**NatWest via broker: **
Core Fixed till 31-01-22
Rate
**
1.41%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,273**
Cashback: Up to £250

Monthly Payment
**£475 For 27 months
**
Then £633 for 22 years and 9 months

MSE Total Cost **£6,150
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£248

Other Fees: £30

Cashback:Up to £250

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-01-21, 1% until 31-01-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£1,000,000

The total amount payable is £186,617 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**RBS: **
DIRECT Fixed till 31-01-22
Rate
**
1.41%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,273**
Cashback: Up to £250

Monthly Payment
**£475 For 27 months
**
Then £633 for 22 years and 9 months

MSE Total Cost **£6,150
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£248

Other Fees: £30

Cashback:Up to £250

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-01-21, 1% until 31-01-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£1,000,000

The total amount payable is £186,617 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Halifax: **
Tracker till 31-12-21
Rate
**
1.46%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 4.24%
Set-up Fees:
**£1,199**

Monthly Payment
**£477 For 26 months
**
Then £634 for 22 years and 10 months

MSE Total Cost **£6,280
**

for year 1
**
This product is available directly from Halifax or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£200

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

0.9% until 31-12-20, 0.8% until 31-12-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£1,000,000

The total amount payable is £187,271 and the overall cost for comparison is

**3.9%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard Fixed till 31-01-22
Rate
**
1.49%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.19%
Set-up Fees:
**£1,016**

Monthly Payment
**£479 For 27 months
**
Then £630 for 22 years and 9 months

MSE Total Cost **£6,200
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £17

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-01-21, 1% until 31-01-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£9,999,999

The total amount payable is £186,043 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**HSBC via broker: **
Standard Fixed till 31-01-22
Rate
**
1.49%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.19%
Set-up Fees:
**£1,016**

Monthly Payment
**£479 For 27 months
**
Then £630 for 22 years and 9 months

MSE Total Cost **£6,200
**

for year 1
**
This product is available directly from HSBC via broker or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £17

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-01-21, 1% until 31-01-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£9,999,999

The total amount payable is £186,043 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard Fixed till 31-01-22
Rate
**
1.49%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.19%
Set-up Fees:
**£1,016**

Monthly Payment
**£479 For 27 months
**
Then £630 for 22 years and 9 months

MSE Total Cost **£6,200
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £17

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-01-21, 1% until 31-01-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£9,999,999

The total amount payable is £186,043 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**HSBC via broker: **
Standard Fixed till 31-01-22
Rate
**
1.49%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.19%
Set-up Fees:
**£1,016**

Monthly Payment
**£479 For 27 months
**
Then £630 for 22 years and 9 months

MSE Total Cost **£6,200
**

for year 1
**
This product is available directly from HSBC via broker or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £17

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-01-21, 1% until 31-01-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£9,999,999

The total amount payable is £186,043 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Barclays: **
Fixed till 31-01-22
Rate
**
1.51%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,034**

Monthly Payment
**£480 For 27 months
**
Then £634 for 22 years and 9 months

MSE Total Cost **£6,220
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (2% until 31-01-22) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV85%

Minimum Loan£5,000

Maximum Loan£1,000,000

The total amount payable is £187,032 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Halifax: **
Tracker till 31-12-21
Rate
**
1.53%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 4.24%
Set-up Fees:
**£1,199**

Monthly Payment
**£481 For 26 months
**
Then £634 for 22 years and 10 months

MSE Total Cost **£6,330
**

for year 1
**
This product is available directly from Halifax or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£200

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

0.9% until 31-12-20, 0.8% until 31-12-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV85%

Minimum Loan£25,000

Maximum Loan£1,000,000

The total amount payable is £187,488 and the overall cost for comparison is

**3.9%** APRC.

What does this mean?

**Platform: **
Mainstream Fixed till 31-01-22
Rate
**
1.54%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 4.99%
Set-up Fees:
**£999**
Cashback: Up to £250

Monthly Payment
**£482 For 27 months
**
Then £680 for 22 years and 9 months

MSE Total Cost **£6,120
**

for year 1
**
This product is available directly from Platform or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £0

Cashback:Up to £250

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£250, plus (2% until 31-01-21, 1% until 31-01-22)

OTHER PRODUCT INFO

Exit fee:£50

Maximum LTV80%

Minimum Loan£25,001

Maximum Loan£1,000,000

The total amount payable is £199,479 and the overall cost for comparison is

**4.5%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.