Have you ever ‘tweaked the truth’ on an insurance claim?

9 March 2015

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Lying on an insurance claim is fraud. No question. Yet many people admit to ‘tweaking the truth’ (still fraud) like saying their mobile phone was taken from their bag when they know the bag was unzipped and it dropped out or claiming they had whiplash after only having a minor car prang. We want you to be honest to see how widespread an issue this is. Have you ever bent the truth? Please answer for each insurance policy you've ever claimed on:

Lying on an insurance claim is fraud. No question. Yet many people admit to ‘tweaking the truth’ (still fraud) like saying their mobile phone was taken from their bag when they know the bag was unzipped and it dropped out or claiming they had whiplash after only having a minor car prang.

We want you to be honest to see how widespread an issue this is.

Have you ever bent the truth? Please answer for each insurance policy you've ever claimed on:

Results

Breakdown (1676 votes)

Full-blown lie		48 votes (3%)
Tweaked truth		109 votes (7%)
100% honest		1519 votes (91%)

Car/van/motorbike (1841 votes)

Full-blown lie		81 votes (4%)
Tweaked truth		230 votes (12%)
100% honest		1530 votes (83%)

Critical Illness (984 votes)

Full-blown lie		16 votes (2%)
Tweaked truth		26 votes (3%)
100% honest		942 votes (96%)

Home (1863 votes)

Full-blown lie		106 votes (6%)
Tweaked truth		310 votes (17%)
100% honest		1447 votes (78%)

Life (1110 votes)

Full-blown lie		16 votes (1%)
Tweaked truth		35 votes (3%)
100% honest		1059 votes (95%)

Mobile phone (1189 votes)

Full-blown lie		83 votes (7%)
Tweaked truth		125 votes (11%)
100% honest		981 votes (83%)

Payment protection (994 votes)

Full-blown lie		30 votes (3%)
Tweaked truth		40 votes (4%)
100% honest		924 votes (93%)

Pet (1043 votes)

Full-blown lie		17 votes (2%)
Tweaked truth		37 votes (4%)
100% honest		989 votes (95%)

Travel (1504 votes)

Full-blown lie		53 votes (4%)
Tweaked truth		119 votes (8%)
100% honest		1332 votes (89%)

           2,340 people have voted.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.