**Yorkshire Building Society: **
DIRECT Fixed till 31-08-22
Rate
**
1.74%
**

**For 64 months, then SVR for 19 years and 8 months **
currently 4.74%
Set-up Fees:
**£1,230**

Monthly Payment
**£617 For 64 months
**
Then £803 for 19 years and 8 months

MSE Total Cost **£7,630
**

for year 1
**
This product is only available from Yorkshire Building Society How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£995

Valuation fee:£235

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (4% until 31-08-19, 3% until 31-08-20, 2% until 31-08-21, 1% until 31-08-22)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV65%

Minimum Loan£25,000

Maximum Loan£5,000,000

The total amount payable is £230,263 and the overall cost for comparison is

**3.6%** APRC.

What does this mean?

**First Direct: **
DIRECT 5 yr Fixed
Rate
**
1.74%
**

**For 60 months, then SVR for 20 years**
currently 3.69%
Set-up Fees:
**£1,450**

Monthly Payment
**£617 For 60 months
**
Then £736 for 20 years

MSE Total Cost **£7,690
**

for year 1
**
This product is only available from First Direct How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£1,450

Product Fee:£0

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£149, plus (3% in year 1, 2% in years 2-5)

OTHER PRODUCT INFO

Exit fee:£149

Maximum LTV60%

Minimum Loan£10,000

Maximum Loan£1,000,000

The total amount payable is £215,323 and the overall cost for comparison is

**3%** APRC.

What does this mean?

**Barclays: **
Fixed till 31-05-22
Rate
**
1.75%
**

**For 61 months, then SVR for 19 years and 11 months **
currently 3.74%
Set-up Fees:
**£1,034**
Cashback: Up to £200

Monthly Payment
**£617 For 61 months
**
Then £739 for 19 years and 11 months

MSE Total Cost **£7,570
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:Up to £200

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (3% until 31-05-22) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV60%

Minimum Loan£5,000

Maximum Loan£500,000

The total amount payable is £215,255 and the overall cost for comparison is

**3%** APRC.

What does this mean?

**Barclays: **
Fixed till 31-05-22
Rate
**
1.75%
**

**For 61 months, then SVR for 19 years and 11 months **
currently 3.74%
Set-up Fees:
**£1,034**

Monthly Payment
**£617 For 61 months
**
Then £739 for 19 years and 11 months

MSE Total Cost **£7,610
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (3% until 31-05-22) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV60%

Minimum Loan£5,000

Maximum Loan£500,000

The total amount payable is £215,455 and the overall cost for comparison is

**3%** APRC.

What does this mean?

**Barclays: **
Fixed till 31-05-22
Rate
**
1.75%
**

**For 61 months, then SVR for 19 years and 11 months **
currently 3.74%
Set-up Fees:
**£1,034**

Monthly Payment
**£617 For 61 months
**
Then £739 for 19 years and 11 months

MSE Total Cost **£7,610
**

for year 1
**
This product is available directly from Barclays or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £35

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£80, plus (3% until 31-05-22) of balance repaid

OTHER PRODUCT INFO

Exit fee:£80

Maximum LTV60%

Minimum Loan£5,000

Maximum Loan£500,000

The total amount payable is £215,455 and the overall cost for comparison is

**3%** APRC.

What does this mean?

**HSBC: **
DIRECT Premier + Adv Fixed til 30-06-22
Rate
**
1.79%
**

**For 62 months, then SVR for 19 years and 10 months **
currently 3.69%
Set-up Fees:
**£976**

Monthly Payment
**£620 For 62 months
**
Then £736 for 19 years and 10 months

MSE Total Cost **£7,630
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£650

Product Fee:£99

Valuation fee:£197

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

5% until 30-06-18, 4% until 30-06-19, 3% until 30-06-20, 2% until 30-06-21, 1% until 30-06-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV60%

Minimum Loan£10,000

Maximum Loan£5,000,000

The total amount payable is £214,644 and the overall cost for comparison is

**3%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard Fixed till 30-06-22
Rate
**
1.79%
**

**For 62 months, then SVR for 19 years and 10 months **
currently 3.69%
Set-up Fees:
**£1,226**

Monthly Payment
**£620 For 62 months
**
Then £736 for 19 years and 10 months

MSE Total Cost **£7,680
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£900

Product Fee:£99

Valuation fee:£197

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

5% until 30-06-18, 4% until 30-06-19, 3% until 30-06-20, 2% until 30-06-21, 1% until 30-06-22

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV60%

Minimum Loan£10,000

Maximum Loan£5,000,000

The total amount payable is £214,894 and the overall cost for comparison is

**3%** APRC.

What does this mean?

**Chelsea Building Society: **
DIRECT Fixed til 30-04-22
Rate
**
1.79%
**

**For 60 months, then SVR for 20 years**
currently 4.74%
Set-up Fees:
**£1,695**

Monthly Payment
**£620 For 60 months
**
Then £807 for 20 years

MSE Total Cost **£7,780
**

for year 1
**
This product is only available from Chelsea Building Society How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£1,695

Valuation fee:£0

Other Fees: £0

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (4% until 30-04-19, 3% until 30-04-20, 2% until 30-04-21, 1% until 30-04-22)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV65%

Minimum Loan£25,001

Maximum Loan£5,000,000

The total amount payable is £232,660 and the overall cost for comparison is

**3.7%** APRC.

What does this mean?

**Skipton Building Society: **
Fixed till 30-06-22
Rate
**
1.79%
**

**For 62 months, then SVR for 19 years and 10 months **
currently 4.74%
Set-up Fees:
**£2,001**

Monthly Payment
**£620 For 62 months
**
Then £805 for 19 years and 10 months

MSE Total Cost **£7,830
**

for year 1
**
This product is available directly from Skipton Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£1,995

Valuation fee:£0

Other Fees: £6

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£60, plus (5% until 30-06-19, 4% until 30-06-20, 3% until 30-06-21, 2% until 30-06-22)

OTHER PRODUCT INFO

Exit fee:£60

Maximum LTV60%

Minimum Loan£5,000

Maximum Loan£1,000,000

The total amount payable is £232,191 and the overall cost for comparison is

**3.7%** APRC.

What does this mean?

**Nationwide Building Society: **
Family Deposit Remg BIR 5 yr Fixed
Rate
**
1.80%
**

**For 60 months, then SVR for 20 years**
currently 3.74%
Set-up Fees:
**£1,019**
Cashback: Up to £250

Monthly Payment
**£621 For 60 months
**
Then £741 for 20 years

MSE Total Cost **£7,610
**

for year 1
**
This product is available directly from Nationwide Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£0

Other Fees: £20

Cashback:Up to £250

See exact cashback eligibility criteria on the lender's site

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£65, plus (5% in year 1, 4% in year 2, 3% in year 3, 2% in year 4, 1% in year 5)

OTHER PRODUCT INFO

Exit fee:£65

Maximum LTV60%

Minimum Loan£25,000

Maximum Loan£150,000

The total amount payable is £216,020 and the overall cost for comparison is

**3.1%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.