A unique credit profile all in one place
Free scores and assessments so you can view how the financial world really sees you
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MoneySavingExpert Eligibility Rating
A unique new measure of what really counts… Will you actually be accepted by lenders? This combines your credit and affordability scores with current market conditions to check if your rating is strong enough.
TransUnion Credit Score
The traditional credit score, assessing how a typical lender would see you based on what’s in your credit file.
MoneySavingExpert Affordability Score
Lenders don’t just check your credit report, they also look at whether you can afford to repay too, so here we analyse your income and expenditure the way lenders do.
TransUnion Credit Report
Your financial CV, a record of all your current credit relationships, it’s important to check it’s accurate.
Credit card & loan eligibility
See how likely you are to get the top deals, without having to apply, therefore protecting your credit score.
Your key credit insights
What factors are impacting how you currently look to lenders, and how to make yourself more financially fanciable.
Martin Lewis,
founder of MoneySavingExpert.com
Martin Lewis,founder of MoneySavingExpert.com
Things you’re doing well
Things you could improve
Insights & tipsto improve your scores
Boost your chances of acceptance with tips based on key info from your credit report and income data
Boost my credit scoreThe big questions
If our Credit Club FAQs don’t answer your query, you can contact the team at creditclub@moneysavingexpert.com
Full FAQs