Have you tried to reclaim PPI? And if not, why not?

24 June 2019

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There are only two months left to reclaim PPI (Reclaim for Free here). So we wanted to test whether you’ve done it, and if not, why not? Please select the option which is CLOSEST to your situation.

There are only two months left to reclaim PPI (Reclaim for Free here). So we wanted to test whether you’ve done it, and if not, why not?

Please select the option which is CLOSEST to your situation.

Results

I've tried to reclaim PPI and... (1034 votes)

All my reclaims were rejected (by the ombudsman)		65 votes (6%)
All my reclaims were rejected by the lender (didn't try the ombudsman)		391 votes (38%)
In total I reclaimed up to £499		98 votes (9%)
In total I reclaimed £500-£999		70 votes (7%)
In total I reclaimed £1,000-£2,499		88 votes (9%)
In total I reclaimed £2,500-£3,999		83 votes (8%)
In total I reclaimed £4,000-£7,499		89 votes (9%)
In total I reclaimed £7,500-£14,999		97 votes (9%)
In total I reclaimed £15,000-£29,999		42 votes (4%)
In total I reclaimed £30,000+		11 votes (1%)

I've not tried to reclaim PPI because... (2664 votes)

I've checked and I didn't have it		195 votes (7%)
I'm 100% sure I didn't have it		770 votes (29%)
I don't think I had it		787 votes (30%)
I had PPI, but it's too long ago and I don't have paperwork		328 votes (12%)
I had PPI, but I don't think I was mis-sold		83 votes (3%)
I just haven't got round to it		84 votes (3%)
I don't remember who my lender was		153 votes (6%)
I don't really understand what to do		148 votes (6%)
I don't morally believe in reclaiming it		16 votes (1%)
Another reason (please tell us in the discussion)		100 votes (4%)

                   3,698 votes received.

We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.