**Progressive Building Society (Northern Ireland only): **
2 yr Discount Variable
Rate
**
1.39%
**

**For 24 months, then SVR for 18 years**
currently 4.75%
Set-up Fees:
**£0**
Cashback: Up to £500

Monthly Payment
**£573 For 24 months
**
Then £754 for 18 years

MSE Total Cost **£6,620
**

for year 1
**
This product is available directly from Progressive Building Society (Northern Ireland only) or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£0

Valuation fee:£0

Other Fees: £0

Cashback:Up to £500

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£170, plus (2% in year 1, 1% in year 2)

OTHER PRODUCT INFO

Exit fee:£170

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£500,000

The total amount payable is £176,243 and the overall cost for comparison is

**4.1%** APRC.

What does this mean?

**Skipton Building Society: **
2 yr Tracker
Rate
**
1.44%
**

**For 24 months, then SVR for 18 years**
currently 4.74%
Set-up Fees:
**£6**

Monthly Payment
**£575 For 24 months
**
Then £754 for 18 years

MSE Total Cost **£6,910
**

for year 1
**
This product is available directly from Skipton Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£0

Valuation fee:£0

Other Fees: £6

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£65, plus (0.5% in years 1-2)

OTHER PRODUCT INFO

Exit fee:£65

Maximum LTV80%

Minimum Loan£0

Maximum Loan£750,000

The total amount payable is £176,657 and the overall cost for comparison is

**4.1%** APRC.

What does this mean?

**Accord Mortgages: **
Discount Variable till 30-09-20 Prime
Rate
**
1.44%
**

**For 26 months, then SVR for 17 years and 10 months **
currently 4.99%
Set-up Fees:
**£525**

Monthly Payment
**£575 For 26 months
**
Then £766 for 17 years and 10 months

MSE Total Cost **£7,150
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£495

Valuation fee:£0

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

Not Applicable

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV80%

Minimum Loan£75,000

Maximum Loan£1,000,000

The total amount payable is £179,587 and the overall cost for comparison is

**4.3%** APRC.

What does this mean?

**Nottingham : **
2 yr Discount Variable Discount Variable
Rate
**
1.45%
**

**For 24 months, then SVR for 18 years**
currently 5.49%
Set-up Fees:
**£0**

Monthly Payment
**£576 For 24 months
**
Then £798 for 18 years

MSE Total Cost **£6,910
**

for year 1
**
This product is available directly from Nottingham or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£0

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

No

Early repayment charge:

Not Applicable

OTHER PRODUCT INFO

Exit fee:£140

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£750,000

The total amount payable is £186,352 and the overall cost for comparison is

**4.7%** APRC.

What does this mean?

**Progressive Building Society (Northern Ireland only): **
2 yr Discount Variable
Rate
**
1.49%
**

**For 24 months, then SVR for 18 years**
currently 4.75%
Set-up Fees:
**£0**
Cashback: Up to £500

Monthly Payment
**£578 For 24 months
**
Then £755 for 18 years

MSE Total Cost **£6,690
**

for year 1
**
This product is available directly from Progressive Building Society (Northern Ireland only) or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£0

Valuation fee:£0

Other Fees: £0

Cashback:Up to £500

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£170, plus (2% in year 1, 1% in year 2)

OTHER PRODUCT INFO

Exit fee:£170

Maximum LTV85%

Minimum Loan£30,000

Maximum Loan£500,000

The total amount payable is £176,521 and the overall cost for comparison is

**4.1%** APRC.

What does this mean?

**Saffron Building Society: **
SVR 2 yr Discount Variable
Rate
**
1.49%
**

**For 24 months, then SVR for 18 years**
currently 4.39%
Set-up Fees:
**£290**
Other fees may apply

Monthly Payment
**£578 For 24 months
**
Then £734 for 18 years

MSE Total Cost **£7,080
**

for year 1
**
This product is available directly from Saffron Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£0

Valuation fee:£260

Other Fees: £30+

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£50, plus (1% in years 1-2)

OTHER PRODUCT INFO

Exit fee:£50

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£1,000,000

The total amount payable is £172,825 and the overall cost for comparison is

**3.9%** APRC.

What does this mean?

**Monmouthshire: **
2 yr Discount Variable
Rate
**
1.49%
**

**For 24 months, then SVR for 18 years**
currently 4.99%
Set-up Fees:
**£999**
Cashback: Up to £250

Monthly Payment
**£578 For 24 months
**
Then £769 for 18 years

MSE Total Cost **£7,310
**

for year 1
**
This product is available directly from Monmouthshire or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £0

Cashback:Up to £250

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£125, plus (2% in years 1-2)

OTHER PRODUCT INFO

Exit fee:£125

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£500,000

The total amount payable is £180,766 and the overall cost for comparison is

**4.4%** APRC.

What does this mean?

**Monmouthshire: **
2 yr Discount Variable
Rate
**
1.49%
**

**For 24 months, then SVR for 18 years**
currently 4.99%
Set-up Fees:
**£999**
Cashback: Up to £250

Monthly Payment
**£578 For 24 months
**
Then £769 for 18 years

MSE Total Cost **£7,310
**

for year 1
**
This product is available directly from Monmouthshire or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £0

Cashback:Up to £250

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£125, plus (2% in years 1-2)

OTHER PRODUCT INFO

Exit fee:£125

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£500,000

The total amount payable is £180,766 and the overall cost for comparison is

**4.4%** APRC.

What does this mean?

**Darlington: **
Discount Variable till 31-07-20
Rate
**
1.49%
**

**For 24 months, then SVR for 18 years**
currently 5.70%
Set-up Fees:
**£1,119**

Monthly Payment
**£578 For 24 months
**
Then £811 for 18 years

MSE Total Cost **£7,500
**

for year 1
**
This product is available directly from Darlington or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£120

Product Fee:£999

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£100, plus (1% until 31-07-20)

OTHER PRODUCT INFO

Exit fee:£100

Maximum LTV80%

Minimum Loan£1,000

Maximum Loan£750,000

The total amount payable is £190,289 and the overall cost for comparison is

**5%** APRC.

What does this mean?

**Furness Building Society: **
2 yr Discount Variable
Rate
**
1.49%
**

**For 24 months, then SVR for 18 years**
currently 5.54%
Set-up Fees:
**£1,019**

Monthly Payment
**£579 For 24 months
**
Then £802 for 18 years

MSE Total Cost **£7,450
**

for year 1
**
This product is available directly from Furness Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £20

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£120, plus (2% in year 1, 1% in year 2)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£1,000,000

The total amount payable is £188,318 and the overall cost for comparison is

**4.9%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.