Do you use credit cards?MoneySaving Poll Results

Souk

Credit cards are like fire. Used right and they're a useful tool, but get it wrong and they burn. So this week, we want to know if you have a credit card and if you do, how much debt at 0% or otherwise do you have on it?

Please tell us your credit card balance under the relevant category.

Results

I'm female and aged under 25 (116 votes)
Don't have any credit cards19 votes (16%)
Have credit card(s) but NEVER use them1 votes (1%)
Have credit card(s) & ALWAYS fully repay each month53 votes (46%)
Have credit card(s) but currently don't have debt on them0 votes (0%)
Have card debt under 1,000 ALL at 0%13 votes (11%)
Have card debt 1,000+ ALL at 0%15 votes (13%)
Have card debt under 1,000 & pay interest, haven't recently checked if 0% avail7 votes (6%)
Have card debt 1,000+ & pay interest, haven't recently checked if 0% avail2 votes (2%)
Have card debt under 1,000 & pay interest, but can't get new 0%1 votes (1%)
Have card debt 1,000+ & pay interest, but can't get new 0%5 votes (4%)
I'm female and aged 25 to 34 (762 votes)
Don't have any credit cards58 votes (8%)
Have credit card(s) but NEVER use them13 votes (2%)
Have credit card(s) & ALWAYS fully repay each month328 votes (43%)
Have credit card(s) but currently don't have debt on them27 votes (4%)
Have card debt under 1,000 ALL at 0%48 votes (6%)
Have card debt 1,000+ ALL at 0%158 votes (21%)
Have card debt under 1,000 & pay interest, haven't recently checked if 0% avail26 votes (3%)
Have card debt 1,000+ & pay interest, haven't recently checked if 0% avail41 votes (5%)
Have card debt under 1,000 & pay interest, but can't get new 0%14 votes (2%)
Have card debt 1,000+ & pay interest, but can't get new 0%49 votes (6%)
I'm female and aged 35 to 49 (1548 votes)
Don't have any credit cards73 votes (5%)
Have credit card(s) but NEVER use them23 votes (1%)
Have credit card(s) & ALWAYS fully repay each month757 votes (49%)
Have credit card(s) but currently don't have debt on them67 votes (4%)
Have card debt under 1,000 ALL at 0%61 votes (4%)
Have card debt 1,000+ ALL at 0%292 votes (19%)
Have card debt under 1,000 & pay interest, haven't recently checked if 0% avail37 votes (2%)
Have card debt 1,000+ & pay interest, haven't recently checked if 0% avail102 votes (7%)
Have card debt under 1,000 & pay interest, but can't get new 0%13 votes (1%)
Have card debt 1,000+ & pay interest, but can't get new 0%123 votes (8%)
I'm female and aged 50 to 64 (2016 votes)
Don't have any credit cards107 votes (5%)
Have credit card(s) but NEVER use them28 votes (1%)
Have credit card(s) & ALWAYS fully repay each month1415 votes (70%)
Have credit card(s) but currently don't have debt on them68 votes (3%)
Have card debt under 1,000 ALL at 0%43 votes (2%)
Have card debt 1,000+ ALL at 0%176 votes (9%)
Have card debt under 1,000 & pay interest, haven't recently checked if 0% avail30 votes (1%)
Have card debt 1,000+ & pay interest, haven't recently checked if 0% avail60 votes (3%)
Have card debt under 1,000 & pay interest, but can't get new 0%10 votes (0%)
Have card debt 1,000+ & pay interest, but can't get new 0%79 votes (4%)
I'm female and aged 65+ (1288 votes)
Don't have any credit cards33 votes (3%)
Have credit card(s) but NEVER use them12 votes (1%)
Have credit card(s) & ALWAYS fully repay each month1120 votes (87%)
Have credit card(s) but currently don't have debt on them37 votes (3%)
Have card debt under 1,000 ALL at 0%11 votes (1%)
Have card debt 1,000+ ALL at 0%44 votes (3%)
Have card debt under 1,000 & pay interest, haven't recently checked if 0% avail6 votes (0%)
Have card debt 1,000+ & pay interest, haven't recently checked if 0% avail11 votes (1%)
Have card debt under 1,000 & pay interest, but can't get new 0%4 votes (0%)
Have card debt 1,000+ & pay interest, but can't get new 0%10 votes (1%)
I'm male and aged under 25 (194 votes)
Don't have any credit cards29 votes (15%)
Have credit card(s) but NEVER use them5 votes (3%)
Have credit card(s) & ALWAYS fully repay each month105 votes (54%)
