The Bank of England today announced it is holding the Base Rate at 0.5% for the 11th consecutive month.
Many commentators expect the official borrowing measure to remain low for a number of months further.
The stable interest rate environment means now is a good time for savers to check what they're earning on their money and switch elsewhere, if necessary.
Over the past few months, savings rates have been steadily rising, but only on a few top accounts (see the Top Savings guide for the best picks).
However, most have seen the rate paid on their savings plummet since 2008 because the Base Rate is at an historic low (see the Millions earn sub 1% savings interest MSE News story).
Homeowners with mortgages linked to the base rate or their lender's standard variable rate have generally been paying relatively low rates over the past year.
Prior to the present benign period, there were six months of falls. In October 2008, Base Rate started to tumble from the then 5% level to its current low.
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