**Furness Building Society: **
2 yr Discount Variable
Rate
**
1.30%
**

**For 24 months, then SVR for 23 years**
currently 5.29%
Set-up Fees:
**£1,189**

Monthly Payment
**£469 For 24 months
**
Then £701 for 23 years

MSE Total Cost
**£6,220
**

for year 1
**
This product is available directly from Furness Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£170

Other Fees: £20

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (2% in year 1, 1% in year 2)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV80%

Minimum Loan£20,000

Maximum Loan£4,250,000

The total amount payable is £206,088 and the overall cost for comparison is

**4.8%** APRC.

What does this mean?

**Tesco Bank: **
DIRECT Fixed til 30-04-19
Rate
**
1.33%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 3.89%
Set-up Fees:
**£1,295**

Monthly Payment
**£470 For 26 months
**
Then £613 for 22 years and 10 months

MSE Total Cost
**£6,240
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£275

Other Fees: £25

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (3% until 30-04-18, 2% until 30-04-19)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV80%

Minimum Loan£40,000

Maximum Loan£9,990,000

The total amount payable is £181,561 and the overall cost for comparison is

**3.6%** APRC.

What does this mean?

**HSBC: **
DIRECT Premier + Adv Fixed til 30-06-19
Rate
**
1.34%
**

**For 28 months, then SVR for 22 years and 8 months **
currently 3.69%
Set-up Fees:
**£928**

Monthly Payment
**£471 For 28 months
**
Then £600 for 22 years and 8 months

MSE Total Cost
**£6,050
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£650

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 30-06-18, 1% until 30-06-19

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£4,750,000

The total amount payable is £177,357 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard Fixed til 30-06-19
Rate
**
1.34%
**

**For 28 months, then SVR for 22 years and 8 months **
currently 3.69%
Set-up Fees:
**£1,178**

Monthly Payment
**£471 For 28 months
**
Then £600 for 22 years and 8 months

MSE Total Cost
**£6,160
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£900

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 30-06-18, 1% until 30-06-19

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£4,750,000

The total amount payable is £177,607 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**Hanley Economic: **
DIRECT 2 yr Discount Variable
Rate
**
1.39%
**

**For 24 months, then SVR for 23 years**
currently 4.94%
Set-up Fees:
**£1,035**

Monthly Payment
**£474 For 24 months
**
Then £679 for 23 years

MSE Total Cost
**£6,200
**

for year 1
**
This product is only available from Hanley Economic How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£250

Product Fee:£750

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£95, plus (2% until 28-02-19)

OTHER PRODUCT INFO

Exit fee:£95

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£4,000,000

The total amount payable is £200,013 and the overall cost for comparison is

**4.5%** APRC.

What does this mean?

**Accord Mortgages: **
Fixed til 30-04-19 Prime
Rate
**
1.39%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 5.34%
Set-up Fees:
**£1,170**

Monthly Payment
**£474 For 26 months
**
Then £703 for 22 years and 10 months

MSE Total Cost
**£6,230
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£175

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (2% until 30-04-18, 1% until 30-04-19)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£5,490,000

The total amount payable is £206,302 and the overall cost for comparison is

**4.8%** APRC.

What does this mean?

**Clydesdale: **
Fixed til 30-04-19
Rate
**
1.39%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 4.70%
Set-up Fees:
**£1,349**

Monthly Payment
**£474 For 26 months
**
Then £662 for 22 years and 10 months

MSE Total Cost
**£6,310
**

for year 1
**
This product is available directly from Clydesdale or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£310

Other Fees: £40

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£195, plus (3% until 30-04-18, 2% until 30-04-19)

OTHER PRODUCT INFO

Exit fee:£195

Maximum LTV80%

Minimum Loan£80,000

Maximum Loan£5,000,000

The total amount payable is £195,469 and the overall cost for comparison is

**4.3%** APRC.

What does this mean?

**Hanley Economic: **
DIRECT Fixed til 28-02-19
Rate
**
1.39%
**

**For 24 months, then SVR for 23 years**
currently 4.94%
Set-up Fees:
**£1,285**

Monthly Payment
**£474 For 24 months
**
Then £679 for 23 years

MSE Total Cost
**£6,330
**

for year 1
**
This product is only available from Hanley Economic How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£250

Product Fee:£1,000

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£95, plus (2% until 28-02-19)

OTHER PRODUCT INFO

Exit fee:£95

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£4,000,000

The total amount payable is £200,263 and the overall cost for comparison is

**4.5%** APRC.

What does this mean?

**HSBC: **
DIRECT Premier + Adv Fixed til 30-06-19
Rate
**
1.44%
**

**For 28 months, then SVR for 22 years and 8 months **
currently 3.69%
Set-up Fees:
**£928**

Monthly Payment
**£477 For 28 months
**
Then £600 for 22 years and 8 months

MSE Total Cost
**£6,120
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£650

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 30-06-18, 1% until 30-06-19

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV85%

Minimum Loan£10,000

Maximum Loan£4,750,000

The total amount payable is £177,683 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard Fixed til 30-06-19
Rate
**
1.44%
**

**For 28 months, then SVR for 22 years and 8 months **
currently 3.69%
Set-up Fees:
**£1,178**

Monthly Payment
**£477 For 28 months
**
Then £600 for 22 years and 8 months

MSE Total Cost
**£6,220
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£900

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 30-06-18, 1% until 30-06-19

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV85%

Minimum Loan£10,000

Maximum Loan£4,750,000

The total amount payable is £177,933 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.