My £2.24 MILLION tax bill

Sadly, I’m not a millionaire and therefore don’t make nearly enough to be taxed anything close to £2.24 million. But I did recently buy my first home. One Friday night, towards the end of the buying process, I got home to find a letter from my solicitor. Buying a home involves A LOT of paperwork and it’s...

MoneySavingExpert.com’s collective switch

Collective switching first hit the scene in May 2012. The generic concept is that a trusted intermediary or local agency, such as a council, negotiates a deal with an energy supplier, then gets people to switch. The idea is great in principle, but in practice so far most collective switches haven’t come up with market-leading deals. Plus,...

Protect your health and pocket by joining the Stoptober challenge

My dad has always been a smoker and I’ve always encouraged him to stop. So when Stoptober came up in a forum brainstorm session, I jumped on the chance to help run the campaign. The idea behind Stoptober is to challenge people to give up smoking during October. It’s great as it not only improves people’s health,...

How I used a warranty to replace earphones I’d had for almost three years

When my earphones stopped working after two and a half years of almost daily use, my first thought was that I’d simply buy a new pair from the same company (RHA). It wasn’t until I was comparing prices that I noticed that the earphones came with a three year warranty. I’m the type of person who keeps...

The ASA claims our broadband write-up’s ‘misleading’ – we disagree

The Advertising Standards Authority (ASA) has today ruled that a TalkTalk broadband and line rental deal we wrote about earlier this year was not clear enough – something we disagree with. Naturally, we are deeply frustrated by the ruling, particularly as it claimed – wrongly in our opinion – our write-up was "misleading". The ASA upheld two...

It took me eight months to switch bank

We’ve all been there. We’re going out with a girl/guy (delete as appropriate) we know is no good for us, we know we could do better and yet we stay with them because… well because, often it’s just easier. Usually it’s not until you break up with that person and find a real winner that you realise...

How I put my consumer rights to use

My budget Android smartphone has been on the blink recently, and as my Sim-only contract comes to an end soon, I decided to look around for a new phone. Still after a relatively cheap mobile, I was torn between the Nokia Lumia 635 (Windows Phone) and the Motorola Moto G 4G (Android). I tried them out in-store...

To jab or not to jab, that is the question?

I can’t move either of my arms. "Oh that must be all that gym work you’ve been doing in a pre-wedding panic", I hear you cry. Sadly not (I have been going, but I never work so hard that I can’t move my arms the next day, that’s just silly). I have been injected with vaccines in...

Why I won’t ever send a letter first class again

We’ve been conditioned into thinking that first class is, well, classier. Whether it’s flying or getting the train, first class is what everyone aspires to. But with that added class comes added cost. It’s no different when it comes to sending a lowly letter. Here the class comes from the speed of delivery, and that speed of...

Why I baked a wedding cake (and saved £430)

As long as I can remember I’ve been into baking, be it cakes, scones, biscuits or flapjacks. It’s a well-known fact among my friends and family, who frequently request baked goods when we meet up (chocolate Guinness cake being the most requested). So when one of my best friends got engaged at Christmas and rapidly sped into...