How much are your basic necessary outgoings each year? MoneySaving Poll Results

Souk

Martin often suggests you keep three to six monthsí worth of basic outgoings as an emergency cash fund if youíre debt-free. So we want to find out how much this is for most people.

How much do you spend on necessities in a year Ė incl rent/mortgage, basic food, energy bills, council tax, water bills, credit card/loan repayments?


Results

Iím single (no dependent kids) and I rent (665 votes)
£0 - £2,500/year36 votes (5%)
£2,501 - £5,000/yr52 votes (8%)
£5,001 - £10,000/yr218 votes (33%)
£10,001 - £15,000/yr198 votes (30%)
£15,001 - £20,000/yr82 votes (12%)
£20,001 - £30,000/yr50 votes (8%)
£30,001 - £50,000/yr22 votes (3%)
£50,000+/yr7 votes (1%)
Iím single (no dependent kids), donít own, but donít pay rent (eg, live with parents) (281 votes)
£0 - £2,500/year82 votes (29%)
£2,501 - £5,000/yr78 votes (28%)
£5,001 - £10,000/yr62 votes (22%)
£10,001 - £15,000/yr19 votes (7%)
£15,001 - £20,000/yr17 votes (6%)
£20,001 - £30,000/yr18 votes (6%)
£30,001 - £50,000/yr3 votes (1%)
£50,000+/yr2 votes (1%)
Iím single (no dependent kids) and have mortgage (826 votes)
£0 - £2,500/year22 votes (3%)
£2,501 - £5,000/yr33 votes (4%)
£5,001 - £10,000/yr178 votes (22%)
£10,001 - £15,000/yr247 votes (30%)
£15,001 - £20,000/yr148 votes (18%)
£20,001 - £30,000/yr126 votes (15%)
£30,001 - £50,000/yr54 votes (7%)
£50,000+/yr18 votes (2%)
Iím single (no dependent kids) and own house outright (701 votes)
£0 - £2,500/year40 votes (6%)
£2,501 - £5,000/yr136 votes (19%)
£5,001 - £10,000/yr225 votes (32%)
£10,001 - £15,000/yr139 votes (20%)
£15,001 - £20,000/yr62 votes (9%)
£20,001 - £30,000/yr48 votes (7%)
£30,001 - £50,000/yr37 votes (5%)
£50,000+/yr14 votes (2%)
Iím in a couple (no dependent kids) and I rent (do combined outgoings) (404 votes)
£0 - £2,500/year9 votes (2%)
£2,501 - £5,000/yr22 votes (5%)
£5,001 - £10,000/yr62 votes (15%)
£10,001 - £15,000/yr103 votes (25%)
£15,001 - £20,000/yr87 votes (22%)
£20,001 - £30,000/yr75 votes (19%)
£30,001 - £50,000/yr36 votes (9%)
£50,000+/yr10 votes (2%)
Iím in a couple (no dependent kids), donít own, but donít pay rent (do combined outgoings) (77 votes)
£0 - £2,500/year5 votes (6%)
£2,501 - £5,000/yr7 votes (9%)
£5,001 - £10,000/yr14 votes (18%)
£10,001 - £15,000/yr13 votes (17%)
£15,001 - £20,000/yr10 votes (13%)
£20,001 - £30,000/yr16 votes (21%)
£30,001 - £50,000/yr9 votes (12%)
£50,000+/yr3 votes (4%)
Iím in a couple (no dependent kids) and have mortgage (do combined outgoings) (1285 votes)
£0 - £2,500/year11 votes (1%)
£2,501 - £5,000/yr28 votes (2%)
£5,001 - £10,000/yr99 votes (8%)
£10,001 - £15,000/yr266 votes (21%)
£15,001 - £20,000/yr300 votes (23%)
£20,001 - £30,000/yr294 votes (23%)
£30,001 - £50,000/yr184 votes (14%)
£50,000+/yr103 votes (8%)
Iím in a couple (no dependent kids) and own house outright (do combined outgoings) (1350 votes)
£0 - £2,500/year32 votes (2%)
£2,501 - £5,000/yr93 votes (7%)
£5,001 - £10,000/yr345 votes (26%)
£10,001 - £15,000/yr309 votes (23%)
£15,001 - £20,000/yr202 votes (15%)
£20,001 - £30,000/yr218 votes (16%)
£30,001 - £50,000/yr109 votes (8%)
£50,000+/yr42 votes (3%)
Iíve got dependent kids (couple/single) and I rent (do family outgoings) (305 votes)
£0 - £2,500/year6 votes (2%)
£2,501 - £5,000/yr14 votes (5%)
£5,001 - £10,000/yr35 votes (11%)
£10,001 - £15,000/yr61 votes (20%)
£15,001 - £20,000/yr76 votes (25%)
£20,001 - £30,000/yr66 votes (22%)
£30,001 - £50,000/yr36 votes (12%)
£50,000+/yr11 votes (4%)
Iíve got dependent kids (couple/single), donít own, but donít pay rent (do family outgoings) (52 votes)
£0 - £2,500/year4 votes (8%)
£2,501 - £5,000/yr2 votes (4%)
£5,001 - £10,000/yr11 votes (21%)
£10,001 - £15,000/yr7 votes (13%)
£15,001 - £20,000/yr10 votes (19%)
£20,001 - £30,000/yr7 votes (13%)
£30,001 - £50,000/yr6 votes (12%)
£50,000+/yr5 votes (10%)
Iíve got dependent kids (couple/single) and have mortgage (do family outgoings) (2014 votes)
£0 - £2,500/year25 votes (1%)
£2,501 - £5,000/yr20 votes (1%)
£5,001 - £10,000/yr86 votes (4%)
£10,001 - £15,000/yr286 votes (14%)
£15,001 - £20,000/yr403 votes (20%)
£20,001 - £30,000/yr590 votes (29%)
£30,001 - £50,000/yr421 votes (21%)
£50,000+/yr183 votes (9%)
Iíve got dependent kids (couple/single) and own house outright (do family outgoings) (516 votes)
£0 - £2,500/year12 votes (2%)
£2,501 - £5,000/yr22 votes (4%)
£5,001 - £10,000/yr92 votes (18%)
£10,001 - £15,000/yr104 votes (20%)
£15,001 - £20,000/yr94 votes (18%)
£20,001 - £30,000/yr108 votes (21%)
£30,001 - £50,000/yr49 votes (9%)
£50,000+/yr35 votes (7%)

                   8,476 votes received.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.