Budget DIY v. package holiday
The summer clock’s ticking down, kids are back at school soon and the weather folk say the sun'll end this Thursday. Yet there’s time for a last minute get away.
Always sort insurance & holiday money out separately
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Fight Parking Fines. Many tickets are unenforceable... DON'T pay. Beat penalties.
Park at some supermarkets, retail parks, hospitals or housing estate car parks and often the tickets issued by private companies simply aren't valid. New Private Parking Tickets Guide: Don't be cowed; everyone should know how to spot which ticket types you shouldn't pay and how to beat clamping fees. Unfair Council Parking Tickets: While always legit, if you get an unfair council ticket, you can challenge it, a staggering 70% of people who get to the last appeal stage win. Full Guides & Templates: Fight Private Parking Tickets & Council Parking Ticket Appeals Related: Cheap Car Insurance, Council Tax Rebanding
New Argos Local Clearance Bargain Finder. Eg £250 off an HD TV, £100 off a baby Dyson. Massively popular with bargain hunters, Argos' clearance sale's now searchable by postcode, letting you bag goodies first. See the Forum Note: Argos Clearance
The Top Flights Reward Credit Cards. Earn BA, BMI, AirMiles plus instant free flights.
We've crunched the numbers to find the top flights rewards credit cards. BMI flights: The Miles & More Amex pays roughly 1.5% of what you spend, £15,000 spend gets a European return. BA / Bigger Spenders: The British Airways Amex's* strong for big spenders, as at £20,000 you get a free partner ticket so it gets TWO to Europe or North Africa; plus you can buy more miles and still get 'em doubled. Free Europe Biz Flight: BMI Amex's* intro deal means spend £250 within 3 mths and you get 20,000 miles, enough for a Biz class Russia/Turkey return. Alternatively Airmiles Duo* gives 1,500 Airmiles if you spend £10 by 31 Dec, which gets a Europe return, (inc taxes) though you must book its hotel room. WARNING! It's only worth doing this if you NEVER pay interest, so always repay them IN FULL every month, or face an APR of up to 19.9%. FULL info & more options in the Updated Guides: Credit Card Rewards & Credit Card Freebies Related: Cashback Cards
New! 2for1s at Pizza Hut Delivery, Strada & Giraffe. Joins £10 menu at Prezzo, plus 2for1s at Auberge, Cafe Rouge and haha in the Daily Deals List: Restaurant Vouchers
Grant Grabbing. £1,000s of free cash for home, education, business or just yourself
There's free money out there if you know where to look. We've revised & updated our detailed grants checklist, it's worth a five minute shufty to see if you're eligible e.g. Home Improvements. There's an energy grants finder, money for furniture or even grants for the elderly to pay for putting together Ikea-type flat-packs. Plus the Warm Front heating & insulation grants scheme's upped the amount avail. from £2,700 to £3,500. Individuals: As well as tax credits & benefits, a new charity grant searcher includes things such as household bills or holidays for people under extreme stress. A massive grants guide for these, students and small biz in the Updated Guide: Grant Grabbing Related: Benefit Checkup, Council Tax Rebanding
Warning! Comprehensive car insurance cover is CHEAPER than third party. New research out shows policies with more cover bizarrely cost less. See the MSE News Story: Fully comp wins Related: Cheap Car Insurance (record £12/year)
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New Instant 15% off B&Q voucher 1 week only. Joins new 20% off Peacocks (with mag), 20% off Dorothy Perkins, 15% off Ocado & Bodyshop £5 off £25. Full details in the in the Daily Deals List: Shopping Vouchers
New Top BIZ Savings Account. Fix at 3.2% AER or guarantee a top rate (c. 2.4% AER).
