**Accord Mortgages: **
Fixed till 31-12-19 Prime
Rate
**
0.99%
**

**For 27 months, then SVR for 22 years and 9 months **
currently 5.34%
Set-up Fees:
**£1,495**

Monthly Payment
**£564 For 27 months
**
Then £873 for 22 years and 9 months

MSE Total Cost **£7,440
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£1,495

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (2% until 31-12-18, 1% until 31-12-19)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV80%

Minimum Loan£50,000

Maximum Loan£1,000,000

The total amount payable is £255,173 and the overall cost for comparison is

**4.6%** APRC.

What does this mean?

**Yorkshire Building Society: **
DIRECT Fixed till 30-11-19
Rate
**
0.99%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 4.74%
Set-up Fees:
**£1,730**

Monthly Payment
**£564 For 26 months
**
Then £827 for 22 years and 10 months

MSE Total Cost **£7,570
**

for year 1
**
This product is only available from Yorkshire Building Society How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£1,495

Valuation fee:£235

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (2% until 30-11-18, 1% until 30-11-19)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV60%

Minimum Loan£25,001

Maximum Loan£5,000,000

The total amount payable is £243,082 and the overall cost for comparison is

**4.2%** APRC.

What does this mean?

**Barclays: **
Fixed till 31-10-19
Rate
**
1.09%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 3.74%
Set-up Fees:
**£1,034**
Cashback: Up to £200

Monthly Payment
**£571 For 25 months
**
Then £753 for 22 years and 11 months

MSE Total Cost **£7,250
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:Up to £200

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (3% until 31-10-19) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV60%

Minimum Loan£5,000

Maximum Loan£500,000

The total amount payable is £222,176 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**Barclays: **
Fixed till 31-10-19
Rate
**
1.09%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 3.74%
Set-up Fees:
**£1,034**
Cashback: Up to £200

Monthly Payment
**£571 For 25 months
**
Then £753 for 22 years and 11 months

MSE Total Cost **£7,250
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:Up to £200

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (3% until 31-10-19) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV60%

Minimum Loan£5,000

Maximum Loan£500,000

The total amount payable is £222,176 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**Barclays: **
Fixed till 31-10-19
Rate
**
1.09%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 3.74%
Set-up Fees:
**£1,034**

Monthly Payment
**£571 For 25 months
**
Then £753 for 22 years and 11 months

MSE Total Cost **£7,350
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (3% until 31-10-19) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV60%

Minimum Loan£5,000

Maximum Loan£500,000

The total amount payable is £222,376 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**Barclays: **
Fixed till 31-10-19
Rate
**
1.09%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 3.74%
Set-up Fees:
**£1,034**

Monthly Payment
**£571 For 25 months
**
Then £753 for 22 years and 11 months

MSE Total Cost **£7,350
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (3% until 31-10-19) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV60%

Minimum Loan£5,000

Maximum Loan£500,000

The total amount payable is £222,376 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**Barclays: **
Fixed till 31-10-19
Rate
**
1.09%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 3.74%
Set-up Fees:
**£1,034**

Monthly Payment
**£571 For 25 months
**
Then £753 for 22 years and 11 months

MSE Total Cost **£7,350
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (3% until 31-10-19) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV60%

Minimum Loan£5,000

Maximum Loan£500,000

The total amount payable is £222,376 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**The AA: **
60% 2yr FIX
Rate
**
1.11%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 4.24%
Set-up Fees:
**£1,525**
Cashback: Up to £250

Monthly Payment
**£573 For 26 months
**
Then £790 for 22 years and 10 months

MSE Total Cost **£7,460
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£1,495

Valuation fee:£0

Other Fees: £30

Cashback:Up to £250

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£195, plus (3% until 30-11-18, 2% until 30-11-19)

OTHER PRODUCT INFO

Exit fee:£195

Maximum LTV60%

Minimum Loan£50,000

Maximum Loan£1,500,000

The total amount payable is £232,913 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**The AA: **
60% 2yr FIX
Rate
**
1.11%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 4.24%
Set-up Fees:
**£1,525**
Cashback: Up to £250

Monthly Payment
**£573 For 26 months
**
Then £790 for 22 years and 10 months

MSE Total Cost **£7,460
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£1,495

Valuation fee:£0

Other Fees: £30

Cashback:Up to £250

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£195, plus (3% until 30-11-18, 2% until 30-11-19)

OTHER PRODUCT INFO

Exit fee:£195

Maximum LTV60%

Minimum Loan£50,000

Maximum Loan£1,500,000

The total amount payable is £232,913 and the overall cost for comparison is

**3.8%** APRC.

What does this mean?

**Yorkshire Building Society: **
DIRECT Fixed till 30-11-19
Rate
**
1.13%
**

**For 26 months, then SVR for 22 years and 10 months **
currently 4.74%
Set-up Fees:
**£995**
Cashback: Up to £250

Monthly Payment
**£574 For 26 months
**
Then £828 for 22 years and 10 months

MSE Total Cost **£7,230
**

for year 1
**
This product is only available from Yorkshire Building Society How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£0

Other Fees: £0

Cashback:Up to £250

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (2% until 30-11-18, 1% until 30-11-19)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV75%

Minimum Loan£25,001

Maximum Loan£5,000,000

The total amount payable is £242,660 and the overall cost for comparison is

**4.2%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.