**Barclays: **
Fixed til 31-05-19
Rate
**
1.23%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 3.74%
Set-up Fees:
**£1,034**

Monthly Payment
**£465 For 26 months
**
Then £603 for 22 years and 10 months

MSE Total Cost
**£6,060
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (3% until 31-05-19) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV80%

Minimum Loan£5,000

Maximum Loan£5,000,000

The total amount payable is £178,538 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**HSBC: **
DIRECT Premier + Adv Fixed til 30-06-19
Rate
**
1.29%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 3.69%
Set-up Fees:
**£928**

Monthly Payment
**£468 For 27 months
**
Then £600 for 22 years and 9 months

MSE Total Cost
**£6,030
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£650

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 30-06-18, 1% until 30-06-19

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£4,750,000

The total amount payable is £177,459 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard Fixed til 30-06-19
Rate
**
1.29%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 3.69%
Set-up Fees:
**£1,178**

Monthly Payment
**£468 For 27 months
**
Then £600 for 22 years and 9 months

MSE Total Cost
**£6,140
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£900

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 30-06-18, 1% until 30-06-19

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£4,750,000

The total amount payable is £177,709 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**Monmouthshire: **
2 yr Fixed
Rate
**
1.31%
**

**For 24 months, then SVR for 23 years**
currently 4.74%
Set-up Fees:
**£1,362**

Monthly Payment
**£469 For 24 months
**
Then £666 for 23 years

MSE Total Cost
**£6,310
**

for year 1
**
This product is available directly from Monmouthshire or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£150

Product Fee:£995

Valuation fee:£192

Other Fees: £25

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£125, plus (3% in years 1-2)

OTHER PRODUCT INFO

Exit fee:£125

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£5,000,000

The total amount payable is £196,636 and the overall cost for comparison is

**4.3%** APRC.

What does this mean?

**Barclays: **
Premier Fixed til 31-05-19
Rate
**
1.33%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 3.74%
Set-up Fees:
**£1,034**

Monthly Payment
**£470 For 26 months
**
Then £604 for 22 years and 10 months

MSE Total Cost
**£6,120
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (3% until 31-05-19) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV80%

Minimum Loan£5,000

Maximum Loan£5,500,000

The total amount payable is £178,843 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**Tesco Bank: **
DIRECT Fixed til 31-05-19
Rate
**
1.33%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 3.89%
Set-up Fees:
**£1,295**

Monthly Payment
**£470 For 26 months
**
Then £613 for 22 years and 10 months

MSE Total Cost
**£6,240
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£275

Other Fees: £25

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (3% until 31-05-18, 2% until 31-05-19)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV80%

Minimum Loan£40,000

Maximum Loan£9,990,000

The total amount payable is £181,561 and the overall cost for comparison is

**3.6%** APRC.

What does this mean?

**First Direct: **
DIRECT 2 yr Fixed
Rate
**
1.34%
**

**For 24 months, then SVR for 23 years**
currently 3.69%
Set-up Fees:
**£1,450**

Monthly Payment
**£471 For 24 months
**
Then £602 for 23 years

MSE Total Cost
**£6,380
**

for year 1
**
This product is only available from First Direct How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£1,450

Product Fee:£0

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£149, plus (3% in year 1, 2% in year 2)

OTHER PRODUCT INFO

Exit fee:£149

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£3,500,000

The total amount payable is £179,069 and the overall cost for comparison is

**3.5%** APRC.

What does this mean?

**Monmouthshire: **
2 yr Discount Variable
Rate
**
1.35%
**

**For 24 months, then SVR for 23 years**
currently 4.74%
Set-up Fees:
**£1,362**

Monthly Payment
**£472 For 24 months
**
Then £666 for 23 years

MSE Total Cost
**£6,340
**

for year 1
**
This product is available directly from Monmouthshire or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£150

Product Fee:£995

Valuation fee:£192

Other Fees: £25

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£125, plus (2% in years 1-2)

OTHER PRODUCT INFO

Exit fee:£125

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£5,000,000

The total amount payable is £196,755 and the overall cost for comparison is

**4.3%** APRC.

What does this mean?

**Barclays: **
Fixed til 31-05-19
Rate
**
1.38%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 3.74%
Set-up Fees:
**£1,034**

Monthly Payment
**£473 For 26 months
**
Then £604 for 22 years and 10 months

MSE Total Cost
**£6,160
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (3% until 31-05-19) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV80%

Minimum Loan£5,000

Maximum Loan£5,000,000

The total amount payable is £178,995 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**Clydesdale: **
Fixed til 31-05-19
Rate
**
1.39%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 4.70%
Set-up Fees:
**£1,349**

Monthly Payment
**£474 For 26 months
**
Then £662 for 22 years and 10 months

MSE Total Cost
**£6,310
**

for year 1
**
This product is available directly from Clydesdale or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£310

Other Fees: £40

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£195, plus (3% until 31-05-18, 2% until 31-05-19)

OTHER PRODUCT INFO

Exit fee:£195

Maximum LTV80%

Minimum Loan£80,000

Maximum Loan£5,000,000

The total amount payable is £195,469 and the overall cost for comparison is

**4.3%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.