How much can I borrow?
We calculate this based on a simple income multiple, but, in reality, it’s much more complex.
When you apply for a mortgage, lenders calculate how much they’ll lend based on both your income and your outgoings – so the more you’re committed to spend each month, the less you can borrow.
This calculator provides useful guidance, but it should be seen as giving a rule-of-thumb result only. Read more about what lenders look at in the How Much Can I Borrow? guide
IMPORTANT! Please read...
This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs.
It's important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errors (please report faults above).