Urgently time to fix your mortgage?
Leading mortgage brokers are warning interest rates on fixed mortgages may jump by up to 0.5% points within days, adding £40ish a month to a £100,000 mortgage. Therefore, if you're considering fixing soon, it's likely you need to act urgently.
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Comping for cash! Enter contests & boost income by £1,000s? Inc. Insider tricks.
Comping is a new-style profitable hobby potentially turning entering free competitions into serious cash. How it works: Systematically source and enter 100s of the right contests by using special web gadgets to form-fill at speed, answer questions & help with tie-breaks. This bulk entry system significantly boosts the odds of winning. How much's possible? The Forum's biggest single win is a whopping £20,000 cash, many others £1,000-£2,000 worth of luxury holidays, swanky gadgets, mobiles and more, but there's no guarantee. This is a brand new step-by-step guide to being a comper, and joining the 1,000s working together in the Competitions forum. New Guide: Comping: Win competitions for cash Related: Boost Your Income, Survey Stashing, Competitons Board
Pizza Express 2for1 PLUS free garlic bread. We've blagged a click 'n' print MoneySavers-only Pizza Express 2for1 voucher valid 14-21 June (exc. Sat). It joins new 2for1s at Ask, Las Iguanas & a £5 burger & drink at O'Neill's in the Daily Deals List: Restaurant Vouchers
FREE Sky+ HD box & line rental or free Sky+ & £25 cashback. New top Sky deals.
Sky+ lets you record and pause the action. A new promo deal only via price comparison site Simplify Digital (the links below take you there) smacks the bottom of any others as it gives an automatic £55 cashback. Free Sky+ HD box. The Sky+ HD deal* gets you the box for £49 (usually £199) but gives £55 cashback on top, leaving you £6 up overall (installation is free). It also includes free Sky phone line rental (worth £120 a year). Yet the cheapest HD package subscription is £26.25/mth on a year's contract. Of course, to watch in High Definition you'll need an HD TV. Free Sky+ and £25. Alternatively, the Sky+ deal* gets you a box free (usually £99) and £55 cashback on top, though there's a £30 installation fee. Line rental's not included, but the cheapest package costs £16.50/mth. FULL info, pros, cons, alternatives & updates in the New Deals Note: Cheap Sky Related: Cheap Home Phone, Cheap Broadband
URGENT! £1(ish) European flights ends midnight Thurs 11 June. Ryanair's selling a million £1 (incl. some taxes & charges) flights from 18 UK airports for most of 23 June - 24 Oct. FULL info & how to speedily find them in the Updated Guide: £1 Ryanair Flights Related: Cheap Flights, Cheap Hotels
Major Update! Cheap Car Insurance: which comparison sites win? Record is £14/yr
The key to super-cheap car insurance is combining comparison sites in the right order, to cover as much of the market as possible in the shortest time. We do a mammoth quarterly survey & assessment to calculate this. Our latest results: First combine MoneySupermarket* and GoCompare* to get a total of 123 insurers in about 10 mins. Then, if you've time, Confused* and CompareTM* for an additional 25. Grab cashback: Once you know the cheapest, sign up to it via a cashback website for up to a further £100 discount. Record Result: The cheapest so far using this system is £14/year fully comp. (£134 quote then £120 cashback). FULL detailed step-by-step info in the Updated Guide: Cheap Car Insurance. Other Insurance Guides: Van, Bike, Home
230,000 £29 rooms (min 2 nts) at 4* Premier Inn at 300+ UK-wide hotels. Ends 6 Sept. Book 21 days in advance. See the Deals List: Hotel Sales
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10,000 free copies of Moneywise mag, worth £4.25 each. Blagged for MoneySavers. Want one?
New top fixed savings. Lock-in at 4.35% for 2 yrs or 4.07% for 18 mths. Updated Article
Fixed savings rates are on the up, with the best 2-yr fixes beating instant access by over 1% point; though you sacrifice access to the cash. 2-yr Fixes. UK subsidiary of Indian bank ICICI* (min. £1,000) is now joined by private bank Rothschild* at 4.35% AER (min. £20,000) Shorter Fixes: Building soc. Stroud & Swindon pays 4.07% AER until Nov 2010 if (min. £2k), while for a year National Counties is 3.91% (min. £20k) and ICICI* 3.75% (min. £1k). How safe? ALL these accounts have the full UK protection for up to £50,000 per person, per financial institution. Is it worth it? Most economists predict rates will stay very low into 2010, but after that who knows. If rates rise, fixed money is locked away, so you could lose out especially on longer fixes. FULL info, more options and instant access best buys in the Updated Guide: Top Savings Related: Savings Safety, Fixed Savings, Cash ISAs
Setanta Customer? Urgently check HOW you pay. Full info in the MSE News Story: Setanta Payments Warning
Tax Credits Warning. Are you getting the £100s/£1,000s you're entitled to?
