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Mortgage Best Buys Beta

We aim to bring you the most powerful mortgage best buy table possible, including all deals available to brokers and crucially direct only

Unlike many other best buy tables we don't just include broker only mortgages, we also show you the direct deals. The only mortgages that might be available that we can't show are exclusives that are available to specific brokers.

deals too. And we don't promote 'featured commercial partners'.

Step-by-step help

Read our full
Free Printed guide to first-time mortgages

Step-by-step help

Read our full
Free Printed guide to Remortgaging

Details for your £0 mortgage on a property valued at £0 with an LTV of 0%

0mth :

Currently % with set-up fees of £0 and available on properties with a Max LTV of 0%.

The total amount payable is £0 and the overall cost for comparison is 0% APRC. What does this mean?

APR - What does this mean?

This is the official cost for comparison which is based on the average cost per year if you kept the mortgage for the entire 25 years and interest rate charged never changed. Most people will never actually pay this rate. For further reading see Martin's why mortgage APR's are meaningless blog.

Product specifics:


Application Fee:£0

Product Fee:£0

Valuation fee:£0

Other Fees: £0



Overpayments allowed?No

Early repayment charge:

Other Product Info:

Maximum LTV0%

Monthly Payment:£0

Subsequent Rate:%

New mortgage details:


Mortgage amount:£0

Deposit: £0

Expected property value:£0

Mortgage term (years):0 years

Repayment method:Capital repayment


Want this mortgage? What to do next.

You have a choice. You can either get independent advice from a broker or, if you're confident enough, go direct to a lender.

Go via a broker?

A broker can check this is the best deal for you and do all the paperwork. There are two types:

Whole of market

Checks all deals available to brokers (not those available exclusively via lenders). Including:

Whole of market plus

A rarer type that also checks direct-only deals. They are more likely to charge a fee. Including:

Want to find a local face-to-face broker?

If you're unsure, or word-of-mouth hasn't yielded success, try:

Go direct?

If you want to go directly to the lender without help (only for the most experienced MoneySavers) use the links below.

Apply to

Visit to start an application. GO

And remember, as the old phrase goes... Your home may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Calculations are rounded to the nearest £10

Mortgage data is provided by MortgageBrain, which primarily provide data and technology solutions to mortgage brokers.

Application Fee

Upfront fee paid on application to book the rate for you. Often not refundable if mortgage doesn't go ahead.

Product Fee

Fee to lender for setting up mortgage. If you pay upfront and mortgage doesn't go ahead you might lose it. Usually able to add it to loan to avoid this but overpay (if your lender allows) once the mortgage is set up to avoid paying interest on it.


This is a payment in addition to normal monthly payments. This is usually restricted by lender and carries heavy penalties if you breach the limit.

Early repayment charge

The penalty the lender can charge you if you exceed the overpayment limit or if you pay the mortgage off too early. Usually a percentage of the overpayment, it can be a flat rate or tiered with a bigger penalty the earlier in the mortgage term you incur it.

Cashback on completion

A lump sum from the lender when the mortgage has started. It is usually sent to your solicitor who will send to you. Beware, if you repay the mortgage when an early repayment charge still applies, you may need to repay the cashback as well.

Free Valuation

The lender requires a valuation of the property to be conducted by a provider on its panel.

Free legals

You need to do legal work to buy a home, some lenders provide this for free.

Maximum LTV

LTV = Loan-to-Value ratio which is the loan described as a % of the property price/value (whichever is lowest). Each product will have a maximum % of the property price/value you can borrow. Beware that your affordability assessment may prevent you from being able to borrow this maximum LTV.