**Furness Building Society: **
2 yr Discount Variable
Rate
**
1.55%
**

**For 24 months, then SVR for 18 years**
currently 5.79%
Set-up Fees:
**£1,019**

Monthly Payment
**£582 For 24 months
**
Then £818 for 18 years

MSE Total Cost **£7,490
**

for year 1
**
This product is available directly from Furness Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £20

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£120, plus (2% in year 1, 1% in year 2)

OTHER PRODUCT INFO

Exit fee:£120

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£1,000,000

The total amount payable is £191,806 and the overall cost for comparison is

**5.1%** APRC.

What does this mean?

**HSBC via broker: **
Standard 2 yr Tracker
Rate
**
1.59%
**

**For 24 months, then SVR for 18 years**
currently 4.19%
Set-up Fees:
**£1,029**

Monthly Payment
**£584 For 24 months
**
Then £723 for 18 years

MSE Total Cost **£7,520
**

for year 1
**
This product is available directly from HSBC via broker or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

Not Applicable

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£9,999,999

The total amount payable is £171,183 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard 2 yr Tracker
Rate
**
1.59%
**

**For 24 months, then SVR for 18 years**
currently 4.19%
Set-up Fees:
**£1,029**

Monthly Payment
**£584 For 24 months
**
Then £723 for 18 years

MSE Total Cost **£7,520
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

Not Applicable

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£9,999,999

The total amount payable is £171,183 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Darlington: **
Discount Variable till 31-05-21
Rate
**
1.59%
**

**For 24 months, then SVR for 18 years**
currently 5.95%
Set-up Fees:
**£1,119**

Monthly Payment
**£584 For 24 months
**
Then £827 for 18 years

MSE Total Cost **£7,560
**

for year 1
**
This product is available directly from Darlington or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£120

Product Fee:£999

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (1% until 31-05-21)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV80%

Minimum Loan£25,000

Maximum Loan£750,000

The total amount payable is £193,870 and the overall cost for comparison is

**5.2%** APRC.

What does this mean?

**Lloyds: **
DIRECT Club LLoyds Fixed till 31-08-21
Rate
**
1.63%
**

**For 27 months, then SVR for 17 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,034**
Cashback: Up to £200

Monthly Payment
**£586 For 27 months
**
Then £724 for 17 years and 9 months

MSE Total Cost **£7,400
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:Up to £200

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

1.75% until 31-08-20, 1.3% until 31-08-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£100,000

Maximum Loan£249,999

The total amount payable is £170,877 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Lloyds: **
DIRECT Non Club Fixed till 31-08-21
Rate
**
1.63%
**

**For 27 months, then SVR for 17 years and 9 months **
currently 4.24%
Set-up Fees:
**£1,034**

Monthly Payment
**£586 For 27 months
**
Then £724 for 17 years and 9 months

MSE Total Cost **£7,490
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

1.75% until 31-08-20, 1.3% until 31-08-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£100,000

Maximum Loan£249,999

The total amount payable is £171,077 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Nottingham : **
Fixed till 01-08-21
Rate
**
1.64%
**

**For 26 months, then SVR for 17 years and 10 months **
currently 5.74%
Set-up Fees:
**£999**

Monthly Payment
**£586 For 26 months
**
Then £812 for 17 years and 10 months

MSE Total Cost **£7,500
**

for year 1
**
This product is available directly from Nottingham or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£199

Product Fee:£800

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£140, plus (6 months Interest until 01-08-21). Interest at 1.64%

OTHER PRODUCT INFO

Exit fee:£140

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£750,000

The total amount payable is £190,248 and the overall cost for comparison is

**5%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard Fixed till 31-07-21
Rate
**
1.64%
**

**For 26 months, then SVR for 17 years and 10 months **
currently 4.19%
Set-up Fees:
**£1,029**

Monthly Payment
**£586 For 26 months
**
Then £722 for 17 years and 10 months

MSE Total Cost **£7,510
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-07-20, 1% until 31-07-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV85%

Minimum Loan£10,000

Maximum Loan£9,999,999

The total amount payable is £170,773 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**HSBC via broker: **
Standard Fixed till 31-07-21
Rate
**
1.64%
**

**For 26 months, then SVR for 17 years and 10 months **
currently 4.19%
Set-up Fees:
**£1,029**

Monthly Payment
**£586 For 26 months
**
Then £722 for 17 years and 10 months

MSE Total Cost **£7,510
**

for year 1
**
This product is available directly from HSBC via broker or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-07-20, 1% until 31-07-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV85%

Minimum Loan£10,000

Maximum Loan£9,999,999

The total amount payable is £170,773 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard Fixed till 31-07-21
Rate
**
1.64%
**

**For 26 months, then SVR for 17 years and 10 months **
currently 4.19%
Set-up Fees:
**£1,029**

Monthly Payment
**£586 For 26 months
**
Then £722 for 17 years and 10 months

MSE Total Cost **£7,510
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£999

Product Fee:£0

Valuation fee:£0

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-07-20, 1% until 31-07-21

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£9,999,999

The total amount payable is £170,773 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.