HSBC:
DIRECT Premier Fixed till 31-05-23
Rate
1.71%
For 61 months, then SVR for 19 years and 11 months
currently 3.94%
Set-up Fees:
£1,529
Monthly Payment
£614 For 61 months
Then £752 for 19 years and 11 months
MSE Total Cost £7,670
for year 1
SET-UP FEES BREAKDOWN
Application Fee:£1,400
Product Fee:£99
Valuation fee:£0
Other Fees: £30
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
5% until 31-05-19, 4% until 31-05-20, 3% until 31-05-21, 2% until 31-05-22, 1% until 31-05-23
OTHER PRODUCT INFO
Exit fee:£0
Maximum LTV60%
Minimum Loan£10,000
Maximum Loan£2,000,000
The total amount payable is £218,638 and the overall cost for comparison is
3.2% APRC.
What does this mean?
HSBC:
DIRECT Premier + Adv Fixed till 31-05-23
Rate
1.74%
For 61 months, then SVR for 19 years and 11 months
currently 3.94%
Set-up Fees:
£929
Monthly Payment
£617 For 61 months
Then £752 for 19 years and 11 months
MSE Total Cost £7,580
for year 1
SET-UP FEES BREAKDOWN
Application Fee:£800
Product Fee:£99
Valuation fee:£0
Other Fees: £30
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
5% until 31-05-19, 4% until 31-05-20, 3% until 31-05-21, 2% until 31-05-22, 1% until 31-05-23
OTHER PRODUCT INFO
Exit fee:£0
Maximum LTV60%
Minimum Loan£10,000
Maximum Loan£2,000,000
The total amount payable is £218,288 and the overall cost for comparison is
3.2% APRC.
What does this mean?
Skipton Building Society:
Fixed till 30-06-23
Rate
1.83%
For 62 months, then SVR for 19 years and 10 months
currently 4.74%
Set-up Fees:
£2,001
Monthly Payment
£623 For 62 months
Then £806 for 19 years and 10 months
MSE Total Cost £7,860
for year 1
This product is available directly from Skipton Building Society or via a broker How to apply
SET-UP FEES BREAKDOWN
Application Fee:£0
Product Fee:£1,995
Valuation fee:£0
Other Fees: £6
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£65, plus (5% until 30-06-19, 5% until 30-06-20, 4% until 30-06-21, 3% until 30-06-22, 2% until 30-06-23)
OTHER PRODUCT INFO
Exit fee:£65
Maximum LTV60%
Minimum Loan£0
Maximum Loan£1,000,000
The total amount payable is £232,546 and the overall cost for comparison is
3.7% APRC.
What does this mean?
First Direct:
DIRECT 5 yr Fixed
Rate
1.84%
For 60 months, then SVR for 20 years
currently 3.94%
Set-up Fees:
£490
Monthly Payment
£624 For 60 months
Then £754 for 20 years
MSE Total Cost £7,580
for year 1
This product is only available from First Direct How to apply
SET-UP FEES BREAKDOWN
Application Fee:£490
Product Fee:£0
Valuation fee:£0
Other Fees: £0
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£149, plus (3% in year 1, 2% in years 2-5)
OTHER PRODUCT INFO
Exit fee:£149
Maximum LTV60%
Minimum Loan£10,000
Maximum Loan£400,000
The total amount payable is £219,089 and the overall cost for comparison is
3.2% APRC.
What does this mean?
HSBC:
DIRECT Premier Fixed till 31-05-23
Rate
1.84%
For 61 months, then SVR for 19 years and 11 months
currently 3.94%
Set-up Fees:
£1,529
Monthly Payment
£624 For 61 months
Then £754 for 19 years and 11 months
MSE Total Cost £7,790
for year 1
SET-UP FEES BREAKDOWN
Application Fee:£1,400
Product Fee:£99
Valuation fee:£0
Other Fees: £30
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
5% until 31-05-19, 4% until 31-05-20, 3% until 31-05-21, 2% until 31-05-22, 1% until 31-05-23
OTHER PRODUCT INFO
Exit fee:£0
Maximum LTV60%
Minimum Loan£10,000
Maximum Loan£2,000,000
The total amount payable is £219,722 and the overall cost for comparison is
3.2% APRC.
What does this mean?