New 2for1s. Alton Towers click n print; Thorpe Park & Chessington in 20p newspaper. For full info see the Daily Deals List: Cheap Days Out
Cheapest ever mobile tariff £5/mth. 50 mins & 50 texts. Compare, haggle or switch
Orange has just launched the cheapest EVER monthly tariff. It has a choice of two handsets, and for lowish users beats the cheapest equivalent pay-as-you-go deals. Yet the contract's a mammoth 36 mths & outside the inclusive allowance costs are high at 25p/min and 15p/text. Compare it: Of the main comparison sites OneCompare*, MobilePhoneChecker* & Omio all now include this tariff, so you can see how it stacks up, see Cheap Mobiles for FULL info. Use it to haggle! If you don't want to switch, use this low rate as a negotiating chip by asking your existing network to match or beat it, see mobile haggling for a step-by-step guide. Related: Cheap Home Phones, Calling Mobiles Cheaply, Sell Old Mobiles
It's started! Call home on mobiles when abroad at UK costs. Vodafone's June-Aug 'passport' promo means you don't pay more when overseas. Better still non-Vodafone users can grab a free Sim to do it. FULL info in the Deals Note: Voda-fone Home
Last Chance! 50p personalised photo Fathers' Day card. Ends Sat. Bonus Print's extended this promo where you only pay for postage. Simply upload your photo & message and order before Sat 13 June for Fathers' Day (21 June). See the Forum Note: Free Fathers' Day card
Top Bank Account if you earn over £6,000. Now earn 6% interest and get a 0% overdraft
The Alliance & Leicester* Premier Direct account has boosted the amount of in-credit interest paid to new customers by 1% point: it's now 6% for the first year on balances up to £2,500, as well as a 0% overdraft. To qualify, you need to pass a credit score and pay your earnings in (min. £6,050). Earn over £15,000? Alternatives Bank of Scotland* & Halifax* both pay £5/mth if you pay in your earnings each month. For those who keep less than £1,250 in the account, these beat A&L. Earn over £23,000? Get £100: First Direct* pays a £100 bonus when you get it, which blasts everything else out of the water, but again you must pay your salary in. FULL pros, cons & alternatives in the Updated Guide: Bank Accounts Related: Best Balance Transfers
Thomas Cook: holidays "safe" despite owner's insolvency. See the MSE News story: Thomas Cook Related: Section 75
Do you have a B&B, GMAC or Advantage mortgage? You could have your debt slashed by £1,000s. Some struggling lenders want borrowers off their books so badly they're willing to cut your debt if you switch. See the MSE News Story: Mortgage Debt Slashed Related: Cheap Mortgage Finding
Lynn Faulds Wood says "Check your Bowels". MSE supports Bowel Cancer Faster Diagnosis 8-15 June
Beat Nationwide's ban on getting its current account just for super-cheap overseas spending.
MONEY MORAL DILEMMA. Should Billy do Vinny's telly deal?
Quick Forum Tips
Warning! Bargains listed here tend to sell out quickly
Theatre, Concert & Event Tickets: Find bargain show deals
The Theatre, Concert & Event Tickets board offers a wealth of top tips & ideas on where to grab cheap seats for events and shows. Recent discussions include Glasgow Proms in the Park Free Ticket Lottery, Parking at the 02 arena and Which are the good theatre seats? Related: Cheap Tickets
Great 'Summer Party' Hunt Result
Recession or not, summer isn't the same without a few barbecues and get-togethers with friends and family. So, last week we asked for your top tips on cutting the cost of summer parties. There were some great suggestions including Don't buy all the food!, Go Value and Make Punch
- Thurs, GMTV, sometime between 8:30 & 9:30am on ITV1. Deals of the Week.
- Fri, Jeremy Vine, Radio 2, between 1 & 2pm. The subject's undecided.
- Tues, GMTV, sometime between 7:20 & 9:30am on ITV1. The topic's news reactive.
The Royal mail should be kept public! 6,520 voted last week. The 61% majority of you voted against the govt's plans to part-privatise the Royal mail, saying it should always be a public service. A combined 83% of the vote went against the plans in total, leaving just 15% in favour of privatisation, and a further 2% who weren't bothered either way. See Royal Mail poll results.
Lifeislikeaboxofchocolategoodmorningvietnamnobodyputsbabyinthecorner. That's it for this week, but can you resist seeing the 100 best movie lines in 200 seconds? Make my day
We hope you save some money
Martin & the MSE team
Explanation of * Links
FSA NOTE: Referring people to insurers or insurance intermediaries can in some circumstances require FSA authorisation. For this reason, Martin Lewis of Shepherd's Studios, Rockley Road, Shepherd's Bush, London W14 0EH is authorised and regulated by the Financial Services Authority.
How this site is financed. Any links with a * by
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to MoneySavingExpert.com, which helps it stay ad-free and free to use. You
shouldn't notice any difference, the links don't impact the product at all and
the editorial line (the things I write) is NEVER impacted by it. If it isn't
possible to get an affiliate link for the best product, it's still included in
exactly the same way. As I believe transparency is important, I'm including the
following 'un-affiliated' web-addresses for the same things: Moneysupermarket.com, gocompare.com, confused.com, comparethemarket.com, iciciukpromotions.com, rothschildreserve.co.uk, onecompare.com, mobilephonechecker.co.uk, alliance-leicester.co.uk, bankofscotlandhalifax.co.uk, halifax.co.uk, firstdirect.com, uk.virginmoney.com, energyhelpline.com, theaa.com, moneysupermarket.love2recycle.com, envirofone.com, mopay.co.uk, americanexpress.com, plus.net, talktalk.co.uk, tiscali.co.uk, simplifydigital.com. Read more about this in how this site is financed.
MoneySavingExpert.com is the free to use Consumer Revenge website focused on how to save you cash. It's owned, and run by ultra-specialised journalist and bestselling author Martin Lewis. On TV amongst other things Martin is GMTV's Money SavingExpert and presents money programmes for ITV1 Tonight. On Radio Martin has regular slots on Radio 2 Vine and Radio 1 Whiley. He's also a columnist for the News of The World, Moneywise and the Sunday Post. Find out more: About the site and its funding.
Disclaimer: This e-mail is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to your own specific circumstances. All tips are followed at your own risk and should be followed up with your own research Full Terms & Conditions.
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