Bank Charges Poll: Fine v PayoutMoneySaving Poll Results

Poll Started 29 Jan 2008:

Bank Charges Poll: Fine v Payout.

During the Bank Charges Test case HBOS’s lawyer said customers prefer a payment to be made even if it means a bank charges them a fee. The Office of Fair Trading disagreed, saying it believes customers would prefer the payment not to be made, giving them a chance to make alternative arrangements.

If you had paid for something – whether a £1 bag of carrots – or your monthly mortgage payment – which took you beyond your overdraft limit without realising, would you prefer:


A. You’re fined £35. The payment is made.532 votes (8 %)
B. No fine. The payment is unpaid/refused. You need to pay another way.5,899 votes (92 %)

                   6,431 votes received.

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