Bust myths & improve your score
Everyone should take time to manage and boost their credit score. It's no longer just about whether you can get mortgages, credit cards and loans, it can also affect mobile phone contracts, monthly car insurance, bank accounts and more. Here's what you need to know about credit checks and how to boost your credit score.
Student Bank Accounts
Grab the top overdrafts and freebies in 2019/20
Free cash, 0% overdrafts and railcards; banks love reeling new students in with goodies, and the latest batch of accounts are out. This is a guide to bagging the best deal, whether you're a fresher or just refreshing your finances.
Cut the cost of post-uni banking
Don't stick with your student bank after uni – loyalty can cost! Banks love fresh grads and offer exclusive deals, such as 0% overdrafts for up to three years. If you've graduated in the past three years, see if you can ditch and switch your account to save £100s in fees.
How to cancel direct debits
Beware cash leaking from your bank account
It's a shocking but typical example: "I've paid £16/month for white goods I no longer have for six YEARS." That's not far off £200 for nothing, every year. Many waste £1,000s paying for products and services they don't need or never use. So whether it's mags, gyms, dating sites or paid TV, get tough and cut 'em down.
The Budget Planner
How to manage your money
The problem with most budgets is they don't work! While they look at a typical month's spending, what about the annual holiday and other one-offs? This guide on how to budget includes a free budget planner which analyses your finances to help you manage and control your cash.