**HSBC: **
DIRECT Premier + Adv 2 yr Tracker
Rate
**
1.14%
**

**For 24 months, then SVR for 23 years**
currently 3.69%
Set-up Fees:
**£928**

Monthly Payment
**£460 For 24 months
**
Then £600 for 23 years

MSE Total Cost **£5,980
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£650

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

Not Applicable

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£1,000,000

The total amount payable is £177,556 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard 2 yr Tracker
Rate
**
1.14%
**

**For 24 months, then SVR for 23 years**
currently 3.69%
Set-up Fees:
**£1,178**

Monthly Payment
**£460 For 24 months
**
Then £600 for 23 years

MSE Total Cost **£6,110
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£900

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

Not Applicable

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£1,000,000

The total amount payable is £177,806 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**HSBC: **
DIRECT Premier + Adv Fixed till 31-12-19
Rate
**
1.24%
**

**For 28 months, then SVR for 22 years and 8 months **
currently 3.69%
Set-up Fees:
**£928**

Monthly Payment
**£465 For 28 months
**
Then £599 for 22 years and 8 months

MSE Total Cost **£5,980
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£650

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-12-18, 1% until 31-12-19

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£1,000,000

The total amount payable is £176,754 and the overall cost for comparison is

**3.3%** APRC.

What does this mean?

**HSBC: **
DIRECT Premier + Adv Fixed till 30-09-19
Rate
**
1.24%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 3.69%
Set-up Fees:
**£928**

Monthly Payment
**£465 For 25 months
**
Then £600 for 22 years and 11 months

MSE Total Cost **£6,030
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£650

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 30-09-18, 1% until 30-09-19

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£1,000,000

The total amount payable is £177,564 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**HSBC: **
DIRECT Premier + Adv 2 yr Tracker
Rate
**
1.24%
**

**For 24 months, then SVR for 23 years**
currently 3.69%
Set-up Fees:
**£928**

Monthly Payment
**£465 For 24 months
**
Then £601 for 23 years

MSE Total Cost **£6,050
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£650

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

Not Applicable

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV85%

Minimum Loan£10,000

Maximum Loan£400,000

The total amount payable is £177,836 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard Fixed till 31-12-19
Rate
**
1.24%
**

**For 28 months, then SVR for 22 years and 8 months **
currently 3.69%
Set-up Fees:
**£1,178**

Monthly Payment
**£465 For 28 months
**
Then £599 for 22 years and 8 months

MSE Total Cost **£6,090
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£900

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 31-12-18, 1% until 31-12-19

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£1,000,000

The total amount payable is £177,004 and the overall cost for comparison is

**3.3%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard Fixed till 30-09-19
Rate
**
1.24%
**

**For 25 months, then SVR for 22 years and 11 months **
currently 3.69%
Set-up Fees:
**£1,178**

Monthly Payment
**£465 For 25 months
**
Then £600 for 22 years and 11 months

MSE Total Cost **£6,150
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£900

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

2% until 30-09-18, 1% until 30-09-19

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV80%

Minimum Loan£10,000

Maximum Loan£1,000,000

The total amount payable is £177,814 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**HSBC: **
DIRECT Standard 2 yr Tracker
Rate
**
1.24%
**

**For 24 months, then SVR for 23 years**
currently 3.69%
Set-up Fees:
**£1,178**

Monthly Payment
**£465 For 24 months
**
Then £601 for 23 years

MSE Total Cost **£6,170
**

for year 1
SET-UP FEES BREAKDOWN

Application Fee:£900

Product Fee:£99

Valuation fee:£149

Other Fees: £30

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

Not Applicable

OTHER PRODUCT INFO

Exit fee:£0

Maximum LTV85%

Minimum Loan£10,000

Maximum Loan£400,000

The total amount payable is £178,086 and the overall cost for comparison is

**3.4%** APRC.

What does this mean?

**Furness Building Society: **
2 yr Discount Variable
Rate
**
1.24%
**

**For 24 months, then SVR for 23 years**
currently 5.29%
Set-up Fees:
**£1,189**

Monthly Payment
**£465 For 24 months
**
Then £700 for 23 years

MSE Total Cost **£6,180
**

for year 1
**
This product is available directly from Furness Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£170

Other Fees: £20

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£90, plus (2% in year 1, 1% in year 2)

OTHER PRODUCT INFO

Exit fee:£90

Maximum LTV80%

Minimum Loan£30,000

Maximum Loan£800,000

The total amount payable is £205,784 and the overall cost for comparison is

**4.7%** APRC.

What does this mean?

**Vernon Building Society: **
2 yr Discount Variable
Rate
**
1.25%
**

**For 24 months, then SVR for 23 years**
currently 4.70%
Set-up Fees:
**£1,219**

Monthly Payment
**£466 For 24 months
**
Then £662 for 23 years

MSE Total Cost **£6,200
**

for year 1
**
This product is available directly from Vernon Building Society or via a broker How to apply
**
SET-UP FEES BREAKDOWN

Application Fee:£0

Product Fee:£999

Valuation fee:£205

Other Fees: £15

Cashback:£0

FLEXIBILITY

Overpayments allowed?

Yes

Early repayment charge:

£130, plus (3% in years 1-2)

OTHER PRODUCT INFO

Exit fee:£130

Maximum LTV80%

Minimum Loan£25,100

Maximum Loan£750,000

The total amount payable is £195,106 and the overall cost for comparison is

**4.3%** APRC.

What does this mean?

##### And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.