Do you have credit cards and how do you use them?MoneySaving Poll Results

Souk
Credit cards are like fire. Used right they are a useful tool, but get it wrong and they burn. So we want to test how you use them.

Please select ONE option under the relevant category closest to your position.

Results

I'm under 25 (401 votes)
I don't have and don't want a credit card43 votes (11%)
I don't have a credit card as I can't get one9 votes (2%)
I have a credit card(s) but never use it/them14 votes (3%)
I have a credit card(s) but ALWAYS repay in full226 votes (56%)
I have a credit card(s) and don't fully repay, but it's/they're all 0%70 votes (17%)
I have credit cards and mostly repay in full, but pay interest on some7 votes (2%)
I have credit cards and repay some in full, but borrow on others5 votes (1%)
I have a credit card(s), don't repay in full and pay interest23 votes (6%)
I have a credit card(s), it's/they're maxed out and cost me interest4 votes (1%)
I'm aged 25-34 (2035 votes)
I don't have and don't want a credit card66 votes (3%)
I don't have a credit card as I can't get one7 votes (0%)
I have a credit card(s) but never use it/them64 votes (3%)
I have a credit card(s) but ALWAYS repay in full1070 votes (53%)
I have a credit card(s) and don't fully repay, but it's/they're all 0%549 votes (27%)
I have credit cards and mostly repay in full, but pay interest on some69 votes (3%)
I have credit cards and repay some in full, but borrow on others58 votes (3%)
I have a credit card(s), don't repay in full and pay interest107 votes (5%)
I have a credit card(s), it's/they're maxed out and cost me interest45 votes (2%)
I'm aged 35-49 (3236 votes)
I don't have and don't want a credit card93 votes (3%)
I don't have a credit card as I can't get one12 votes (0%)
I have a credit card(s) but never use it/them89 votes (3%)
I have a credit card(s) but ALWAYS repay in full1863 votes (58%)
I have a credit card(s) and don't fully repay, but it's/they're all 0%657 votes (20%)
I have credit cards and mostly repay in full, but pay interest on some136 votes (4%)
I have credit cards and repay some in full, but borrow on others105 votes (3%)
I have a credit card(s), don't repay in full and pay interest202 votes (6%)
I have a credit card(s), it's/they're maxed out and cost me interest79 votes (2%)
I'm aged 50-64 (3919 votes)
I don't have and don't want a credit card77 votes (2%)
I don't have a credit card as I can't get one6 votes (0%)
I have a credit card(s) but never use it/them87 votes (2%)
I have a credit card(s) but ALWAYS repay in full2982 votes (76%)
I have a credit card(s) and don't fully repay, but it's/they're all 0%389 votes (10%)
I have credit cards and mostly repay in full, but pay interest on some137 votes (3%)
I have credit cards and repay some in full, but borrow on others52 votes (1%)
I have a credit card(s), don't repay in full and pay interest148 votes (4%)
I have a credit card(s), it's/they're maxed out and cost me interest41 votes (1%)
I'm aged 65-74 (2478 votes)
I don't have and don't want a credit card43 votes (2%)
I don't have a credit card as I can't get one2 votes (0%)
I have a credit card(s) but never use it/them29 votes (1%)
I have a credit card(s) but ALWAYS repay in full2179 votes (88%)
I have a credit card(s) and don't fully repay, but it's/they're all 0%105 votes (4%)
I have credit cards and mostly repay in full, but pay interest on some38 votes (2%)
I have credit cards and repay some in full, but borrow on others27 votes (1%)
I have a credit card(s), don't repay in full and pay interest46 votes (2%)
I have a credit card(s), it's/they're maxed out and cost me interest9 votes (0%)
I'm 75+ (639 votes)
I don't have and don't want a credit card3 votes (0%)
I don't have a credit card as I can't get one0 votes (0%)
I have a credit card(s) but never use it/them11 votes (2%)
I have a credit card(s) but ALWAYS repay in full578 votes (90%)
I have a credit card(s) and don't fully repay, but it's/they're all 0%23 votes (4%)
I have credit cards and mostly repay in full, but pay interest on some9 votes (1%)
I have credit cards and repay some in full, but borrow on others3 votes (0%)
I have a credit card(s), don't repay in full and pay interest9 votes (1%)
I have a credit card(s), it's/they're maxed out and cost me interest3 votes (0%)

                   12,708 votes received.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.