Ultimate Mortgage Calculator

Rate Rises, Mortgages, Remortgages, Overpayments, Fixes and more

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What does this calculator do?
Shows the impact of a change in interest rate on your monthly payment and the total cost of a mortgage. You can add in 'arrangement' fees too.
Current mortgage debt   £
 
Remaining mortgage term   years
 
Type
Mortgage 1 Mortgage 2
 
Rate  % Rate  %
 
Fees Fees
Compare over   years
 

Assumptions

In order to create these results we have had to make a few assumptions. 1) Interest is charged monthly 2) Interest rate stays the same over the term 3) If you selected 'Interest only', we assume your standard monthly payment doesn't decrease even if you pay off some of the balance

IMPORTANT! Please read

This information is computer generated and relies on certain assumptions, it has only been designed to give a useful general indication of costs.

It's important you always get a specific quote from the lender and double check the price yourself before acting on the information. We cannot accept responsibility for any errors (please report faults above).

What the * means above

In the main body of the article two types of links are listed. The first, which all have a * within the main body of the articles, help MoneySavingExpert.com stay free to use, as they're 'affiliated links' which invisibly take you usually via affiliate linkage or commercial money sites, which then pay this site. It's worth noting this means the third party used may be named on any credit agreements.

The second type doesn't help and therefore doesn't have a *. You shouldn't notice any difference, the links don't impact the product at all and the editorial line (the things we write) is NEVER impacted by the revenue - we aim to look at all available products. If it isn't possible to get an affiliate link for the best product, it is still included in exactly the same way. For more details read how this site is financed.

Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com:

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