Have credit card(s) but currently don't have debt on them5 votes (3%)
Have card debt under 1,000 ALL at 0%11 votes (6%)
Have card debt 1,000+ ALL at 0%27 votes (14%)
Have card debt under 1,000 & pay interest, haven't recently checked if 0% avail1 votes (1%)
Have card debt 1,000+ & pay interest, haven't recently checked if 0% avail3 votes (2%)
Have card debt under 1,000 & pay interest, but can't get new 0%2 votes (1%)
Have card debt 1,000+ & pay interest, but can't get new 0%6 votes (3%)
I'm male and aged 25 to 34 (785 votes)
Don't have any credit cards21 votes (3%)
Have credit card(s) but NEVER use them11 votes (1%)
Have credit card(s) & ALWAYS fully repay each month403 votes (51%)
Have credit card(s) but currently don't have debt on them24 votes (3%)
Have card debt under 1,000 ALL at 0%33 votes (4%)
Have card debt 1,000+ ALL at 0%213 votes (27%)
Have card debt under 1,000 & pay interest, haven't recently checked if 0% avail14 votes (2%)
Have card debt 1,000+ & pay interest, haven't recently checked if 0% avail23 votes (3%)
Have card debt under 1,000 & pay interest, but can't get new 0%7 votes (1%)
Have card debt 1,000+ & pay interest, but can't get new 0%36 votes (5%)
I'm male and aged 35 to 49 (905 votes)
Don't have any credit cards28 votes (3%)
Have credit card(s) but NEVER use them9 votes (1%)
Have credit card(s) & ALWAYS fully repay each month485 votes (54%)
Have credit card(s) but currently don't have debt on them38 votes (4%)
Have card debt under 1,000 ALL at 0%29 votes (3%)
Have card debt 1,000+ ALL at 0%218 votes (24%)
Have card debt under 1,000 & pay interest, haven't recently checked if 0% avail21 votes (2%)
Have card debt 1,000+ & pay interest, haven't recently checked if 0% avail22 votes (2%)
Have card debt under 1,000 & pay interest, but can't get new 0%8 votes (1%)
Have card debt 1,000+ & pay interest, but can't get new 0%47 votes (5%)
I'm male and aged 50 to 64 (1023 votes)
Don't have any credit cards38 votes (4%)
Have credit card(s) but NEVER use them10 votes (1%)
Have credit card(s) & ALWAYS fully repay each month729 votes (71%)
Have credit card(s) but currently don't have debt on them34 votes (3%)
Have card debt under 1,000 ALL at 0%21 votes (2%)
Have card debt 1,000+ ALL at 0%125 votes (12%)
Have card debt under 1,000 & pay interest, haven't recently checked if 0% avail11 votes (1%)
Have card debt 1,000+ & pay interest, haven't recently checked if 0% avail25 votes (2%)
Have card debt under 1,000 & pay interest, but can't get new 0%7 votes (1%)
Have card debt 1,000+ & pay interest, but can't get new 0%23 votes (2%)
I'm male and aged 65+ (1259 votes)
Don't have any credit cards35 votes (3%)
Have credit card(s) but NEVER use them10 votes (1%)
Have credit card(s) & ALWAYS fully repay each month1080 votes (86%)
Have credit card(s) but currently don't have debt on them25 votes (2%)
Have card debt under 1,000 ALL at 0%17 votes (1%)
Have card debt 1,000+ ALL at 0%65 votes (5%)
Have card debt under 1,000 & pay interest, haven't recently checked if 0% avail9 votes (1%)
Have card debt 1,000+ & pay interest, haven't recently checked if 0% avail9 votes (1%)
Have card debt under 1,000 & pay interest, but can't get new 0%2 votes (0%)
Have card debt 1,000+ & pay interest, but can't get new 0%7 votes (1%)
I'm agender (or don't wish to disclose my age/gender) (35 votes)
Don't have any credit cards1 votes (3%)
Have credit card(s) but NEVER use them2 votes (6%)
Have credit card(s) & ALWAYS fully repay each month14 votes (40%)
Have credit card(s) but currently don't have debt on them0 votes (0%)
Have card debt under 1,000 ALL at 0%2 votes (6%)
Have card debt 1,000+ ALL at 0%1 votes (3%)
Have card debt under 1,000 & pay interest, haven't recently checked if 0% avail1 votes (3%)
Have card debt 1,000+ & pay interest, haven't recently checked if 0% avail3 votes (9%)
Have card debt under 1,000 & pay interest, but can't get new 0%2 votes (6%)
Have card debt 1,000+ & pay interest, but can't get new 0%9 votes (26%)

                   9,931 votes received.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.