Fancy a £500 windfall just for checking your insurance at renewal?

Every week it’s the same old, same old. First, a reader expresses shock (and even disgust) at the size of their insurance renewal quote. It sparks an angry phone call to an indifferent insurer which in turn triggers an urgent visit to a price comparison site. Big savings then emerge (£100s and even £1,000s) – often with...

Designer retail outlets – are they worth the schlep?

If you live near Bicester, Gretna, York or any of the UK’s other outlet villages and have a penchant for designer goods, it’s likely I’m preaching to the choir. If you can’t resist a bargain, maybe it’s time you planned a trip to one. Designer brands are by definition not MoneySaving. But if you’re a slave to...

Skewer your spuds, and 15 more common-sense ways to cut energy use

Winter, as every Game of Thrones fan knows, is coming. And as temperatures fall and energy consumption climbs, now’s the time to start thinking about how to tackle your unnecessary energy usage. We were inspired to put together this list, somewhat randomly, by MSE Jenny’s electrician Steve. He compiles and sends round a list of simple energy-saving...

Halloween MoneySaving and the scary spider that kept coming back

Parents, do you loathe having to spend money on a costume for your kids for an event that happens just once a year? On a costume they’ll probably have grown out of by the next year? I love my girls to bits but I really begrudge spending the money shops and supermarkets try to convince us to...

Help to Buy and other mortgage schemes – make sure you have all the info

My boyfriend and I are hoping to buy a house in the not too distant future, and have begun making enquiries after many discussions about where and how we would do it. We live in a flat on a new development that is still being completed. And when we saw houses available there that fit our criteria,...

Toys R Us’s Xmas layaway scheme – is it all it’s cracked up to be?

Toys R Us’s layaway scheme is hugely popular on Facebook and in the papers as a way to spread the cost of Christmas presents. With Take Time to Pay, you choose your toys in store, pay a 20% deposit and then make payments in store every four weeks, over a period of four, eight or 12 weeks. (For...

Beware paying more for Apple’s iPhone Upgrade Programme – it’s £100s cheaper to do it yourself

Despite the absence of a headphone jack and a lack of ‘new’ features – and the fact that you could fly to Australia for what it costs – I will be getting a shiny new iPhone 7 in a few weeks. I’ve upgraded to the latest model every two years since my first smartphone in 2010. Now of...

Airport parking warning: How being too precise can cost you £££s

Airport parking can be cheap if booked ahead. But you risk big charges if you overstay due to a delayed return flight – though there’s a trick to get round this. Update 4 July 2017: Although this was first published in October 2016, the principles in this blog still apply. The problem, as I found last week, comes when...

App-based banking – is this the future?

“The future of banking, available today.” That’s the bold message adorning the homepage of newly-formed Atom Bank. ‘Challenger’ banks such as Atom have sprung to life in recent years, thanks in part to the Financial Conduct Authority lowering the amount of capital required to form a new bank, in 2013. We regularly feature a number of challenger banks in our...

Under 26? Nab theatrical bargains galore for a tenner or less

Hi. My name’s Rosie and I’m a theatre addict. There, I’ve said it. And while I love sitting in a dark room full of strangers watching people pretend to be other people, I’m not a fan of the hefty price tag that often comes with it. With premium tickets for West End shows sometimes topping £100 a...