Forty-one per cent of those in work have not had a pay rise in the past year, according to a new poll of MoneySavingExpert.com users. Just a quarter have had a rise that matched or exceeded inflation, while those on the lowest salaries are generally least likely to have seen a rise.

Some 8,926 users responded to our poll on the topic - and discounting those who said they didn't know, some 8,851 told us whether they'd had a pay rise, or had awarded themselves one if self-employed.

We also asked whether any increase they'd seen was less than, in line with or more than inflation. The Consumer Prices Index (CPI), a key measure of UK inflation, was 3% in September and October - the highest it's been since March 2012.

Here are the poll's key findings, calculated from those who said whether they had or hadn't had a pay rise:

  • Overall 59% said they HAD had a pay rise in the past year. But only 24% said their wage had risen in line with or by more than inflation.
  • For those that had had no pay rise, it wasn't simply a case of being new in their role. 89% of those who hadn't had a pay rise said they HAD been in their job for longer than a year.
  • Those on the lowest salaries were generally much less likely to have had a pay rise. Just 39% of those earning less than 11,500 had had a pay rise in the past year, compared to 59% of those earning more than 65,001 (those earning over 150,000 were least likely to have had a rise, but this was a very small sample). Only 13% of those earning under 11,500 saw a rise in line with or by more than inflation.

The poll comes as new statistics reveal that for September 2017, average regular pay for employees in Great Britain was 477 per week before tax, up from 467 per week on a year earlier.

Martin Lewis
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'If you don't ask, you often don't get'

MSE consumer expert Megan French said: "This suggests many people have had an effective pay cut in the last year, with those who can least afford it affected the most. When inflation is high and people arent getting pay rises to match, households really feel the squeeze on paying the bills they can't avoid, such as heating, food and rent.

"But pay rises aside, it's always worth remembering there are plenty of ways to cut costs and give yourself a money makeover, such as switching your energy or doing an audit of your direct debits to make sure you're not paying out for things you don't use, which can all add up to save 1000s."

Poll results in full

Here's a full breakdown of the poll results:

Poll results in full (excluding don't knows)

No and Ive been in my job for a year or more No but Ive been in my job for less than a year Yes but by less than current inflation Yes in line with inflation Yes by more than inflation
I earn less than 11,500 56% 6% 26% 7% 6%
I earn 11,501 25,000 47% 4% 35% 5% 9%
I earn 25,001 - 45,000 29% 4% 40% 9% 17%
I earn 45,001 - 65,000 25% 4% 35% 12% 24%
I earn 65,001 - 100,000 28% 5% 27% 14% 27%
I earn 100,001 - 150,000 36% 6% 19% 10% 30%
I earn over 150,000 65% 8% 4% 7% 16%
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