Video
Martin Lewis explains what a credit card is
Martin Lewis explains what a credit card is
When used correctly, credit cards are a great tool. But like fire, they can burn if used wrongly. In this video, Martin explains what a credit card is, how they work, and how to avoid the dangers.
There's also more detailed info in the How do credit cards work guide.
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19 September 2023
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Martin: Car insurance up 41%
Home not far behind. Lock in now to save
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Cheapest ever iPhone 14 deal
As iPhone 15's launched
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12 ways to cut your food bill
Deals, tricks & tips
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FREE National Trust day pass
For a family – normally £30ish
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TWO new bank bribes launch
Get up to £210 FREE
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With E.on? Beat the Price Cap
With its new fixed-term tariff
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243 spring bulbs £15 delivered
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'Unfair' standing charges need to go: MPs back Martin's and MSE's calls for energy bill overhaul
23 September 2023![]()
Energy standing charges unfairly penalise households on lower incomes and those looking to cut their usage, a cross-party group of MPs have said in a new report published today. -
Martin Lewis: Urgent warning for savers as base rate held at 5.25%
22 September 2023![]( "1764282989")
You should open a fixed savings rate NOW in case rates are cut, MoneySavingExpert.com founder Martin Lewis has warned. -
Martin Lewis: Are you an E.on customer? Here's an easy way to cut what you pay for energy
21 September 2023![]( "333005096")
E.on Next's 'Pledge' tariff could be an easy way to cut your bills over the next year, according to MoneySavingExpert.com founder Martin Lewis. -
NatWest and RBS to close at least 134 branches in 2023/24 – here's the full list, plus alternatives
21 September 2023![]()
The NatWest Group will shut at least 143 of its bank branches throughout 2023 and 2024 following its latest announcement. -
Bank of Scotland, Halifax and Lloyds to close 35 more branches in 2023/24 – here's the full list, plus alternatives
21 September 2023![]()
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, have announced they'll close at least 35 more branches between them over the next 12 months.
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Martin Lewis: Is it time to ban unnecessary Christmas presents?
11 September 2023![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: Five things all new English university starters should know
4 September 2023![]()
The 2023 academic year is about to start, and it'll see the biggest shake-up to student finance in England for a decade. The changes are both subtle and massive. On the surface they look like a tweak, in practice they will increase the eventual cost of going to university by over 50% for many typical graduates.
Clever ways to calculate your finances
