**Furness Building Society: **
2 yr Discount Variable
Rate
**
1.55%
**

**For 24 months, then SVR for 18 years**
currently 5.79%
Set-up Fees:
**£1,019**

Monthly Payment
**£582 For 24 months
**
Then £818 for 18 years

MSE Total Cost **£7,490
**

for year 1
**
This product is available directly from Furness Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £20

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£120, plus (2% in year 1, 1% in year 2)

OTHER PRODUCT INFO

Exit fee:£120

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£1,000,000

The total amount payable is £191,806 and the overall cost for comparison is

**5.1%** APRC.

What does this mean?

**HSBC via broker: **
Standard 2 yr Tracker
Rate
**
1.59%
**

**For 24 months, then SVR for 18 years**
currently 4.19%
Set-up Fees:
**£1,029**

Monthly Payment
**£584 For 24 months
**
Then £723 for 18 years

MSE Total Cost **£7,520
**

for year 1
**
This product is available directly from HSBC via broker or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

Not Applicable

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£1,000,000

The total amount payable is £171,183 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Darlington: **
Discount Variable till 31-05-21
Rate
**
1.59%
**

**For 25 months, then SVR for 17 years and 11 months **
currently 5.95%
Set-up Fees:
**£1,119**

Monthly Payment
**£584 For 25 months
**
Then £826 for 17 years and 11 months

MSE Total Cost **£7,540
**

for year 1
**
This product is available directly from Darlington or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£120

Product Fee:£999

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (1% until 31-05-21)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£750,000

The total amount payable is £193,375 and the overall cost for comparison is

**5.2%** APRC.

What does this mean?

**Lloyds: **
DIRECT Club LLoyds Fixed till 31-08-21
Rate
**
1.63%
**

**For 28 months, then SVR for 17 years and 8 months **
currently 4.24%
Set-up Fees:
**£1,034**
Cashback: Up to £200

Monthly Payment
**£586 For 28 months
**
Then £723 for 17 years and 8 months

MSE Total Cost **£7,390
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:Up to £200

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

1.75% until 31-08-20, 1.3% until 31-08-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£100,000

Maximum Loan£249,999

The total amount payable is £170,599 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Lloyds: **
DIRECT Non Club Fixed till 31-08-21
Rate
**
1.63%
**

**For 28 months, then SVR for 17 years and 8 months **
currently 4.24%
Set-up Fees:
**£1,034**

Monthly Payment
**£586 For 28 months
**
Then £723 for 17 years and 8 months

MSE Total Cost **£7,470
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

1.75% until 31-08-20, 1.3% until 31-08-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£100,000

Maximum Loan£249,999

The total amount payable is £170,799 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**HSBC via broker: **
Standard Fixed till 31-07-21
Rate
**
1.64%
**

**For 27 months, then SVR for 17 years and 9 months **
currently 4.19%
Set-up Fees:
**£1,029**

Monthly Payment
**£586 For 27 months
**
Then £721 for 17 years and 9 months

MSE Total Cost **£7,500
**

for year 1
**
This product is available directly from HSBC via broker or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-07-20, 1% until 31-07-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£1,000,000

The total amount payable is £170,503 and the overall cost for comparison is

**3.7%** APRC.

What does this mean?

**Nottingham : **
Fixed till 01-06-21
Rate
**
1.64%
**

**For 25 months, then SVR for 17 years and 11 months **
currently 5.74%
Set-up Fees:
**£999**

Monthly Payment
**£586 For 25 months
**
Then £814 for 17 years and 11 months

MSE Total Cost **£7,520
**

for year 1
**
This product is available directly from Nottingham or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£199

Product Fee:£800

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£140, plus (6 months Interest until 01-06-21). Interest at 1.64%

OTHER PRODUCT INFO

Exit fee:£140

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£750,000

The total amount payable is £190,708 and the overall cost for comparison is

**5%** APRC.

What does this mean?

**Post Office: **
80% 2yr FIX 1.65% £995 Val
Rate
**
1.65%
**

**For 26 months, then SVR for 17 years and 10 months **
currently 4.74%
Set-up Fees:
**£1,010**

Monthly Payment
**£587 For 26 months
**
Then £754 for 17 years and 10 months

MSE Total Cost **£7,510
**

for year 1
**
This product is available directly from Post Office or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£0

Other Fees: £15

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£195, plus (3% until 30-06-20, 2% until 30-06-21)

OTHER PRODUCT INFO

Exit fee:£195

Maximum LTV80%

Minimum Loan£25,001

Maximum Loan£500,000

The total amount payable is £177,908 and the overall cost for comparison is

**4.2%** APRC.

What does this mean?

**Yorkshire Building Society: **
DIRECT Fixed till 30-06-21
Rate
**
1.67%
**

**For 26 months, then SVR for 17 years and 10 months **
currently 4.99%
Set-up Fees:
**£1,705**

Monthly Payment
**£588 For 26 months
**
Then £762 for 17 years and 10 months

MSE Total Cost **£7,840
**

for year 1
**
This product is only available from Yorkshire Building Society How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£1,495

Valuation fee:£175

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (2.5% until 30-06-20, 1.5% until 30-06-21)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV85%

Minimum Loan£50,000

Maximum Loan£1,000,000

The total amount payable is £178,795 and the overall cost for comparison is

**4.3%** APRC.

What does this mean?

**Lloyds: **
DIRECT Club LLoyds Fixed till 31-08-21
Rate
**
1.68%
**

**For 28 months, then SVR for 17 years and 8 months **
currently 4.24%
Set-up Fees:
**£1,034**
Cashback: Up to £200

Monthly Payment
**£589 For 28 months
**
Then £724 for 17 years and 8 months

MSE Total Cost **£7,420
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:Up to £200

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

1.75% until 31-08-20, 1.4% until 31-08-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV85%

Minimum Loan£100,000

Maximum Loan£249,999

The total amount payable is £170,757 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.