Chelsea Building Society:
DIRECT Fixed till 30-06-23
Rate
1.85%
For 62 months, then SVR for 19 years and 10 months
currently 4.99%
Set-up Fees:
£1,930
Monthly Payment
£625 For 62 months
Then £823 for 19 years and 10 months
MSE Total Cost £7,870
for year 1
This product is only available from Chelsea Building Society How to apply
SET-UP FEES BREAKDOWN
Application Fee:£0
Product Fee:£1,695
Valuation fee:£235
Other Fees: £0
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£90, plus (5% until 30-06-19, 4% until 30-06-20, 3% until 30-06-21, 2.5% until 30-06-22, 1.5% until 30-06-23)
OTHER PRODUCT INFO
Exit fee:£90
Maximum LTV65%
Minimum Loan£25,001
Maximum Loan£5,000,000
The total amount payable is £236,721 and the overall cost for comparison is
3.9% APRC.
What does this mean?
HSBC:
DIRECT Premier Fixed till 31-05-23
Rate
1.86%
For 61 months, then SVR for 19 years and 11 months
currently 3.94%
Set-up Fees:
£1,529
Monthly Payment
£625 For 61 months
Then £754 for 19 years and 11 months
MSE Total Cost £7,800
for year 1
SET-UP FEES BREAKDOWN
Application Fee:£1,400
Product Fee:£99
Valuation fee:£0
Other Fees: £30
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
5% until 31-05-19, 4% until 31-05-20, 3% until 31-05-21, 2% until 31-05-22, 1% until 31-05-23
OTHER PRODUCT INFO
Exit fee:£0
Maximum LTV70%
Minimum Loan£10,000
Maximum Loan£2,000,000
The total amount payable is £219,889 and the overall cost for comparison is
3.2% APRC.
What does this mean?
Barclays:
Fixed till 31-07-23
Rate
1.88%
For 63 months, then SVR for 19 years and 9 months
currently 3.99%
Set-up Fees:
£1,034
Cashback: Up to £200
Monthly Payment
£627 For 63 months
Then £757 for 19 years and 9 months
MSE Total Cost £7,680
for year 1
This product is available directly from Barclays or via a broker How to apply
SET-UP FEES BREAKDOWN
Application Fee:£0
Product Fee:£999
Valuation fee:£0
Other Fees: £35
Cashback:Up to £200
See exact cashback eligibility criteria on the lender's site
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£80, plus (3% until 31-07-23) of balance repaid
OTHER PRODUCT INFO
Exit fee:£80
Maximum LTV60%
Minimum Loan£5,000
Maximum Loan£2,000,000
The total amount payable is £219,704 and the overall cost for comparison is
3.2% APRC.
What does this mean?
Barclays:
Fixed till 31-07-23
Rate
1.88%
For 63 months, then SVR for 19 years and 9 months
currently 3.99%
Set-up Fees:
£1,034
Cashback: Up to £200
Monthly Payment
£627 For 63 months
Then £757 for 19 years and 9 months
MSE Total Cost £7,680
for year 1
This product is available directly from Barclays or via a broker How to apply
SET-UP FEES BREAKDOWN
Application Fee:£0
Product Fee:£999
Valuation fee:£0
Other Fees: £35
Cashback:Up to £200
See exact cashback eligibility criteria on the lender's site
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£80, plus (3% until 31-07-23) of balance repaid
OTHER PRODUCT INFO
Exit fee:£80
Maximum LTV60%
Minimum Loan£5,000
Maximum Loan£2,000,000
The total amount payable is £219,704 and the overall cost for comparison is
3.2% APRC.
What does this mean?
Barclays:
Fixed till 31-07-23
Rate
1.88%
For 63 months, then SVR for 19 years and 9 months
currently 3.99%
Set-up Fees:
£1,034
Monthly Payment
£627 For 63 months
Then £757 for 19 years and 9 months
MSE Total Cost £7,720
for year 1
This product is available directly from Barclays or via a broker How to apply
SET-UP FEES BREAKDOWN
Application Fee:£0
Product Fee:£999
Valuation fee:£0
Other Fees: £35
Cashback:£0
FLEXIBILITY
Overpayments allowed?
Yes
Early repayment charge:
£80, plus (3% until 31-07-23) of balance repaid
OTHER PRODUCT INFO
Exit fee:£80
Maximum LTV60%
Minimum Loan£5,000
Maximum Loan£2,000,000
The total amount payable is £219,904 and the overall cost for comparison is
3.2% APRC.
What does this mean?
And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Calculations are rounded to the nearest £10
Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.