
**
Then £635 for 22 years and 11 months

MSE Total Cost **£6,350
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (2% until 31-01-21) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV80%

Minimum Loan£5,000

Maximum Loan£1,000,000

The total amount payable is £188,070 and the overall cost for comparison is

**3.9%** APRC.

What does this mean?

**Leeds Building Society: **
2 Year Fix VAN to 31/01/2021 FTB
Rate
**
1.67%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 5.69%
Set-up Fees:
**£2,034**

Monthly Payment
**£489 For 25 months
**
Then £721 for 22 years and 11 months

MSE Total Cost **£6,850
**

for year 1
**
This product is available directly from Leeds Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£1,999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£199, plus (3% in year 1, 2% until 31-01-21) with a fee free allowance of 10%

OTHER PRODUCT INFO

Exit fee:£199

Maximum LTV85%

Minimum Loan£0

Maximum Loan£500,000

The total amount payable is £210,590 and the overall cost for comparison is

**5%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.