Progressive Building Society (Northern Ireland only):
2 yr Discount Variable
Rate
0.99%
For 24 months, then SVR for 18 years
currently 4.75%
Set-up Fees:
£0
Cashback: Up to £500
Monthly Payment
£551 For 24 months
Then £751 for 18 years
MSE Total Cost £6,360
for year 1
This product is available directly from Progressive Building Society (Northern Ireland only) or via a broker How to apply
SET-UP FEES BREAKDOWN
Application Fee:£0
Product Fee:£0
Valuation fee:£0
Other Fees: £0
Cashback:Up to £500
See exact cashback eligibility criteria on the lender's site
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£170, plus (2% in year 1, 1% in year 2)
OTHER PRODUCT INFO
Exit fee:£170
Maximum LTV80%
Minimum Loan£30,000
Maximum Loan£500,000
The total amount payable is £175,122 and the overall cost for comparison is
4% APRC.
What does this mean?
Progressive Building Society (Northern Ireland only):
2 yr Discount Variable
Rate
0.99%
For 24 months, then SVR for 18 years
currently 4.75%
Set-up Fees:
£0
Monthly Payment
£551 For 24 months
Then £751 for 18 years
MSE Total Cost £6,610
for year 1
This product is available directly from Progressive Building Society (Northern Ireland only) or via a broker How to apply
SET-UP FEES BREAKDOWN
Application Fee:£0
Product Fee:£0
Valuation fee:£0
Other Fees: £0
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£170, plus (2% in year 1, 1% in year 2)
OTHER PRODUCT INFO
Exit fee:£170
Maximum LTV80%
Minimum Loan£30,000
Maximum Loan£500,000
The total amount payable is £175,622 and the overall cost for comparison is
4% APRC.
What does this mean?
Progressive Building Society (Northern Ireland only):
2 yr Discount Variable
Rate
1.29%
For 24 months, then SVR for 18 years
currently 4.75%
Set-up Fees:
£0
Cashback: Up to £500
Monthly Payment
£567 For 24 months
Then £753 for 18 years
MSE Total Cost £6,560
for year 1
This product is available directly from Progressive Building Society (Northern Ireland only) or via a broker How to apply
SET-UP FEES BREAKDOWN
Application Fee:£0
Product Fee:£0
Valuation fee:£0
Other Fees: £0
Cashback:Up to £500
See exact cashback eligibility criteria on the lender's site
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£170, plus (2% in year 1, 1% in year 2)
OTHER PRODUCT INFO
Exit fee:£170
Maximum LTV85%
Minimum Loan£30,000
Maximum Loan£500,000
The total amount payable is £175,963 and the overall cost for comparison is
4.1% APRC.
What does this mean?
Progressive Building Society (Northern Ireland only):
2 yr Discount Variable
Rate
1.29%
For 24 months, then SVR for 18 years
currently 4.75%
Set-up Fees:
£0
Monthly Payment
£567 For 24 months
Then £753 for 18 years
MSE Total Cost £6,810
for year 1
This product is available directly from Progressive Building Society (Northern Ireland only) or via a broker How to apply
SET-UP FEES BREAKDOWN
Application Fee:£0
Product Fee:£0
Valuation fee:£0
Other Fees: £0
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£170, plus (2% in year 1, 1% in year 2)
OTHER PRODUCT INFO
Exit fee:£170
Maximum LTV85%
Minimum Loan£30,000
Maximum Loan£500,000
The total amount payable is £176,463 and the overall cost for comparison is
4.1% APRC.
What does this mean?
Yorkshire Building Society:
DIRECT Discount Variable till 30-06-20
Rate
1.38%
For 26 months, then SVR for 17 years and 10 months
currently 4.99%
Set-up Fees:
£1,170
Monthly Payment
£572 For 26 months
Then £766 for 17 years and 10 months
MSE Total Cost £7,410
for year 1
This product is only available from Yorkshire Building Society How to apply
SET-UP FEES BREAKDOWN
Application Fee:£0
Product Fee:£995
Valuation fee:£175
Other Fees: £0
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£90, plus (1% until 30-06-20)
OTHER PRODUCT INFO
Exit fee:£90
Maximum LTV85%
Minimum Loan£50,000
Maximum Loan£5,000,000
The total amount payable is £180,050 and the overall cost for comparison is
4.3% APRC.
