Mortgages & Homes
Guides and tools to help you get the best deal on your mortgage
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mortgage deals
With 1,000s of mortgage deals out there, it's important to get it right. If you know the type of mortgage you need, our best buys tool shows you what's available. If you're not sure, it's best to read more on mortgages – this page will help you find the right guide.

How to find a cheap mortgage
Interest rates are at the highest they've been for many years, so getting the right mortgage can save you £100s each month.
Our guide talks you through how to find the best deal, where to look for a good mortgage broker and other key need-to-knows.

What type of mortgage should you choose?
Fixed rate or variable? Repayment or interest-only? Flexible features? There's plenty to navigate when deciding on the type of mortgage that'll suit you best. So before you dive into interest rates and fees, our guide outlines the different types of mortgages available and how the features differ.

How much will your mortgage cost?
Our mortgage calculators will help you do the sums – on everything from how much you can borrow, saving for a deposit to comparing deals...

Why use MSE's Mortgage Best Buys tool?
Whether you're a first-time buyer, looking to remortgage or planning on moving home, we aim to bring you the strongest selection of mortgage best buys. We include all deals available to brokers and, crucially, direct-only deals too.
You can also get started with our MSE affordability calculator if you want a good idea of how much you might be able to borrow.

Struggling to pay your mortgage?
High interest rates and the cost-of-living crisis means more people are struggling to pay their mortgage.
Reassessing your finances should be the first step. But where you need extra help there might be other options available – such as lender support, benefits, state support and insurance. Our guide takes you through it.
Mortgage FAQs
Mortgage & Homes Guides
First-time buyers' guide
Step-by-step help for getting on the property ladder
Boost your mortgage chances
Acceptance can be tough
How much can I borrow?
Salary and deposit will impact how big a mortgage you can get
Stamp duty calculator
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Stamp duty calculator
Use our guide to work out how much you'll need to pay
Mortgage arrears
What to do if you're behind on payments
Mortgage calculators
Including how much can you borrow?
Cheap mortgage finding
Don't overpay £1,000s by being on the wrong deal
Self-employed mortgages
How to get one
Mortgage best buys
Find the best deals available on our comparison tool
Shared ownership
A scheme to consider if you're struggling to build a big deposit
Mortgage guarantee scheme
A scheme aimed at those wanting 95% mortgages
Student loans & mortgages
Does a student loan impact a mortgage application?
Are product transfers worth it?
Remortgaging isn't the only option if you need a new deal
Lock in a mortgage rate early
Some lenders let you secure a rate six months in advance
Secured a mortgage rate that's not yet live (and can be beaten)?
You might be able to switch for free
Buying a new-build home
Top tips and what to look out for
Should you equity-release?
How releasing cash from your home works - including risks
Switch equity release lifetime mortgage deal?
You could save in the long term
Should I extend my lease?
It's vital you don't let your lease drop below 80 years in length
Skipton launches 100% mortgage
It's the UK's first no-deposit mortgage since 2008
Netflix: Boost mortgage chances?
Leeds Building Society and Experian team up
Green mortgages
How they work
Are you a first-time buyer? Use our helpful First-Time Buyers' Guide for top tips on boosting your mortgage chances, different mortgage types, the fees you'll likely pay and much more information.
Looking to remortgage? Our free Remortgage Guide helps you weigh up whether remortgaging is the right option for you, discusses ways of getting the best deals and explains how to lock in a deal early.
We've also got other guides with a Stamp Duty Calculator and a timeline to Buying a home, but if you want to jump straight into comparing mortgages, then check out our Mortgage Best Buys tool. We also have several mortgage calculators to help you crunch the numbers.
Moving home? See our top tips in the How to sell your property guide.