A third of Post Office ATMs to shut
26 October 2020
Masses of loopholes, bargains, discount vouchers, new offers and just plain ol' good sense are crammed into our forum. The best new ones get included in the weekly money tips email, and those that last are listed right here. This is a treasure trove for top tips.
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Whether it's toilet training your children, making savings on tax or getting your health checked out for free, the forum's full of top tips for families. If you're new to the site, first check out the big family savings; give yourself a Money Makeover to ensure you're getting the best deal on all your finance products, and aren't paying over the odds for utilities.
Use the 5-Minute Benefits Check-up article to make sure you're getting what you're entitled to, and if you've over-spending teens, the free-to-print Teen Cash Class PDF guide's definitely worth checking out.
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If you know where to look, and book in advance, you can make massive savings on getting from A to B whatever your mode of transport. For big train savings, read the Cheap Train Tickets article; for big plane savings, read the Cheap Flights article.
It can be complicated to sort out phone and Internet providers; there are so many packages on offer and so many levels of service it's a bit of a minefield. You can find info about things you should watch out for and detailed best buys in the Cheapest Mobiles, and Cheapest Broadband articles respectively.
However, before switching, check MoneySavers' suggestions and feedback on the Telephones Board to ensure you're going to get value for money.
Say no to 0870. Named NationalCall, numbers beginning in 0870 are actually more like premium rates, costing up to 6p/minute. Since they're often used by companies which keep you waiting on hold anyway, their cost mounts up quickly, and is especially irritating when you're trying to solve a problem the company created in the first place.
Luckily, there's often a secondary, local-rate number available, and even if not you can still cut the call cost. Read Say No To 0870 for full information.
Free texts. If you're a bit of a textaholic and you've a recent mobile handset, there's a nifty loophole which'll let you send texts from your phone for 0.5p each. Plus, send 'em from the net and you can do it free. The Free Texts article includes all the details you need to slash your text costs by more than 95%.
The forum's a great place to spot deals on entertainment as and when they happen, be it at home or out and about.
The household is a key MoneySaving area, since almost everything can be saved on, from small items like light bulbs to big ones like the house itself. The big articles to check are the comprehensive Mortgage Guide and Remortgage Guide, Cheap Home Insurance, and Cheapest Gas & Elec.
For more savings on the day-to-day running of your house, also read the Old-Style Tips Section below.
The Old-Style Board proves that it's possible to live an ethical lifestyle on the tightest budget, by simply doing things how they used to be done.
Taken as a whole, the tips form the basis for a modern way of living thriftily, yet just picking out a few can help keep household expenditure down and teach you a thing or two about cooking as well.
Everybody loves a bargain, but few realise that getting the best price is just as often about how you shop as it is where you shop. Read Cheap Online Shopping and Supermarket Shopping to learn top techniques, and Cashback Sites and Cashback Credit Cards to finesse them and get maximum value.
By ensuring you've top-paying financial products, and they work for you, you'll save a fortune each year, and it needn't take long either.
Start with some of the site's biggest articles: Best Balance Transfers, Top Savings Accounts & PPI Reclaiming, and if you've a good credit rating, check out Credit Card Freebie Loopholes and Stoozing, which show you how to play plastic for profit.
At times debt can be all-pervasive and depressing, yet there's always a way out and lots of support's available for those on their way back to the black. The Budget Planner's a good place to start, or, if your debts are getting out of control, try the Debt Problems: Where To Go, What To Do article.
Each week we pick a top discussion from the Debt Free Wannabe forum, but this is just the tip of the iceberg; at any one time hundreds of people are giving each other help and support. Anybody can join; you just need to be honest and ready to solve the problem.
In real life, money's at the centre of many moral arguments, and as much as we try to be fair, it can be harder when your own cash is at stake.
Money Moral Dilemmas are hypothetical scenarios designed to make you think about the best ways of solving similar real-life disagreements, and discuss your ideas with other MoneySavers. A fresh, fun dilemma is included in each week's free MoneySaving email. So, what should they do?
Each week the gauntlet is laid down for MoneySavers to Spill the Beans on ways to save and find the best deals available. Spill the Beans discussions (and previous Great Hunts) may be for specific products, things to do cheaply, or simply for useful info.
Some of the best have been turned into articles so the collective wisdom can be shared with a wider audience, and one, the Great Bit On The Side Hunt, even inspired its own special Up Your Income forum board.
If you find one of the tips below is no longer available, please help by reporting it to email@example.com. Although we add new tips every week, we can't regularly check the entire list to see which have expired.