Student Loan Repayment
Is it better to save or pay it off?
It's a simple question spilling from the lips of over four million former graduates. "If I've got extra cash, should I pay off my student loan?" The answer depends on whether you've other debts and when you studied, as that dictates whether your interest rate is 3.3% or 1.75%.
Cut the cost of post-uni banking
Don't stick with your student bank after uni – loyalty can cost! Banks love fresh grads and offer exclusive deals, such as 0% overdrafts for up to three years. If you've graduated in the past three years, see if you can ditch and switch your account to save £100s in fees.