What does this mean?
Accord Mortgages:
Discount Variable till 31-07-20 Prime
Rate
1.39%
For 27 months, then SVR for 17 years and 9 months
currently 4.99%
Set-up Fees:
£525
Monthly Payment
£573 For 27 months
Then £765 for 17 years and 9 months
MSE Total Cost £7,110
for year 1
SET-UP FEES BREAKDOWN
Application Fee:£0
Product Fee:£495
Valuation fee:£0
Other Fees: £30
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£90, plus (1% until 31-07-20)
OTHER PRODUCT INFO
Exit fee:£90
Maximum LTV80%
Minimum Loan£50,000
Maximum Loan£1,000,000
The total amount payable is £179,043 and the overall cost for comparison is
4.3% APRC.
What does this mean?
HSBC:
DIRECT Premier + Adv Fixed till 31-05-20
Rate
1.39%
For 25 months, then SVR for 17 years and 11 months
currently 3.94%
Set-up Fees:
£929
Monthly Payment
£573 For 25 months
Then £707 for 17 years and 11 months
MSE Total Cost £7,320
for year 1
SET-UP FEES BREAKDOWN
Application Fee:£800
Product Fee:£99
Valuation fee:£0
Other Fees: £30
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
2% until 31-05-19, 1% until 31-05-20
OTHER PRODUCT INFO
Exit fee:£0
Maximum LTV80%
Minimum Loan£10,000
Maximum Loan£1,000,000
The total amount payable is £167,214 and the overall cost for comparison is
3.5% APRC.
What does this mean?
HSBC:
DIRECT Premier + Adv Fixed till 31-05-20
Rate
1.39%
For 25 months, then SVR for 17 years and 11 months
currently 3.94%
Set-up Fees:
£929
Monthly Payment
£573 For 25 months
Then £707 for 17 years and 11 months
MSE Total Cost £7,320
for year 1
SET-UP FEES BREAKDOWN
Application Fee:£800
Product Fee:£99
Valuation fee:£0
Other Fees: £30
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
2% until 31-05-19, 1% until 31-05-20
OTHER PRODUCT INFO
Exit fee:£0
Maximum LTV85%
Minimum Loan£10,000
Maximum Loan£400,000
The total amount payable is £167,214 and the overall cost for comparison is
3.5% APRC.
What does this mean?
HSBC:
DIRECT Premier + Adv 2 yr Tracker
Rate
1.39%
For 24 months, then SVR for 18 years
currently 3.94%
Set-up Fees:
£929
Monthly Payment
£573 For 24 months
Then £707 for 18 years
MSE Total Cost £7,340
for year 1
SET-UP FEES BREAKDOWN
Application Fee:£800
Product Fee:£99
Valuation fee:£0
Other Fees: £30
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
Not Applicable
OTHER PRODUCT INFO
Exit fee:£0
Maximum LTV85%
Minimum Loan£10,000
Maximum Loan£400,000
The total amount payable is £167,484 and the overall cost for comparison is
3.5% APRC.
What does this mean?
HSBC:
DIRECT Premier + Adv 2 yr Tracker
Rate
1.39%
For 24 months, then SVR for 18 years
currently 3.94%
Set-up Fees:
£929
Monthly Payment
£573 For 24 months
Then £707 for 18 years
MSE Total Cost £7,340
for year 1
SET-UP FEES BREAKDOWN
Application Fee:£800
Product Fee:£99
Valuation fee:£0
Other Fees: £30
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
Not Applicable
OTHER PRODUCT INFO
Exit fee:£0
Maximum LTV85%
Minimum Loan£10,000
Maximum Loan£400,000
The total amount payable is £167,484 and the overall cost for comparison is
3.5% APRC.
What does this mean?
And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Calculations are rounded to the nearest £10
Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.