Small business owners have seen their interest slashed even more than personal accounts. Who needs a biz account? Usually only those with limited companies, as sole traders can simply use higher paying personal accounts (top pick easy access is Egg's* 3.25% AER inc. bonus). 1 yr fix: Abbey Business Bank (min. £50k) pays 3.2% AER if you're prepared to lock the cash away. If you've less, Standard Life (min £1,000) pays 2.9% AER until June 2010. Consistent Rate: Investec's Business High5 (min £50k) pays the avg. of the top five biz accounts (currently 2.4%) though 3mths notice is needed to withdraw. Instant Access: Anglo Irish Bank's Quick Easy Access pays 2.25% AER (min £1) Savings safety? When turnover's under £1million, you get the normal UK £50,000 per protection (larger businesses don't get any) - except Anglo Irish where you're reliant on the Irish not UK's govt protection. FULL info in the Updated Guide: Top Savings Related: Top Cash ISAs, Safe Savings
1,000s free tickets to Grand Designs Live at the NEC (Birm) worth £13. We've blagged MoneySavers free tickets for Fri 9 Oct, book online using special code before 24 Aug. Full info in the Daily Deals List: Cheap Days Out
Warning! 7 debit cards add fees when you buy travel cash. Tool of the Week. TravelMoneyMax.com: Finds the top rates
Download Championship Manager 2010 PC edition for £2.51 (worth £25). Pre-order for as little as 1p plus £2.50 transaction fee until 10 Sept. Forum Note: Champion Savings
London-only restaurant vouchers. 2for1s at Dim T and Masala Zone, 2 meals £10 at S&M Cafes. Joins 2 pizzas for £10 at Fire and Stone in the Daily Deals List: London Restaurant Vouchers
Tesco Clubcard 2 revealed... double points on in-store spending. Yet warning for those planning to redeem on holidays
Tesco's been advertising 'Clubcard 2' everywhere and it finally launched on Monday. What's changed: You now get 2 points per £1 you spend, double what it was before. A great boost as Tesco's loyalty scheme is already the most flexible. The Worry: As it's easy to disguise points' real worth, will Tesco erode their value? While 500 points is worth £5 in-store it's better converted into Rewards Vouchers where it's worth £20. Thankfully no major signs yet, but we'll be monitoring. Booking Virgin/Cosmos holiday with Rewards? From Sept you'll only be able to put £700 of Rewards Vouchers towards Virgin holidays and £400 for Cosmos, so if you've more book quick. Full info in the News Story: Tesco boost Clubcard scheme Related: Boost Tesco, Nectar, Amex points, Tesco Clubcard Bonus Deals
New Instant Theme Park 2for1s. MoneySavers voucher for The Dungeons & Sea Life, Warwick Castle & Legoland. These instant click 'n' prints joins 2for1s for Thorpe Park, Chessington & Alton Towers. See the full Deals List: Theme Park Vouchers
Quick links or click the titles for full pros, cons, alternatives & more savings
Cheap Flight Sales Alert. Airline: Ryanair. Price: £8 e/w. Ends: Midnight Weds 19 Aug
The MSE Charity. Financial education grant applications for individuals closes 31 Aug
Great 'Your Top Tip For New Uni Students' Hunt: What to take, how to budget, shoe-string meals, jobs & more
MONEY MORAL DILEMMA. Should Theo undercut Duncan's work at double pay?
Quick Forum Tips
Warning! Bargains listed here tend to sell out quickly
Board of the week: eBay, auctions, car boot sales & jumbles
Flogging your old gear is a quick way to raise cash, but it can be hard to know where to start. The eBay, auctions, car boot & jumbles board's full to bursting with top tips on buying cheap and selling dear. Discussions include Top listing turn-offs, is postage proof essential? and how to store eBay wares Related Guide: eBay Selling Tricks
Great 'Alternative Sources of Energy' Hunt Result
Last week, we asked for MoneySavers' top tips on alternative sources of energy. There were some great suggestions, including Resell excess energy, £10 solar hot water system and free solar energy debate book
- Thurs, GMTV, ITV1, sometime between 8:30 & 9:30am. Deals of the Week.
- Tues, GMTV, ITV1, sometime between 7:20 & 9:30am. The topic's news reactive.
This week's Martin's Blog: A minute-by-minute day in my life…
"Oops… MSE does an unwitting DDOS…" and "Property Porn...revisiting a hypnotised nation...". Read m'blogs (or RSS users access)
Tell the USA your views on the NHS. This week's poll. Vote and NHS discussion.
Almost half of Moneysavers ignore Google ads. 10,602 voted last week. Asked whether you click the paid-for search results of Google searches, a huge 47% said, you always ignore them. 29% do click them, but only when the natural results are no good. Though 3% weren't aware of any differences. See Google AdWords poll results.
If I didn’t love you.... statistically I’d love someone else! I’ve found the antidote to love songs with lines such as "I'm not undervaluing what we've got when I say that given the role chaos inevitably plays in the inherently flawed notion of fate". It's a must watch for realistic lovers everywhere
We hope you save some money
Martin & the MSE team
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exactly the same way. As I believe transparency is important, I'm including the
following 'un-affiliated' web-addresses for the same things: new.egg.com, americanexpress.com, mbna.co.uk, airmiles.co.uk, uk.virginmoney.com, energyhelpline.com, moneysupermarket.com, gocompare.com, alliance-leicester.co.uk, tescofinance.com, firstdirect.com, halifax.co.uk, plus.net. Read more about this in how this site is financed.
MoneySavingExpert.com is the free to use Consumer Revenge website focused on how to save you cash. It’s owned, and run by ultra-specialised journalist and bestselling author Martin Lewis. On TV amongst other things Martin is GMTV’s Money SavingExpert and presents money programmes for ITV1 Tonight. On Radio Martin has regular slots on Radio 2 Vine and Radio 1 Whiley. He’s also a columnist for the News of The World, Moneywise and the Sunday Post. Find out more: About the site and its funding.
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